Moniq vs CashKit
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Moniq
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Log an expense in two taps. Moniq is a simple, private budget app: no account, no ads, no tracking. Your data stays on your device. iCloud sync is optional, and you can import or export everything anytime. β’ Two taps to log spending, on iPhone or Apple Watch β’ See where your money goes with clear insights and trends β’ Set your own targets for needs, wants and savings β’ Track subscriptions and bills, with optional reminders β’ Unusual spending is flagged for you β’ Search every transaction by name, category or amount β’ Widgets for the Home Screen, Lock Screen and Apple Watch β’ Your currency, your theme Free, with no subscriptions. If Moniq helps you, an optional tip unlocks two supporter themes. From the developer: βIβve used money trackers for a decade. The good ones keep disappearing, and the new ones are bloated or cost more than theyβre worth. So Iβm building the one I want to use, for myself and for anyone who wants the same.β
CashKit
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CashKit is a clean and intuitive expense tracker designed to make everyday money management simple. No ads. No in-app purchases. What makes CashKit different is Boards. Instead of putting every transaction into one long list, CashKit lets you create separate Boards for different parts of your life. You could have a Home Board for household spending, an Office Board for work expenses, or a Trip Board for everything you spend while travelling. Each Board keeps its transactions and spending activity organised separately. Your holiday expenses donβt get mixed with household spending, and your office purchases donβt clutter your personal finances. With CashKit, you can: β’ Create multiple Boards for different purposes β’ Record both expenses and income β’ Organise transactions into categories β’ Keep home, work, travel and other finances separate β’ Track recurring expenses and income β’ Review monthly and yearly spending Insights β’ Use multiple currencies with a selected primary currency β’ Search and filter your transactions β’ Import and export transaction data using CSV Whether youβre keeping track of household expenses, managing office spending, planning a trip, or simply trying to understand your finances better, CashKit gives every transaction the right place to belong. Different expenses. Different Boards. One CashKit.
Screenshots
Verdict
The clearest difference is in-app purchases: CashKit at none against Moniq's 4. CashKit also leads on update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Moniq sells 4 one-off in-app purchases. CashKit asks for nothing beyond the download.
Moniq ships an update every 3 weeks, CashKit weekly. Both last shipped on October 31, 2026.
| Parameter | Moniq | CashKit |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Weekly β better |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone, Apple Watch β better | iPhone |
| Requires iOS | 26.0 | 26.0 |
| Further details β not scored | ||
| Size | 23 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Sebastian Vogel | Gurpreet Singh |
In-app purchases
Moniq
- Small Tip$0.99
- Moniq Supporter$2.99
- Medium Tip$3.99
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- Large Tip$8.99
CashKit
No in-app purchases









