清记 vs Simple Expenses Track
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
清记
This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.
- Minimalist expense recording
- Ad-free and distraction-free interface
- Visual financial summaries (charts)
- Absolute privacy for financial data
- Elegant and clean design
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“清”,是账目清晰,也是耳根清静。 【理念:我们为什么做这款 App】 市面上的记账软件越来越臃肿了。打开它们,满眼是理财广告、办卡推荐、繁杂的社区和让人眼花缭乱的各种入口。 但其实,我们需要的仅仅是一个能安安静静记录今天花了多少钱的工具。 于是,《清记》诞生了。 它剔除了所有与记账无关的噪音,回归工具的本质。没有广告,没有社交,没有多余的干扰。在这里,只有纯粹的收支,和清清楚楚的生活。 【功能:克制而强大】 极简极速:点开即记,没有任何多余的步骤,3秒钟完成一笔开销记录。 干净无扰:承诺永远无理财广告,无社区,不贩卖财务焦虑。 一目了然:清晰直观的折线与饼图,帮你轻松梳理每月的财务状况。 绝对隐私:你的财务数据属于且仅属于你个人,无需担心隐私泄露。 设计美学:延续留白美学,素雅清透的界面,让记账变成一种享受。 我们相信,最好的工具,是当你需要时它极其顺手,不需要时它安静地待在角落,从不打扰。 愿《清记》能帮你理清账目,也理清生活。 最终用户许可协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Simple Expenses Track
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This is a system-level journaling app designed exclusively for iOS. We've abandoned the complex illustrations and bloated social features, returning to the purest native iOS aesthetics. Combining intuitive operations like Apple Wallet, it creates the most elegant personal finance dashboard for you who seek extreme efficiency. --- Native aesthetics born for iOS System-level interface: Seamlessly integrates with iOS design language, supporting smooth dynamic effects and dark mode (Dark Mode), making it as familiar as using an in-built app. Zero interference experience: We stand by no ads, no forced pop-ups, and no redundant information, giving you a clean and pure journaling space. Assets at a glance: The visual feel of simulating real wallets makes the financial status of multiple cards and multiple assets clearly displayed on a single screen. --- Systematic and accurate financial analysis Efficient recording: Through extremely optimized smooth operations, a transaction record can be completed in as little as 10 seconds. Clean data panel: Reject complex charts that are hard to understand, providing only the most intuitive and core consumer trends and budget comparisons. --- Privacy and security, data is in your control Highest privacy standards: Your financial data belongs to you. We do not collect or transmit your personal privacy and consumer records.
Screenshots
Verdict
The clearest difference is update cadence: 清记 at every 2 days against Simple Expenses Track's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 清记 sells 3 in-app purchases, starting at $0.99 per month and Simple Expenses Track sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
清记 ships an update every 2 days, Simple Expenses Track fortnightly. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | 清记 | Simple Expenses Track |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 2 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17 | 17.0 |
| Further details — not scored | ||
| Size | 78 MB | 8 MB |
| Age rating | 9+ | 4+ |
| Developer | 若飞 王 | Tse Tin Hang |
In-app purchases
清记
- 清记会员月度订阅$0.991 Month
- 清记会员年度订阅$3.991 Year
- 清记记账永久会员$4.99
Simple Expenses Track
- 喝杯咖啡$1.99
- 午餐$5.99









