Comparison

Money Tracker 2 vs MyFinance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Tracker 2

This app offers a simple and private way to track your expenses and income. It focuses on quick transaction logging with emoji categories and provides visual monthly overviews of your spending habits. Your financial data is stored securely on your device.

Highlights
  • Quick transaction logging
  • Visual monthly spending overview
  • Emoji-based categories
  • Local data storage for privacy
  • Data export and import
  • Dark mode support
Features
Read full description

Money Tracker 2 - Simple, Private Expense Tracking Take control of your finances with an intuitive expense tracker designed for everyday use. No sign-ups, no cloud accounts - your data stays on your device. Quick & Easy Logging - Add transactions in seconds. Pick an emoji category, enter the amount, and you're done. The smart numpad automatically formats cents so you never need to type a decimal point. Visual Monthly Overview - See where your money goes at a glance. Color-coded category rings show your spending breakdown, with income, expenses, and net savings summarized for each month. Tap any category to see individual transactions. Emoji Categories - 20 built-in categories - Food, Groceries, Transportation, Housing, Entertainment, and more - each with a distinct icon for instant recognition. Month-by-Month Navigation - Scroll through your full transaction history with the month picker. It automatically extends back to your earliest transaction. Export & Import - Back up your data or transfer it between devices. Export everything as a ZIP file, and import it back anytime. Dark Mode - Full dark mode support that follows your system setting, or choose light/dark manually. Multi-Language - Available in English and Chinese (Simplified). Privacy First - All data is stored locally on your device. No accounts, no servers, no tracking. Your financial data never leaves your phone. Pro Features - Detailed transaction lists, account management, budgets, category rules, and tags - unlock the full toolkit when you want finer control over your finances. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

MyFinance

This personal finance manager simplifies tracking expenses, setting budgets, managing bills, and monitoring loans. It offers a clear overview of your finances with detailed transaction logging, spending limit notifications, and savings goal tracking. Enjoy multi-currency support and secure data synchronization.

Highlights
  • Expense and income tracking
  • Monthly budget setting with alerts
  • Bill payment reminders
  • Subscription monitoring
  • Savings goal progress tracking
  • Loan management
  • Multi-currency support
Features
Read full description

MyFinance is your all-in-one personal finance manager. Whether you want to track daily expenses, set monthly budgets, manage bills, or keep an eye on loans — MyFinance makes it simple, beautiful, and private. FEATURES: - Dashboard — Get a clear overview of your income, expenses, and balance at a glance. - Transactions — Log income and expenses with categories, payment methods, and notes. - Budget — Set monthly spending limits per category and get notified before you overspend. - Bills & Utilities — Never miss a payment with due date reminders and overdue alerts. - Subscriptions — Track all your subscriptions and see your total monthly cost. - Savings Goals — Set goals with deadlines and track your progress. - Loans — Track money you borrowed or lent, with partial repayment support. - Balance Transfer — Move funds between Cash, Card, Bank, and Wallet seamlessly. - Reports — Visual charts and breakdowns of your spending habits. - Multi-Currency — Support for 14 currencies with live exchange rates. - Templates — Quick-log frequent transactions with one tap. - iCloud Sync — Your data stays in sync across all your devices securely. - Privacy First — Sign in with Apple or use Guest mode with no account required. - Biometric Lock — Protect your financial data with Face ID or Touch ID. - Account Delete — Delete your all records Just in few Steps.

Screenshots

Money Tracker 24 screens
MyFinance4 screens

Verdict

The call

The clearest difference is in-app purchases: MyFinance at none against Money Tracker 2's 2. Money Tracker 2's advantage is iOS requirement (15.1 vs 17.6). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Tracker 2 sells 2 in-app purchases, starting at $1.99 per month. MyFinance asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Money Tracker 2 against 5.0 for MyFinance. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Scorecard3 real differences · 7 level
Money Tracker 2 versus MyFinance: the parameters behind the verdict, then further details
ParameterMoney Tracker 2MyFinance
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings2 — better1
Update frequencyEvery 2 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.6
Further details — not scored
Size50 MB5 MB
Age rating4+4+
DeveloperMeng CaoWILLIAM UTCHASH ROY

Customer experience

Money Tracker 2

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

MyFinance

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Money Tracker 2

Subscriptions2
  • Money Tracker Pro (Monthly)$1.991 Month
  • Money Tracker Pro (Yearly)$19.991 Year
None

MyFinance

No in-app purchases

Questions

Is Money Tracker 2 free?
Money Tracker 2 is free to download, with in-app purchases available.
Is MyFinance free?
MyFinance is free to download, with no in-app purchases.
Which has better reviews, Money Tracker 2 or MyFinance?
Money Tracker 2 and MyFinance are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Money Tracker 2 or MyFinance have ads?
Neither Money Tracker 2 nor MyFinance shows ads.

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