Freedom Date vs NestEgg

Do you know the date you'll no longer need to work? Freedom Date looks at your savings, spending and investments and gives you one concrete answer: the date of your financial freedom. Every deposit and every cut expense moves that date closer — and you see it instantly. No account. No bank linking. No email. Download and know your date in 2 minutes. YOUR FREEDOM DATE • Automatically calculated from your net worth, savings rate and expected returns (FIRE method: yearly expenses × 25) • Track progress in percentages — celebrate every milestone from 10% to 100% • Your personal "why I want freedom" note greets you on the home screen PORTFOLIO TRACKING • Stocks, currencies, gold, crypto, funds — all your assets on one screen • Live price updates keep your portfolio current • Allocation charts and monthly progress snapshots BUDGET & RECURRING TRANSACTIONS • Salary, rent, bills — define once, the app records them every month • Track your income-expense balance and savings rate • Smart reminders for upcoming payments "WHAT IF?" SIMULATOR • What if my salary grew 20%? • What if I saved $200 more each month — how many years would I gain? • Play with every variable, save scenarios, compare them side by side MONTHLY REPORT CARD • A personal report every month: savings rate, portfolio change, freedom date movement • Save or share your report as an image • Export to PDF and Excel — your data is always yours FINANCIAL GUIDE • Content personalized to your level • A 2-minute quiz calibrates what you see • Learn FIRE, investing and saving in plain language YOUR DATA IS YOURS ALONE • Everything is stored on your device in an encrypted database • No account, no server, no ads, no tracking • No bank linking required — you enter your data, you control it • Encrypted backup lets you move to a new device safely NO SUBSCRIPTION Core features are completely free. For power users there's Pro — one-time purchase, yours forever: • Unlimited assets and accounts • Live price tracking • Unlimited saved scenarios • Inflation-adjusted projections • PDF and Excel report sharing • Encrypted backup No monthly fee. No renewal. Buy once, use forever. — Financial freedom isn't a dream. It's a date. Find yours today. Questions or ideas: m.ikbalcan@gmail.com

Most retirement calculators ask for three numbers and hand you a year. That's not a plan, that's a guess. NestEgg is a retirement planner and early retirement calculator that models the mechanics actually deciding whether you make it: your real return after inflation, the tax treatment of every account you draw from, and how much Social Security at 62 versus 70 changes the number you need. WHAT'S IN IT Your FIRE number, five ways — Traditional, Lean, Coast, Barista and Fat. Financial independence means something different at $40k a year than at $150k, and the app doesn't pretend otherwise. Your retirement age, not just your number. A year-by-year projection to age 95 in today's dollars, with your target drawn on the chart, the crossing year marked, and a depletion warning if the money runs out first. Withdrawal strategies. Fixed inflation-adjusted spending, percent-of-portfolio, or guardrails that trim 10% after bad stretches and take a raise after good ones. Income that isn't your portfolio. Social Security at any claim age, pensions, rental income, part-time work. Coast FIRE math falls apart if you skip this. Tax drag. Traditional, Roth and taxable modelled separately, with long-term capital gains treatment, RMDs, Roth conversion ladders and an early-retirement healthcare (ACA) bridge. Built on current IRS and SSA figures — brackets, standard deduction, 401(k) and Roth IRA limits, the wage base — updated each year. Scenario comparison. Save as many what-ifs as you like and put them next to each other. "What if we moved somewhere cheaper" is a real question with a real answer. Plan with a partner. Two incomes, two retirement ages, one shared date. YOUR DATA No ads, ever, and your figures are never sold or shared. Start with no sign-up at all — explore as a guest and attach an account later only if you want your plan to sync across your devices. You can delete your account and everything in it from Settings, instantly. WHAT IT DOESN'T DO It doesn't connect to your bank or track your spending. It's not a budgeting app and there are good ones already. NestEgg answers one question: when can you stop working, and what has to be true for that to hold. It doesn't run Monte Carlo simulations. Projections use a steady real return you pick — conservative, balanced or optimistic — so you can see the mechanics rather than a probability you can't interrogate. It's also not financial advice. It's a model, and every model is wrong about something. Use it to think, not to decide. NESTEGG PRO $1.99/month, cancel anytime — or $19.99 once, yours forever. Payment is charged to your Apple ID at confirmation of purchase. A monthly subscription renews automatically unless cancelled at least 24 hours before the period ends, and can be managed in your App Store account settings. Terms of Use: https://runebyte.app/fire-path/terms Privacy Policy: https://runebyte.app/fire-path/privacy Built by one independent developer. Bug reports get read and usually fixed within a week.