Comparison

Money Tracker 2 vs Offsheets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Tracker 2

This app offers a simple and private way to track your expenses and income. It focuses on quick transaction logging with emoji categories and provides visual monthly overviews of your spending habits. Your financial data is stored securely on your device.

Highlights
  • Quick transaction logging
  • Visual monthly spending overview
  • Emoji-based categories
  • Local data storage for privacy
  • Data export and import
  • Dark mode support
Features
Read full description

Money Tracker 2 - Simple, Private Expense Tracking Take control of your finances with an intuitive expense tracker designed for everyday use. No sign-ups, no cloud accounts - your data stays on your device. Quick & Easy Logging - Add transactions in seconds. Pick an emoji category, enter the amount, and you're done. The smart numpad automatically formats cents so you never need to type a decimal point. Visual Monthly Overview - See where your money goes at a glance. Color-coded category rings show your spending breakdown, with income, expenses, and net savings summarized for each month. Tap any category to see individual transactions. Emoji Categories - 20 built-in categories - Food, Groceries, Transportation, Housing, Entertainment, and more - each with a distinct icon for instant recognition. Month-by-Month Navigation - Scroll through your full transaction history with the month picker. It automatically extends back to your earliest transaction. Export & Import - Back up your data or transfer it between devices. Export everything as a ZIP file, and import it back anytime. Dark Mode - Full dark mode support that follows your system setting, or choose light/dark manually. Multi-Language - Available in English and Chinese (Simplified). Privacy First - All data is stored locally on your device. No accounts, no servers, no tracking. Your financial data never leaves your phone. Pro Features - Detailed transaction lists, account management, budgets, category rules, and tags - unlock the full toolkit when you want finer control over your finances. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Offsheets

Visualize, manage, and forecast your financial data in real-time by connecting to your Tiller-powered Google Sheet. Offers robust features for historical data, future projections, and staying updated with alerts, all within a secure zero-knowledge architecture.

Highlights
  • Real-time financial data management
  • Data visualization and analysis
  • Future financial forecasting
  • Email and alert notifications
  • Zero-knowledge architecture
  • Savings and Debt tracking integration
Read full description

Offsheets requires a Tiller subscription and a Tiller-powered Google Sheet. Connect your Tiller-powered Google Sheet to manage, visualize, and forecast your financial data in real-time. Designed and optimized for mobile, tablet, and desktop, with equal features and functionality regardless of device or screen size. Offsheets is built from the ground up on a Zero-Knowledge Architecture, which means your financial data is never stored in a database, only in your sheet. We never see it, and we never store it. Offsheets unlocks the untapped power of your spreadsheet by allowing you to effortlessly accomplish four things. Though a spreadsheet can do some of these things, it does not have the ability to do them as well as Offsheets due to the limitations of a spreadsheet: 1) Manage your historical personal finance data 2) Visualize and analyze that data 3) Forecast into the future 4) Stay connected to your finances via emails and alerts Offsheets has full feature parity with Tiller, including Savings and Debt tracking integration, Savings Goals, Debt Payoff Planner, Savings Budget, AutoCat, and more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.offsheets.com/privacy.html

Screenshots

Money Tracker 24 screens
Offsheets4 screens

Verdict

The call

The clearest difference is monetization model: Money Tracker 2 at free with in-app purchases against Offsheets's subscription. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Tracker 2 sells 2 in-app purchases, starting at $1.99 per month and Offsheets sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Money Tracker 2 against 5.0 for Offsheets. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.

Scorecard1 real difference · 9 level
Money Tracker 2 versus Offsheets: the parameters behind the verdict, then further details
ParameterMoney Tracker 2Offsheets
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings2 — better1
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size50 MB36 MB
Age rating4+4+
DeveloperMeng CaoMJAPPS LLC

Customer experience

Money Tracker 2

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Offsheets

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Money Tracker 2

Subscriptions2
  • Money Tracker Pro (Monthly)$1.991 Month
  • Money Tracker Pro (Yearly)$19.991 Year
2 purchases

Offsheets

Subscriptions1
  • Offsheets Monthly$3.991 Month
One-time1
  • Offsheets Lifetime$89.99

Questions

Is Money Tracker 2 free?
Money Tracker 2 is free to download, with in-app purchases available.
Is Offsheets free?
Offsheets is free to download, with in-app purchases available.
Which has better reviews, Money Tracker 2 or Offsheets?
Money Tracker 2 and Offsheets are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Money Tracker 2 or Offsheets have ads?
Neither Money Tracker 2 nor Offsheets shows ads.
Which is updated more often, Money Tracker 2 or Offsheets?
Money Tracker 2 ships an update every 2 days, and Offsheets every 2 days. Most recently, Money Tracker 2 was updated on November 5, 2026 and Offsheets on November 9, 2026.

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