ATM Flow vs Flosy
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
ATM Flow
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ATM Flow is a manual budgeting app built for people who want full control over their finances โ and their data. Unlike apps that scrape your bank feeds or require logins, ATM Flow keeps everything in your hands. You enter each transaction yourself, building mindful spending habits. Your data lives on your device and in your personal iCloud account. We never see it. WHAT MAKES ATM FLOW DIFFERENT โข Fully bilingual โ native Arabic and English with full RTL support and Arabic-Indic numerals โข Zero data collection โ no analytics, no tracking, no accounts to create. Your financial data stays yours. โข iCloud sync across all your devices โ encrypted by Apple, invisible to us โข Built for the Gulf โ QAR, SAR, AED, KWD, BHD, OMR as first-class currencies alongside USD, EUR, GBP, and 7 more FEATURES โข Dashboard with net worth, monthly spending breakdown, 30-day chart, budget progress, upcoming bills, and goals snapshot โข Custom categories with emoji icons โ organize expenses your way โข Budgets per category or overall, with daily/weekly/monthly/yearly periods โข Financial goals with progress tracking โข Recurring transactions that auto-post bills and subscriptions โข Reports with income vs. expense, daily trends, and monthly comparisons โข Import transactions from bank statements (CSV, Excel, or PDF) with automatic duplicate flagging; export to JSON or CSV โข Dark mode and light mode with customizable accent colors โข Face ID / Touch ID app lock โข Daily reminder notifications โข Widget showing monthly spending at a glance PRIVACY ATM Flow collects zero data. No analytics frameworks. No servers. No tracking pixels. Your transactions are stored locally on your device and synced through your personal iCloud account using Apple's CloudKit. We cannot access, read, or process your financial information. Period. Free forever. No subscriptions. No in-app purchases. No ads. Built by Approve The Move โ genuinely useful apps, always free.
Flosy
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Flosy is the simplest way to track your spending and take control of your money, built for Egypt. Log expenses in seconds, set a monthly budget, and always know where your money is going. โข Track every expense by category, in EGP โข Set a monthly budget with alerts before you overspend โข Scan receipts with your camera to log them instantly โข Recurring expenses logged automatically (rent, bills, subscriptions) โข Savings goals to plan for what matters โข Clear reports and charts of where your money goes โข A smart AI assistant that answers questions about your spending in Egyptian Arabic or English Flosy works fully in Arabic (RTL) and English, and syncs securely across your devices with Sign in with Apple. Terms of Use (EULA): https://flosy.app/terms Privacy Policy: https://flosy.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: ATM Flow at none against Flosy's 3. Flosy's advantage is update cadence (every 3 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Flosy sells 3 in-app purchases, starting at $2.99 per month. ATM Flow asks for nothing beyond the download.
ATM Flow ships an update every 6 weeks, Flosy every 3 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.
| Parameter | ATM Flow | Flosy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 weeks | Every 3 days โ better |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 18.6 | 17.0 โ better |
| Further details โ not scored | ||
| Size | 7 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Yousif Ameen | Ahmed Fouad Ezzat Mohamed Elmahdy |
In-app purchases
ATM Flow
No in-app purchases
Flosy
- Pro Monthly$2.991 Month
- Pro Yearly7 Days trial$19.991 Year
- Flosy Pro Lifetime$49.99









