FOY vs Freedom Date
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FOY
Track all your investments, including stocks, crypto, and funds, in one place. Monitor cash flow, calculate your financial independence date, and simulate wealth growth with compound interest tools. Offers multiple portfolios and a gamified FIRE journey.
- All-in-one investment tracking
- Real-time profit/loss analysis
- Cash flow and income tracking
- Financial Independence (FIRE) date calculation
- Compound interest projections
- Multiple portfolio management
- Gamified FIRE progress levels
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Keep every investment in one portfolio: BIST and US stocks, ETFs, investment funds, crypto, gold, silver, currencies and cash. You enter what you actually paid for each purchase, so your average cost and profit/loss are real — not guessed from a market price. TRACK YOUR ENTIRE PORTFOLIO Stocks, crypto, funds, currencies, and commodities — all in one place. Prices update while markets are open and freeze when they close. Average cost tracking, profit & loss analysis, and daily performance across every asset class. KNOW YOUR CASH FLOW See exactly where your income comes from — active earnings, passive streams, and pure portfolio performance, all tracked separately. Watch your financial independence ratio grow as passive income covers more of your monthly expenses. Every income source is archived month by month, so you always know where you stood. YOUR FIRE DATE, CALCULATED Enter your annual expenses and FOY instantly calculates your Financial Independence target using the proven 4% Rule. See your exact freedom year and month — and watch it get closer as your portfolio grows. COMPOUND INTEREST PROJECTIONS Simulate your wealth growth with advanced compound interest tools. Adjust your monthly contributions, expected return rate, and inflation to see how small changes create massive long-term results. MULTIPLE PORTFOLIOS Manage up to 5 independent portfolios — for different strategies, goals, or family members. YOUR JOURNEY, GAMIFIED Progress through 8 FIRE levels from Kadem to Mecen as your portfolio grows toward your freedom target. PRIVACY FIRST All data stored locally on your device. No accounts, no cloud sync, no data sharing. 30-day free trial. Then unlock everything for less than a coffee per month.
Freedom Date
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Do you know the date you'll no longer need to work? Freedom Date looks at your savings, spending and investments and gives you one concrete answer: the date of your financial freedom. Every deposit and every cut expense moves that date closer — and you see it instantly. No account. No bank linking. No email. Download and know your date in 2 minutes. YOUR FREEDOM DATE • Automatically calculated from your net worth, savings rate and expected returns (FIRE method: yearly expenses × 25) • Track progress in percentages — celebrate every milestone from 10% to 100% • Your personal "why I want freedom" note greets you on the home screen PORTFOLIO TRACKING • Stocks, currencies, gold, crypto, funds — all your assets on one screen • Live price updates keep your portfolio current • Allocation charts and monthly progress snapshots BUDGET & RECURRING TRANSACTIONS • Salary, rent, bills — define once, the app records them every month • Track your income-expense balance and savings rate • Smart reminders for upcoming payments "WHAT IF?" SIMULATOR • What if my salary grew 20%? • What if I saved $200 more each month — how many years would I gain? • Play with every variable, save scenarios, compare them side by side MONTHLY REPORT CARD • A personal report every month: savings rate, portfolio change, freedom date movement • Save or share your report as an image • Export to PDF and Excel — your data is always yours FINANCIAL GUIDE • Content personalized to your level • A 2-minute quiz calibrates what you see • Learn FIRE, investing and saving in plain language YOUR DATA IS YOURS ALONE • Everything is stored on your device in an encrypted database • No account, no server, no ads, no tracking • No bank linking required — you enter your data, you control it • Encrypted backup lets you move to a new device safely NO SUBSCRIPTION Core features are completely free. For power users there's Pro — one-time purchase, yours forever: • Unlimited assets and accounts • Live price tracking • Unlimited saved scenarios • Inflation-adjusted projections • PDF and Excel report sharing • Encrypted backup No monthly fee. No renewal. Buy once, use forever. — Financial freedom isn't a dream. It's a date. Find yours today. Questions or ideas: m.ikbalcan@gmail.com
Screenshots
Verdict
The clearest difference is update cadence: FOY at every 5 days against Freedom Date's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FOY sells 2 in-app purchases, starting at $0.99 per month and Freedom Date sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
FOY ships an update every 5 days, Freedom Date every 3 weeks. Both last shipped on October 31, 2026.
| Parameter | FOY | Freedom Date |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 25 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | HAKKI ORCUN OZDEMIR | Muhammed Ikbal Can |
In-app purchases
FOY
- FÖY Premium Monthly$0.991 Month
- FOY Premium Yearly$2.991 Year
Freedom Date
- Pro - Lifetime$9.99









