Retirement Planing vs Compound Wealth Simulator

Retirement Planner helps you turn retirement preparation into something measurable, trackable, and easier to review over time. Start by entering your age, target retirement age, life expectancy, expected monthly living cost after retirement, current assets, and monthly cash flow. The app then estimates how much you may need, how large your current retirement gap is, and what monthly savings pace may be required to stay on track. Instead of stopping at a one-time estimate, you can keep updating assets, income, expenses, and monthly savings as life changes. This turns retirement planning into an ongoing process rather than a static number. Key features: - Estimate retirement target assets, current funding gap, and retirement countdown - Track asset progress and see how far you are from your goal - Review monthly savings pace against your current target - View plan details, milestones, and recent records in one place - Revisit your plan with annual reminders and review summaries - Keep financial data stored locally on your device by default Premium is a one-time purchase that unlocks: - Full history records - Visual dashboards and trend charts - Plan observations and review prompts - Annual review and yearly reminders - Local JSON backup export and import - Purchase restore after reinstalling the app Retirement Planner is a planning and tracking tool. It does not provide investment advice, promise returns, or make financial decisions for you.

Compound Interest Calculator helps you visualize long-term investments with realistic, inflation-adjusted projections. Reverse-calculate from your savings goal, set independent contribution and growth periods, and plan with confidence for FIRE, retirement, or any long-term financial milestone. ■ Who this is for - Anyone planning long-term investments (IRA, Roth IRA, 401(k), ISA, NISA, iDeCo) - The FIRE community - Retirement planners - Goal-based savers - Inflation-conscious investors ■ 3 Calculation Modes - Calculate — Future value from initial assets and contributions - Reverse — Required monthly contribution to reach your goal - Compare — 3 return scenarios side by side ■ Independent Contribution Period Set your contribution years separately from your overall growth period (e.g. contribute for the first 10 years of a 30-year horizon, then let the balance compound). The chart highlights when contributions stop with a visual marker. ■ "Time to Goal" Reverse Calculation Calculate how long it takes to reach your target as "X years Y months." Just enter your monthly contribution and assumed return rate. ■ Inflation-Aware Display both nominal and real (purchasing-power) returns. Especially useful for users in high-inflation economies who want to understand the true future value of their savings. ■ 23 Currencies, 7 Languages Major world currencies including USD, EUR, GBP, JPY, CNY, KRW, INR, BRL, MXN, TRY. UI in English, Japanese, Chinese, Korean, Hindi, Spanish, and Portuguese. ■ Locale-Aware Number Formatting - Japan / China — 万, 億, 兆 - India — Lakh, Crore - English-speaking — K, M, B, T Numbers display in the format locals naturally read. ■ Privacy & Ads - All calculations happen on-device. Your input data is never sent to our servers. - This app is free, supported by in-app advertising. ■ Technical - iOS 15.6 or later - iPhone only ■ Disclaimer Calculations are simulations and do not guarantee future investment performance or inflation rates. Investment decisions are your own responsibility.