Spendaq vs Bucketize

Stop wondering where your money went. Spendaq is the fast, private expense tracker and money manager that puts you back in control — log daily spending, track subscriptions and recurring bills, and plan your monthly budget. No bank login, no data sold, no clutter. Just your money, clearly tracked. LOG EXPENSES IN SECONDS Add any transaction in under 5 taps. Set recurring bills once, never forget them. Use categories, payment methods, and notes to stay organised. BUDGETS THAT ACTUALLY WORK Set a monthly limit per category and get alerted before you overspend. The spending ring on your dashboard shows exactly where your money goes — at a glance. TOTAL PRIVACY No bank connection. No data sold. Your financial data lives on your device and optionally in your private iCloud — nowhere else. EVERYWHERE YOU NEED IT Apple Watch complication, home screen and lock screen widgets, full iPhone and iPad support. Works completely offline. ICLOUD BACKUP (PRO) Back up and restore your data securely to iCloud. Switch phones or restore from backup — your data is always safe and private. MULTIPLE VAULTS (PRO) Separate personal, travel, and business expenses in isolated vaults. Switch between them in one tap. EXPORT & REPORTS (PRO) Export to CSV or PDF. Deep monthly reports, category breakdowns, date-range filters, and payment method analysis. PRO INCLUDES: - Unlimited transactions - iCloud encrypted backup - CSV and PDF export - Advanced reports and date filters - Custom categories - Payment method tracking - Multiple vaults - Apple Watch and home screen widgets Start with a free 1-week trial. Cancel anytime, no questions asked. SUBSCRIPTION INFO: Spendaq Pro is an optional auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in App Store Settings. Privacy Policy: https://www.spendaq.com/privacy Terms of Use: https://www.spendaq.com/terms Your money. Your rules. Your privacy.

Bucketize is a budgeting app built for one job: planning your money on salary day. It answers three questions in seconds: • How much income do I have this month? • How much is already spoken for? • After everything planned, how much is safely left? Bucketize is not a daily expense tracker, and it never connects to your bank. It's a planning tool for fixed bills, yearly charges, and the spending you already know is coming — so payday feels clear instead of stressful. SEE YOUR TRUE LEFTOVER Every income source and planned outflow rolls up into one honest number: what's actually left to spend or save. Go over budget, and Bucketize shows it clearly instead of hiding it. SMOOTH OUT YEARLY BILLS Enter a yearly charge like car insurance and Bucketize shows you the amount to set aside each month. No more scrambling when an annual bill lands. BUCKETS, ONLY IF YOU WANT THEM Group expenses into buckets like Home, Car, or Subscriptions to see exactly where your money goes — or skip buckets entirely and keep it simple. They're always optional and never slow down adding an expense. BUILT FOR PAYDAY • Track one salary plus any extra income sources • Monthly and yearly expenses, normalized to a clear monthly view • Set-asides for the money you reserve each month • One-tap capture with a live preview of your leftover as you type • Local reminders ahead of yearly charges PRIVATE BY DESIGN • Works fully offline • No account, no sign-up, no ads • No bank connections — ever • Your data stays yours, synced privately across your devices with iCloud • Lock the app behind Face ID or your passcode MADE FOR iOS • A clean, modern design with subtle Liquid Glass • Full light and dark mode with equal polish • Dynamic Type and VoiceOver support • Currency and number formatting follow your region • Move your plan in and out with simple CSV import and export Bucketize is free to start, with a one-time unlock for unlimited items — no subscriptions. Set it up once, update it rarely, and know exactly where you stand every salary day.