BillKeep vs SpendSmartAI

Take control of your bills and budget with BillKeep, the smart bill tracker that makes managing your finances effortless. SNAP & TRACK WITH AI Point your camera at any bill or receipt and let AI do the work. BillKeep instantly extracts the merchant, amount, due date, and category. No manual typing needed. BUDGET YOUR WAY Set weekly or monthly budgets and watch your spending in real time. Color-coded progress bars show you exactly where you stand — green means on track, red means time to slow down. NEVER PAY LATE Smart reminders notify you before bills are due. View upcoming, paid, and overdue bills at a glance. Calendar view shows your entire month of payments. KNOW YOUR MONEY Beautiful analytics show where your money goes. Pie charts, trend lines, category breakdowns, and spending patterns help you understand your financial habits. PROFESSIONAL REPORTS Generate detailed PDF spending reports with AI-powered insights and recommendations. Includes cash flow forecasts, a bill health score, and spending comparisons against the 50/30/20 rule. TRACK YOUR INCOME Log income from salary, freelance, or side gigs. See your cash flow at a glance — are you in surplus or shortfall this month? WORKS GLOBALLY Support for 65+ currencies with AED, USD, EUR, GBP, INR, and more. Available in English and Arabic with full right-to-left support. PRIVACY FIRST No bank account linking required. No account creation needed. Your data stays on your device. We never see your financial information. FREE FEATURES - Unlimited bill tracking - Weekly and monthly budgets - Bill reminders and notifications - Calendar view - Income tracking - Basic analytics - 65+ currencies - Dark and light mode - Home screen widgets PREMIUM FEATURES - AI bill and receipt scanning - Smart spending insights - Unlimited bill history - Category-level budgets with alerts - PDF spending reports with AI recommendations - Multi-currency bill tracking - Bill photo storage - iCloud sync for your bills and budget data Try Premium free for 7 days. Plans start at $4.99/month or $39.99/year. Built by Eezo Labs, an independent iOS studio in Abu Dhabi. Questions or feedback: support@eezolabs.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SpendSmart AI is a private, local-first expense tracker that turns everyday spending into something you can actually read. Just type "coffee 220" or say it out loud. Smart entry fills in the amount, category, and date for you. Snap a receipt and let OCR do the typing instead. Or hand it a bank statement and let it read the whole month at once, without ever asking for a bank login. WHY SPENDSMART AI- • Smart entry: add an expense by text or voice in one line. • Statement import with no bank login: OFX, QFX and CSV files are read entirely on your device, free and unlimited. PDFs and unusual formats use AI instead. • Shared groups: split a flat, a trip or a dinner, see who owes whom, and settle up in the fewest transfers. • Split a scanned receipt line by line, not just evenly (Pro, because the lines come from the receipt scan). Each line carries its quantity, so two coffees on one row can go to two different people. • The people you split with do not need an account: send a link and they tick their own items from a web page, with nothing to install. • Settle up by opening the other person's Venmo, Cash App or PayPal from the settle-up row, so nobody copies a handle by hand. Dollar amounts are filled in for you, and Venmo carries a note as well. We never process the payment and never learn whether money moved. • Split a single bill: record what you actually owed on a shared payment, and keep the rest out of your totals. • Works worldwide: 50+ currencies, UPI, Pix, PayPay, Venmo, and popular local merchants in 8+ countries. • Receipt scanning (Pro): photograph a receipt, get a ready-to-save expense. • Beautiful reports: donut breakdowns and trends at a glance. • Budgets, savings goals, recurring bills and reminders. • Quick ways in: Siri, the share sheet, a home screen shortcut, or open a statement file straight into the app. • Templates for the things you buy every week, and a streak that rewards showing up. • Powerful search: find any transaction instantly. • Light and dark themes, and a real desktop layout in the browser. • No ads, ever, on Free or Pro, and your data is never sold. • Change your home currency later if you move: every entry keeps the amount and currency you paid in, and your totals switch to the new currency at the rate you set • Local-first and private: works offline, and you own your data. Shared groups are the one exception: you can read them offline, but adding or settling needs a connection. • FREE includes unlimited transactions, 12 months of history, reports, budgets, search, unlimited on-device statement import, and up to 3 shared groups, plus 10 AI smart entries and 5 voice inputs each month. • PRO unlocks receipt OCR, unlimited smart and voice entry, unlimited groups, full history, and PDF export. • Prices vary by region; see current rates in the app. Your privacy isn't an afterthought. SpendSmart AI is built local-first, and you can delete all your data whenever you want. Terms of Use: https://spendsmartai.online/terms Privacy Policy: https://spendsmartai.online/privacy