Money Tracker 2 vs Offsheets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Tracker 2
This app offers a simple and private way to track your expenses and income. It focuses on quick transaction logging with emoji categories and provides visual monthly overviews of your spending habits. Your financial data is stored securely on your device.
- Quick transaction logging
- Visual monthly spending overview
- Emoji-based categories
- Local data storage for privacy
- Data export and import
- Dark mode support
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Money Tracker 2 - Simple, Private Expense Tracking Take control of your finances with an intuitive expense tracker designed for everyday use. No sign-ups, no cloud accounts - your data stays on your device. Quick & Easy Logging - Add transactions in seconds. Pick an emoji category, enter the amount, and you're done. The smart numpad automatically formats cents so you never need to type a decimal point. Visual Monthly Overview - See where your money goes at a glance. Color-coded category rings show your spending breakdown, with income, expenses, and net savings summarized for each month. Tap any category to see individual transactions. Emoji Categories - 20 built-in categories - Food, Groceries, Transportation, Housing, Entertainment, and more - each with a distinct icon for instant recognition. Month-by-Month Navigation - Scroll through your full transaction history with the month picker. It automatically extends back to your earliest transaction. Export & Import - Back up your data or transfer it between devices. Export everything as a ZIP file, and import it back anytime. Dark Mode - Full dark mode support that follows your system setting, or choose light/dark manually. Multi-Language - Available in English and Chinese (Simplified). Privacy First - All data is stored locally on your device. No accounts, no servers, no tracking. Your financial data never leaves your phone. Pro Features - Detailed transaction lists, account management, budgets, category rules, and tags - unlock the full toolkit when you want finer control over your finances. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Offsheets
Visualize, manage, and forecast your financial data in real-time by connecting to your Tiller-powered Google Sheet. Offers robust features for historical data, future projections, and staying updated with alerts, all within a secure zero-knowledge architecture.
- Real-time financial data management
- Data visualization and analysis
- Future financial forecasting
- Email and alert notifications
- Zero-knowledge architecture
- Savings and Debt tracking integration
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Offsheets requires a Tiller subscription and a Tiller-powered Google Sheet. Connect your Tiller-powered Google Sheet to manage, visualize, and forecast your financial data in real-time. Designed and optimized for mobile, tablet, and desktop, with equal features and functionality regardless of device or screen size. Offsheets is built from the ground up on a Zero-Knowledge Architecture, which means your financial data is never stored in a database, only in your sheet. We never see it, and we never store it. Offsheets unlocks the untapped power of your spreadsheet by allowing you to effortlessly accomplish four things. Though a spreadsheet can do some of these things, it does not have the ability to do them as well as Offsheets due to the limitations of a spreadsheet: 1) Manage your historical personal finance data 2) Visualize and analyze that data 3) Forecast into the future 4) Stay connected to your finances via emails and alerts Offsheets has full feature parity with Tiller, including Savings and Debt tracking integration, Savings Goals, Debt Payoff Planner, Savings Budget, AutoCat, and more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.offsheets.com/privacy.html
Screenshots
Verdict
The clearest difference is monetization model: Money Tracker 2 at free with in-app purchases against Offsheets's subscription. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Tracker 2 sells 2 in-app purchases, starting at $1.99 per month and Offsheets sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Money Tracker 2 against 5.0 for Offsheets. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.
| Parameter | Money Tracker 2 | Offsheets |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 2 days | Every 2 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Meng Cao | MJAPPS LLC |
Customer experience
Money Tracker 2
Offsheets
In-app purchases
Money Tracker 2
- Money Tracker Pro (Monthly)$1.991 Month
- Money Tracker Pro (Yearly)$19.991 Year
Offsheets
- Offsheets Monthly$3.991 Month
- Offsheets Lifetime$89.99
Questions
Is Money Tracker 2 free?
Is Offsheets free?
Which has better reviews, Money Tracker 2 or Offsheets?
Do Money Tracker 2 or Offsheets have ads?
Which is updated more often, Money Tracker 2 or Offsheets?
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