Comparison

BillKeep vs Spendimate

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BillKeep

Features
Read full description

Take control of your bills and budget with BillKeep, the smart bill tracker that makes managing your finances effortless. SNAP & TRACK WITH AI Point your camera at any bill or receipt and let AI do the work. BillKeep instantly extracts the merchant, amount, due date, and category. No manual typing needed. BUDGET YOUR WAY Set weekly or monthly budgets and watch your spending in real time. Color-coded progress bars show you exactly where you stand โ€” green means on track, red means time to slow down. NEVER PAY LATE Smart reminders notify you before bills are due. View upcoming, paid, and overdue bills at a glance. Calendar view shows your entire month of payments. KNOW YOUR MONEY Beautiful analytics show where your money goes. Pie charts, trend lines, category breakdowns, and spending patterns help you understand your financial habits. PROFESSIONAL REPORTS Generate detailed PDF spending reports with AI-powered insights and recommendations. Includes cash flow forecasts, a bill health score, and spending comparisons against the 50/30/20 rule. TRACK YOUR INCOME Log income from salary, freelance, or side gigs. See your cash flow at a glance โ€” are you in surplus or shortfall this month? WORKS GLOBALLY Support for 65+ currencies with AED, USD, EUR, GBP, INR, and more. Available in English and Arabic with full right-to-left support. PRIVACY FIRST No bank account linking required. No account creation needed. Your data stays on your device. We never see your financial information. FREE FEATURES - Unlimited bill tracking - Weekly and monthly budgets - Bill reminders and notifications - Calendar view - Income tracking - Basic analytics - 65+ currencies - Dark and light mode - Home screen widgets PREMIUM FEATURES - AI bill and receipt scanning - Smart spending insights - Unlimited bill history - Category-level budgets with alerts - PDF spending reports with AI recommendations - Multi-currency bill tracking - Bill photo storage - iCloud sync for your bills and budget data Try Premium free for 7 days. Plans start at $4.99/month or $39.99/year. Built by Eezo Labs, an independent iOS studio in Abu Dhabi. Questions or feedback: support@eezolabs.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spendimate

Features
Read full description

Spendimate helps you track expenses without the usual effort. Just type, speak, or snap what you bought, and the app uses AI to suggest an estimated price and category. You can edit everything before saving, but you do not have to start from scratch every time. It is designed for people who want to understand where their money goes, without obsessing over every cent. Track purchases, see categories, review monthly summaries, and get simple insights into your spending habits. Spendimate is not strict budgeting. It is easy, approximate expense tracking that you might actually stick with.

Screenshots

BillKeep4 screens
Spendimate4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendimate at none against BillKeep's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. BillKeep sells 2 in-app purchases, starting at $4.99 per month. Spendimate asks for nothing beyond the download.

UpkeepUpdate frequency

BillKeep ships an update every 3 days, Spendimate every 5 days. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.

Scorecard1 real difference ยท 5 level
BillKeep versus Spendimate: the parameters behind the verdict, then further details
ParameterBillKeepSpendimate
PriceFreeFree
Update frequencyEvery 3 days โ€” betterEvery 5 days
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS18.017.0 โ€” better
Further details โ€” not scored
Size7 MB3 MB
Age rating4+4+
DeveloperAhmed AlaydaroosSlavenko Miljic

In-app purchases

2 purchases

BillKeep

Subscriptions2
  • BillKeep Premium7 Days trial$4.991 Month
  • Billkeep Premium7 Days trial$39.991 Year
None

Spendimate

No in-app purchases

Questions

Is BillKeep free?
BillKeep is free to download, with in-app purchases available.
Is Spendimate free?
Spendimate is free to download, with no in-app purchases.
Do BillKeep or Spendimate have ads?
Neither BillKeep nor Spendimate shows ads.
Which is updated more often, BillKeep or Spendimate?
BillKeep ships an update every 3 days, and Spendimate every 5 days. Most recently, BillKeep was updated on September 9, 2026 and Spendimate on September 17, 2026.

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