Mduyen Ledger vs Moniq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mduyen Ledger
Effortlessly track your money with this personal finance app. Manage daily expenses, analyze spending habits, and maintain multiple ledgers with a clean, intuitive interface. Understand your financial trends and take control of your money.
- Multi-ledger support
- Easy income & expense tracking
- Monthly financial overview
- Spending analysis and trends
- Flexible account management
- CSV data import/export
- Privacy-first design
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Mduyen Ledger is a simple and powerful personal finance app designed to help you track your money effortlessly. Whether you want to manage daily expenses, analyze spending habits, or keep multiple ledgers, Mduyen Ledger gives you a clean and intuitive experience. Key Features: • Multi-ledger support Create and manage multiple ledgers for personal, family, or business use. • Easy income & expense tracking Quickly add transactions with categories, accounts, and notes. • Clear monthly overview See your income, expenses, and balance at a glance. • Smart statistics Understand your spending with category breakdowns and trends. • Flexible account system Manage cash, bank cards, and e-wallets in one place. • CSV import & export Easily backup or transfer your financial data. • Privacy-first Your data stays on your device. No unnecessary data collection. Designed with simplicity and clarity in mind, Mduyen Ledger helps you focus on what matters most — understanding your money. Start tracking today and take control of your finances.
Moniq
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Log an expense in two taps. Moniq is a simple, private budget app: no account, no ads, no tracking. Your data stays on your device. iCloud sync is optional, and you can import or export everything anytime. • Two taps to log spending, on iPhone or Apple Watch • See where your money goes with clear insights and trends • Set your own targets for needs, wants and savings • Track subscriptions and bills, with optional reminders • Unusual spending is flagged for you • Search every transaction by name, category or amount • Widgets for the Home Screen, Lock Screen and Apple Watch • Your currency, your theme Free, with no subscriptions. If Moniq helps you, an optional tip unlocks two supporter themes. From the developer: “I’ve used money trackers for a decade. The good ones keep disappearing, and the new ones are bloated or cost more than they’re worth. So I’m building the one I want to use, for myself and for anyone who wants the same.”
Screenshots
Verdict
The clearest difference is in-app purchases: Mduyen Ledger at none against Moniq's 4. Mduyen Ledger also leads on iOS requirement (17.0 vs 26.0). Moniq's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moniq sells 4 one-off in-app purchases. Mduyen Ledger asks for nothing beyond the download.
Mduyen Ledger ships an update every 3 months, Moniq every 3 weeks. Both last shipped on October 31, 2026.
| Parameter | Mduyen Ledger | Moniq |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 4 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Thi My Duyen Phan | Sebastian Vogel |
In-app purchases
Mduyen Ledger
No in-app purchases
Moniq
- Small Tip$0.99
- Moniq Supporter$2.99
- Medium Tip$3.99
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- Large Tip$8.99








