Arc Wealth vs Manilo

Arc Wealth is a private net worth and wealth tracker for people who want financial clarity without linking bank accounts. Built for manual entry from the start, Arc helps you track what you own, what you owe, and what you are building over time. See your full financial picture in one place, follow changes month to month, and plan without a transaction feed or budgeting pressure. Track your financial picture • Net worth, assets, liabilities, and recurring expenses • Trends across your full picture, assets, and liabilities • Personal plans for emergency funds, travel, home down payments, and more • Private notes, decision logs, and personal ledgers • Encrypted on-device storage with optional iCloud Sync Arc Premium (available as an optional auto-renewable subscription) includes: • Full Reflections that turn your tracked data into patterns, progress, and personal context • Monthly Readiness to see what is spoken for and what remains open • Debt Paydown to model how extra payments can change your payoff path • Wealth Projection to model future growth using your own assumptions • Additional widgets, custom labels, premium accent palettes, exports, PDF reports, milestone alerts, and expanded tracking limits Why Arc feels different • Manual input only. No bank connections. • Your data stays on your device unless you choose iCloud Sync • Designed for wealth clarity, long-term planning, and private reflection • Calm by design, with no transaction feed to maintain Arc Wealth is designed for personal clarity and planning. It is not financial advice. Terms of Use: https://arcwealth.clearstonestudio.co/#termsofuse Privacy Policy: https://arcwealth.clearstonestudio.co/#privacypolicy

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/