ATM Flow vs Expense Tracker AI

ATM Flow is a manual budgeting app built for people who want full control over their finances — and their data. Unlike apps that scrape your bank feeds or require logins, ATM Flow keeps everything in your hands. You enter each transaction yourself, building mindful spending habits. Your data lives on your device and in your personal iCloud account. We never see it. WHAT MAKES ATM FLOW DIFFERENT • Fully bilingual — native Arabic and English with full RTL support and Arabic-Indic numerals • Zero data collection — no analytics, no tracking, no accounts to create. Your financial data stays yours. • iCloud sync across all your devices — encrypted by Apple, invisible to us • Built for the Gulf — QAR, SAR, AED, KWD, BHD, OMR as first-class currencies alongside USD, EUR, GBP, and 7 more FEATURES • Dashboard with net worth, monthly spending breakdown, 30-day chart, budget progress, upcoming bills, and goals snapshot • Custom categories with emoji icons — organize expenses your way • Budgets per category or overall, with daily/weekly/monthly/yearly periods • Financial goals with progress tracking • Recurring transactions that auto-post bills and subscriptions • Reports with income vs. expense, daily trends, and monthly comparisons • Import transactions from bank statements (CSV, Excel, or PDF) with automatic duplicate flagging; export to JSON or CSV • Dark mode and light mode with customizable accent colors • Face ID / Touch ID app lock • Daily reminder notifications • Widget showing monthly spending at a glance PRIVACY ATM Flow collects zero data. No analytics frameworks. No servers. No tracking pixels. Your transactions are stored locally on your device and synced through your personal iCloud account using Apple's CloudKit. We cannot access, read, or process your financial information. Period. Free forever. No subscriptions. No in-app purchases. No ads. Built by Approve The Move — genuinely useful apps, always free.

LensReport is the expense tracker that does more than record what you spent. It reads your receipts, answers questions about your money and shows you concrete ways to spend less. LOG AN EXPENSE IN SECONDS Point your camera at a receipt and the AI fills in the merchant, amount, date and category. In a hurry? Just say it out loud, or type it in. Every expense lands in one clean day-by-day ledger with the category art that makes your spending easy to read at a glance. GET TIPS BASED ON WHAT YOU ACTUALLY BUY Log a coffee and you'll see a tip about coffee. Log groceries and you'll see a tip about groceries. LensReport draws on a library of 200+ practical money-saving tips and matches them to your real spending, so the advice is about your life, not generic finance. FIND CHEAPER OPTIONS NEARBY Logged something you buy often? LensReport can look up nearby places that sell the same thing for less, with real ratings, photos and distance, plus an estimated price so you know what you'd save. ASK AI ABOUT YOUR SPENDING "Where did my money go this month?" "How much do I spend on takeaway?" "Can I still afford $150 this week?" Ask in plain language and get a clear answer with a chart, grounded in your own entries. Every answer comes with a saving plan you can act on. SET A BUDGET THAT'S EASY TO FOLLOW Set a total or per-category budget, monthly, weekly or daily. LensReport shows how much you have left and how many days it needs to last, and lets you know the moment you're heading over. NEVER MISS A RENEWAL Track subscriptions and bills in one place and get a reminder before each renewal, so you're never surprised by a charge you forgot about. A MONTHLY OVERVIEW THAT SPEAKS PLAINLY See what you spent, how it compares to last month, your biggest purchase and your top categories, with short AI-written notes that explain what changed. EXPORT WHEN YOU NEED TO Export your ledger to Excel or PDF, or share a read-only link. BUILT FOR PRIVACY Personal details like emails, phone numbers and card numbers are removed before any AI processing. Your location is only used when you ask for cheaper options nearby and is never stored. FREE TO START Log your first expenses and ask the AI a few questions each day for free. Upgrade for unlimited expenses, more AI questions, budgets, subscriptions and exports. SUBSCRIPTION DETAILS Subscriptions are billed to your Apple ID account and renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings at any time. Any unused portion of a free trial is forfeited when you purchase a subscription. LEGAL Terms of Use (EULA): https://lensreport.app/terms Privacy Policy: https://lensreport.app/privacy