Comparison

NOVOX vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NOVOX

Connect your financial accounts to automatically track spending, net worth, investments, and real estate. Gain clarity on your financial life with an intelligent dashboard and AI-powered insights. Plan your future with goal tracking and financial health scores.

Highlights
  • Connect bank and brokerage accounts
  • Real-time net worth tracking
  • Auto-categorized spending analysis
  • Investment portfolio monitoring
  • Real estate value tracking
  • AI-powered financial insights
  • Goal setting and progress tracking
Features
Read full description

Connect your bank and broker. Track spending, net worth, real estate, crypto, and investments in one intelligent dashboard. NOVOX gives you complete clarity over your financial life — automatically, securely, and in real time. CONNECT YOUR ACCOUNTS IN SECONDS Link your bank and brokerage accounts with secure, read-only access through trusted providers. Your credentials are never stored. Balances, transactions, and investments sync automatically the moment you connect. · Connect bank accounts securely · Link brokerages and investment accounts · Crypto holdings from connected exchanges · Add real estate, savings, and manual assets · Track loans, mortgages, and credit cards TRACK YOUR NET WORTH IN REAL TIME See your complete financial picture — cash, investments, real estate, crypto, and liabilities — in one dashboard that updates as the market moves. · Real-time net worth tracking · Every asset and liability in one place · Net worth history and trend charts · Month-over-month change breakdown TRACK SPENDING AND CASH FLOW NOVOX automatically categorizes your spending, detects recurring bills and subscriptions, and visualizes your monthly cash flow. · Auto-categorized spending · Monthly income-vs-expense cash flow view · Subscription and recurring-payment detection · Set a budget per category and track it MANAGE YOUR PORTFOLIO WITH CLARITY Track your investments across every connected account. Monitor performance, understand your allocation, and follow the markets — all from one screen. · Portfolio performance and allocation breakdown · Stocks, ETFs, crypto, and multi-asset tracking · Real-time market data and watchlists · Top gainers, losers, and movers · Detailed symbol analysis and news REAL ESTATE PORTFOLIO TRACKING Add any property and track its value, rental income, mortgage balance, and ROI alongside your investments and cash. · Property value and appreciation tracking · Rental income and expense monitoring · Mortgage balance and amortization schedule · Real estate ROI in the context of total net worth AI-POWERED FINANCIAL INTELLIGENCE NOVOX doesn't just show you numbers — it helps you understand them. Your built-in AI assistant analyzes your finances, flags risks, and surfaces opportunities, then answers your questions in plain language. · Detect spending patterns and anomalies · Flag financial risks before they grow · Surface opportunities to save and optimize · Personalized insights based on your real data · Ask anything — like a financial advisor in your pocket PLAN YOUR FINANCIAL FUTURE Set goals, track your progress, and see your overall financial health at a glance. · Savings and investment goal tracking · Progress monitoring over time · Financial health score with component breakdown BUILT FOR THE WAY YOU LIVE · 7 languages, including full Arabic (right-to-left) support · Display your wealth in 14 currencies · Export and share polished PDF wealth & cash-flow reports · Clean, fast, and built for modern financial life SECURITY AND PRIVACY Your security is non-negotiable. NOVOX uses bank-grade encryption and read-only connections through trusted providers, and never stores your banking credentials. · AES-256 encryption · Read-only account access · Biometric app lock (Face ID / Touch ID) · Credentials never stored WHY NOVOX? · Bank, broker, real estate, and crypto in one dashboard · Real-time net worth and spending tracker · AI-driven insights and financial intelligence · Private, secure, and multilingual Whether you're an investor, a professional, or just getting started — NOVOX adapts to your needs and grows with you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Net Worth Tracker

This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.

Highlights
  • Private net worth tracking
  • No bank account linking required
  • Track cash, investments, and bills
  • AI-powered financial insights
  • Goal setting and progress tracking
  • CSV export and import
  • On-device data processing
Features
Read full description

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads in the app. Your financial data stays on your device. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 160+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Group them into folders like Family or Bills, each with its own total • Press and hold a payment to mark it paid or set its next date • Archive paused items without losing history • Reminders and total monthly spend at a glance DISTRIBUTION • See what you own as simple blocks, sized by what each category is worth • Tap a block to open it and see every account inside NETVO AI Overview: AI projects your net worth trajectory from your real history. Spending: AI surfaces patterns across your subscriptions and planned payments. Goals: AI gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Tag your goals (Retirement, FIRE, House Deposit, or your own) and filter by tag • AI projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it • Your day streak follows you when you change phones GUIDED TOURS • New to Tracker, Goals or Distribution? A 30-second tour shows you one thing at a time CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No bank login, ever • No ads in the app • Your financial data stays on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • Unlimited goals • All themes and color palettes • iCloud sync across devices • Custom reminders • Netvo AI • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

Screenshots

NOVOX4 screens
Net Worth Tracker4 screens

Verdict

The call

NOVOX and Net Worth Tracker are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. NOVOX sells 4 in-app purchases, starting at $7.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for NOVOX against 5.0 for Net Worth Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

NOVOX ships an update every 5 days, Net Worth Tracker every 9 days. Both last shipped on October 24, 2026.

ScorecardNo meaningful differences
NOVOX versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterNOVOXNet Worth Tracker
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings11
Update frequencyEvery 5 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size66 MB24 MB
Age rating4+4+
DeveloperNovotech Alliance LLCAhzin Razal

Customer experience

NOVOX

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Net Worth Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

NOVOX

Subscriptions4
  • Elevate — Monthly7 Days trial$7.991 Month
  • Supreme — Monthly7 Days trial$19.991 Month
  • Elevate — Annual7 Days trial$71.991 Year
Show 1 more
  • Supreme — Annual7 Days trial$179.991 Year
2 purchases

Net Worth Tracker

Subscriptions1
  • Netvo Pro Yearly7 Days trial$19.991 Year
One-time1
  • Netvo Pro Lifetime$49.99

Questions

Is NOVOX free?
NOVOX is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Which has better reviews, NOVOX or Net Worth Tracker?
NOVOX and Net Worth Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do NOVOX or Net Worth Tracker have ads?
Neither NOVOX nor Net Worth Tracker shows ads.
Which is updated more often, NOVOX or Net Worth Tracker?
NOVOX ships an update every 5 days, and Net Worth Tracker every 9 days. Most recently, NOVOX was updated on October 24, 2026 and Net Worth Tracker on October 24, 2026.

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