Money Tracker 2 vs MyFinance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Tracker 2
This app offers a simple and private way to track your expenses and income. It focuses on quick transaction logging with emoji categories and provides visual monthly overviews of your spending habits. Your financial data is stored securely on your device.
- Quick transaction logging
- Visual monthly spending overview
- Emoji-based categories
- Local data storage for privacy
- Data export and import
- Dark mode support
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Money Tracker 2 - Simple, Private Expense Tracking Take control of your finances with an intuitive expense tracker designed for everyday use. No sign-ups, no cloud accounts - your data stays on your device. Quick & Easy Logging - Add transactions in seconds. Pick an emoji category, enter the amount, and you're done. The smart numpad automatically formats cents so you never need to type a decimal point. Visual Monthly Overview - See where your money goes at a glance. Color-coded category rings show your spending breakdown, with income, expenses, and net savings summarized for each month. Tap any category to see individual transactions. Emoji Categories - 20 built-in categories - Food, Groceries, Transportation, Housing, Entertainment, and more - each with a distinct icon for instant recognition. Month-by-Month Navigation - Scroll through your full transaction history with the month picker. It automatically extends back to your earliest transaction. Export & Import - Back up your data or transfer it between devices. Export everything as a ZIP file, and import it back anytime. Dark Mode - Full dark mode support that follows your system setting, or choose light/dark manually. Multi-Language - Available in English and Chinese (Simplified). Privacy First - All data is stored locally on your device. No accounts, no servers, no tracking. Your financial data never leaves your phone. Pro Features - Detailed transaction lists, account management, budgets, category rules, and tags - unlock the full toolkit when you want finer control over your finances. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
MyFinance
This personal finance manager simplifies tracking expenses, setting budgets, managing bills, and monitoring loans. It offers a clear overview of your finances with detailed transaction logging, spending limit notifications, and savings goal tracking. Enjoy multi-currency support and secure data synchronization.
- Expense and income tracking
- Monthly budget setting with alerts
- Bill payment reminders
- Subscription monitoring
- Savings goal progress tracking
- Loan management
- Multi-currency support
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MyFinance is your all-in-one personal finance manager. Whether you want to track daily expenses, set monthly budgets, manage bills, or keep an eye on loans — MyFinance makes it simple, beautiful, and private. FEATURES: - Dashboard — Get a clear overview of your income, expenses, and balance at a glance. - Transactions — Log income and expenses with categories, payment methods, and notes. - Budget — Set monthly spending limits per category and get notified before you overspend. - Bills & Utilities — Never miss a payment with due date reminders and overdue alerts. - Subscriptions — Track all your subscriptions and see your total monthly cost. - Savings Goals — Set goals with deadlines and track your progress. - Loans — Track money you borrowed or lent, with partial repayment support. - Balance Transfer — Move funds between Cash, Card, Bank, and Wallet seamlessly. - Reports — Visual charts and breakdowns of your spending habits. - Multi-Currency — Support for 14 currencies with live exchange rates. - Templates — Quick-log frequent transactions with one tap. - iCloud Sync — Your data stays in sync across all your devices securely. - Privacy First — Sign in with Apple or use Guest mode with no account required. - Biometric Lock — Protect your financial data with Face ID or Touch ID. - Account Delete — Delete your all records Just in few Steps.
Screenshots
Verdict
The clearest difference is in-app purchases: MyFinance at none against Money Tracker 2's 2. Money Tracker 2's advantage is iOS requirement (15.1 vs 17.6). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Tracker 2 sells 2 in-app purchases, starting at $1.99 per month. MyFinance asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Money Tracker 2 against 5.0 for MyFinance. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
| Parameter | Money Tracker 2 | MyFinance |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 2 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.6 |
| Further details — not scored | ||
| Size | 50 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Meng Cao | WILLIAM UTCHASH ROY |
Customer experience
Money Tracker 2
MyFinance
In-app purchases
Money Tracker 2
- Money Tracker Pro (Monthly)$1.991 Month
- Money Tracker Pro (Yearly)$19.991 Year
MyFinance
No in-app purchases









