Comparison

OweTrack vs Lift Debt

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

OweTrack

Features
Read full description

OweTrack helps you keep client debts, payments, invoices, reminders, and scanned receipts organized in one simple finance workspace. Whether you track money owed by clients, manage small business invoices, or need a clear record of payments, OweTrack gives you a fast way to see what is pending, paid, overdue, and ready to export. Track what matters: - Add clients and view their full balance history - Record debts, payments, and due dates - Create and export professional invoices - Scan and save receipts or invoice records - Set reminders for upcoming due dates - View overdue debts and recent client activity - Export today’s app data as CSV and PDF - Change currency from settings - Review analytics and reports with Pro OweTrack is built for small businesses, freelancers, shops, service providers, and anyone who needs a practical way to manage owed money without complicated accounting software. Stay organized, follow up on time, and keep your financial records easy to understand. Terms of use: https://yieldmonk.com/terms-of-use/ Privacy Policy: https://yieldmonk.com/app-privacy-policy/

About

Lift Debt

Features
Read full description

Lift Debt helps you take control of everything you owe β€” credit cards, loans, mortgages, and more β€” all in one place. Whether you have one debt or many, Lift Debt gives you a clear picture of where you stand and helps you make progress toward being debt-free. TRACK EVERYTHING YOU OWE Add any type of debt β€” credit cards, personal loans, student loans, car payments, and more. See your total balance, APR, due dates, and payment history at a glance. STAY ON TOP OF PAYMENTS Log payments as you make them and get reminders so you never miss a due date. Your payment history is always there when you need it. SEE YOUR PROGRESS Watch your balances go down over time. Visualize your payoff progress and celebrate milestones along the way. BUILT WITH PRIVACY IN MIND Lock the app with Face ID, Touch ID, or a PIN. Sensitive account details never leave your device. LIFT DEBT PRO Unlock unlimited debts and additional features with a Lift Debt Pro subscription.

Screenshots

OweTrack4 screens
Lift Debt4 screens

Verdict

The call

The clearest difference is in-app purchases: Lift Debt at none against OweTrack's 3. Lift Debt also leads on device support (3 vs 1) and iOS requirement (13.0 vs 18.6). On price, update cadence and ads there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month. Lift Debt asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard3 real differences Β· 3 level
OweTrack versus Lift Debt: the parameters behind the verdict, then further details
ParameterOweTrackLift Debt
PriceFreeFree
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS18.613.0 β€” better
Further details β€” not scored
Size5 MB45 MB
Age rating4+4+
DeveloperYieldmonk Technologies LLCDenis Christian Grzybek

In-app purchases

3 purchases

OweTrack

Subscriptions2
  • Monthly Subscription7 Days trial$7.991 Month
  • Yearly Subscription7 Days trial$39.991 Year
One-time1
  • Lifetime Plan$59.99
None

Lift Debt

No in-app purchases

Questions

Is OweTrack free?
OweTrack is free to download, with in-app purchases available.
Is Lift Debt free?
Lift Debt is free to download, with no in-app purchases.
Do OweTrack or Lift Debt have ads?
Neither OweTrack nor Lift Debt shows ads.
Which is updated more often, OweTrack or Lift Debt?
OweTrack ships an update fortnightly, and Lift Debt fortnightly. Most recently, OweTrack was updated on October 24, 2026 and Lift Debt on October 31, 2026.

Other comparisons