Comparison

ATM Flow vs Flosy

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

ATM Flow

Features
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ATM Flow is a manual budgeting app built for people who want full control over their finances โ€” and their data. Unlike apps that scrape your bank feeds or require logins, ATM Flow keeps everything in your hands. You enter each transaction yourself, building mindful spending habits. Your data lives on your device and in your personal iCloud account. We never see it. WHAT MAKES ATM FLOW DIFFERENT โ€ข Fully bilingual โ€” native Arabic and English with full RTL support and Arabic-Indic numerals โ€ข Zero data collection โ€” no analytics, no tracking, no accounts to create. Your financial data stays yours. โ€ข iCloud sync across all your devices โ€” encrypted by Apple, invisible to us โ€ข Built for the Gulf โ€” QAR, SAR, AED, KWD, BHD, OMR as first-class currencies alongside USD, EUR, GBP, and 7 more FEATURES โ€ข Dashboard with net worth, monthly spending breakdown, 30-day chart, budget progress, upcoming bills, and goals snapshot โ€ข Custom categories with emoji icons โ€” organize expenses your way โ€ข Budgets per category or overall, with daily/weekly/monthly/yearly periods โ€ข Financial goals with progress tracking โ€ข Recurring transactions that auto-post bills and subscriptions โ€ข Reports with income vs. expense, daily trends, and monthly comparisons โ€ข Import transactions from bank statements (CSV, Excel, or PDF) with automatic duplicate flagging; export to JSON or CSV โ€ข Dark mode and light mode with customizable accent colors โ€ข Face ID / Touch ID app lock โ€ข Daily reminder notifications โ€ข Widget showing monthly spending at a glance PRIVACY ATM Flow collects zero data. No analytics frameworks. No servers. No tracking pixels. Your transactions are stored locally on your device and synced through your personal iCloud account using Apple's CloudKit. We cannot access, read, or process your financial information. Period. Free forever. No subscriptions. No in-app purchases. No ads. Built by Approve The Move โ€” genuinely useful apps, always free.

About

Flosy

Read full description

Flosy is the simplest way to track your spending and take control of your money, built for Egypt. Log expenses in seconds, set a monthly budget, and always know where your money is going. โ€ข Track every expense by category, in EGP โ€ข Set a monthly budget with alerts before you overspend โ€ข Scan receipts with your camera to log them instantly โ€ข Recurring expenses logged automatically (rent, bills, subscriptions) โ€ข Savings goals to plan for what matters โ€ข Clear reports and charts of where your money goes โ€ข A smart AI assistant that answers questions about your spending in Egyptian Arabic or English Flosy works fully in Arabic (RTL) and English, and syncs securely across your devices with Sign in with Apple. Terms of Use (EULA): https://flosy.app/terms Privacy Policy: https://flosy.app/privacy

Screenshots

ATM Flow4 screens
Flosy4 screens

Verdict

The call

The clearest difference is in-app purchases: ATM Flow at none against Flosy's 3. Flosy's advantage is update cadence (every 3 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Flosy sells 3 in-app purchases, starting at $2.99 per month. ATM Flow asks for nothing beyond the download.

UpkeepUpdate frequency

ATM Flow ships an update every 6 weeks, Flosy every 3 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

Scorecard2 real differences ยท 4 level
ATM Flow versus Flosy: the parameters behind the verdict, then further details
ParameterATM FlowFlosy
PriceFreeFree
Update frequencyEvery 6 weeksEvery 3 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS18.617.0 โ€” better
Further details โ€” not scored
Size7 MB18 MB
Age rating4+4+
DeveloperYousif AmeenAhmed Fouad Ezzat Mohamed Elmahdy

In-app purchases

None

ATM Flow

No in-app purchases

3 purchases

Flosy

Subscriptions2
  • Pro Monthly$2.991 Month
  • Pro Yearly7 Days trial$19.991 Year
One-time1
  • Flosy Pro Lifetime$49.99

Questions

Is ATM Flow free?
ATM Flow is free to download, with no in-app purchases.
Is Flosy free?
Flosy is free to download, with in-app purchases available.
Do ATM Flow or Flosy have ads?
Neither ATM Flow nor Flosy shows ads.
Which is updated more often, ATM Flow or Flosy?
ATM Flow ships an update every 6 weeks, and Flosy every 3 days. Most recently, ATM Flow was updated on October 31, 2026 and Flosy on November 5, 2026.

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