Comparison

Arc Wealth vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arc Wealth

Gain financial clarity by manually tracking your net worth, assets, and liabilities. This app offers a private, on-device solution for long-term planning and reflection without linking bank accounts.

Highlights
  • Manual net worth tracking
  • Asset and liability monitoring
  • Financial trend analysis
  • Personal financial planning
  • Encrypted on-device storage
  • Optional iCloud Sync
  • Premium planning tools
Features
Read full description

Arc Wealth is a private net worth and wealth tracker for people who want financial clarity without linking bank accounts. Built for manual entry from the start, Arc helps you track what you own, what you owe, and what you are building over time. See your full financial picture in one place, follow changes month to month, and plan without a transaction feed or budgeting pressure. Track your financial picture • Net worth, assets, liabilities, and recurring expenses • Trends across your full picture, assets, and liabilities • Personal plans for emergency funds, travel, home down payments, and more • Private notes, decision logs, and personal ledgers • Encrypted on-device storage with optional iCloud Sync Arc Premium (available as an optional auto-renewable subscription) includes: • Full Reflections that turn your tracked data into patterns, progress, and personal context • Monthly Readiness to see what is spoken for and what remains open • Debt Paydown to model how extra payments can change your payoff path • Wealth Projection to model future growth using your own assumptions • Additional widgets, custom labels, premium accent palettes, exports, PDF reports, milestone alerts, and expanded tracking limits Why Arc feels different • Manual input only. No bank connections. • Your data stays on your device unless you choose iCloud Sync • Designed for wealth clarity, long-term planning, and private reflection • Calm by design, with no transaction feed to maintain Arc Wealth is designed for personal clarity and planning. It is not financial advice. Terms of Use: https://arcwealth.clearstonestudio.co/#termsofuse Privacy Policy: https://arcwealth.clearstonestudio.co/#privacypolicy

About

Net Worth Tracker

Features
Read full description

Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard — with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE • Cash accounts • Investments • Property • Loans • Credit cards • Assets & liabilities WHY VAULTLY • 100% private on your device • No bank connections required • Fast and simple setup • Clean modern iPhone experience • Visual wealth dashboard • Track progress over time WHETHER YOU'RE • Building wealth • Paying down debt • Planning retirement • Replacing spreadsheets • Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html

Screenshots

Arc Wealth4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Net Worth Tracker at 18.6 against Arc Wealth's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Arc Wealth sells 2 in-app purchases, starting at $5.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 8 level
Arc Wealth versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterArc WealthNet Worth Tracker
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequency—Every 2 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS26.018.6 — better
Further details — not scored
Size11 MB18 MB
Age rating12+4+
DeveloperOmar MubarakAmandeep Singh Chhatwal

In-app purchases

2 purchases

Arc Wealth

Subscriptions2
  • Arc Premium7 Days trial$5.991 Month
  • Arc Premium7 Days trial$48.001 Year
2 purchases

Net Worth Tracker

Subscriptions2
  • Vaultly Pro$6.991 Month
  • Vaultly Pro$49.991 Year

Questions

Is Arc Wealth free?
Arc Wealth is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do Arc Wealth or Net Worth Tracker have ads?
Neither Arc Wealth nor Net Worth Tracker shows ads.

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