HRA Rewards vs FAB First
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
HRA Rewards
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HRA Rewards allows users to purchase gift cards and use them for real-world services.
FAB First
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Meet FAB FIRST. A new app from FAB that brings together AI, data and insights for a more intelligent and personal banking experience. Your existing FAB Mobile app remains available, with over 200 services at your fingertips. FAB FIRST is the first step towards a whole new way of banking with FAB. AN AI ASSISTANT THAT KNOWS YOUR MONEY: Ask anything about your finances, your products and benefits, or get help with what you need. FAB FIRST understands what you're asking and gives you intelligent answers drawn from your own transactions. How much did I spend on dining last month? What offers do I have? When is my card payment due? Just ask. INSIGHTS THAT FIND YOU: FAB FIRST reads your spending and cashflow patterns and shows you what matters before you think to ask. No searching, no digging. Just the insight you need, right when itβs relevant. DO MORE THAN ASK: Need to pay a bill? Want to move money between accounts? FAB FIRST lets you complete many of your everyday banking transactions, with more being added regularly. For now, you can transfer funds locally, pay your utilities, manage your credit cards, all in a few taps. MANAGE YOUR CARDS: Activate a card, see your card benefits and payment due date, set card controls and spending limits. Full control, right at hand. BUDGETS, BUILT IN: A new budgeting feature that tracks your spending against your budget every month. Set an overall budget or budget by spend category. ONE VIEW OF EVERYTHING: See all your FAB products in one place, along with your spending, budget and cashflow. Everything presented clearly so you always know where you stand. JOIN FAB EASILY: New to FAB? Simply download FAB FIRST and apply for an account. More products coming soon.
Screenshots
Verdict
The clearest difference is in-app purchases: FAB First at none against HRA Rewards's 6. On price, update cadence, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. HRA Rewards sells 6 one-off in-app purchases. FAB First asks for nothing beyond the download.
HRA Rewards ships an update every 9 days, FAB First fortnightly. The most recent releases landed on October 15, 2026 and October 22, 2026 respectively.
| Parameter | HRA Rewards | FAB First |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days β better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.1 β better | 15.5 |
| Further details β not scored | ||
| Size | 118 MB | 331 MB |
| Age rating | 4+ | 4+ |
| Developer | HRA WEB3 SERVICES LTD | First Abu Dhabi Bank |
In-app purchases
HRA Rewards
- HRA Gift 10$9.99
- HRA Gift Card β¬25$25.00
- HRA Gift 50$49.99
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- HRA Gift Card β¬100$100.00
- HRA Gift 250$249.99
- HRA Gift 500$499.00
FAB First
No in-app purchases
Questions
Is HRA Rewards free?
Is FAB First free?
Do HRA Rewards or FAB First have ads?
Which is updated more often, HRA Rewards or FAB First?
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