IzyLife Split vs Split Cat

Split expenses with friends, family, or roommates, no account needed, no subscription, ever. Create a group, add participants, log expenses, and IzyLife Split instantly calculates who owes what. Optimized reimbursements minimize the number of transfers needed to settle up. YOUR DATA STAYS ON YOUR DEVICE All your data is stored locally by default. Nothing leaves your phone unless you choose to activate live sharing, and even then, everything is end-to-end encrypted. KEY FEATURES • 4 split methods: equal, by amount, by shares, or by percentage • Optional live sync: activate sharing and track expenses together in real time • Smart settlements: the fewest transfers to balance everyone out • Multi-currency: EUR, USD, GBP, JPY, and 150+ currencies • Half shares for kids or partial participants • Expense categories with emoji presets • Share a text summary with one tap • Works 100% offline, no internet required • Dark mode supported • Available in 10 languages No sign-up. No subscription. One optional purchase to remove ads, that's it.

Splitting money with roommates, travel buddies, or family always ends the same way: someone paid first, everyone owes something, and nobody remembers the details. Split Cat logs every expense and does the math for you. ◆ Itemized splitting - Log each expense separately: who paid, who shares it, all clear - See who owes whom, and how much, at any time ◆ Auto settle-up, fewest transfers - Settlement always gives you the plan with the fewest transfers - One tap settles everything, with the record kept ◆ Siri quick log - Hands full? Say "Log an expense in Split Cat" and the cat takes it down - The entry is marked when you get back to the app; fill in details later ◆ Foreign-currency ledgers - Open a travel ledger and log in yen, won, or baht directly - Settlement converts back to one currency; rates auto-fill and stay editable ◆ Settle reminders - Let a tab sit too long and the cat reminds you it's time - Turn it off in Settings anytime ◆ Pairs and groups - Pair up 1-on-1 and share one synced ledger - Group splitting for dinners and trips, so the whole squad stays square ◆ Share the settlement - Send the result to LINE, iMessage, or wherever your group lives - Awkward to ask for money? Let the cat be the messenger - The cat has LINE stickers now, too — dunning messages, delivered by cat ◆ Completely free - Every feature is free: no subscription, no in-app purchases ◆ Privacy - Zero tracking: no analytics, no ads, no data collection - Sync runs on your own iCloud; there are no servers of ours to see it Amounts accept one decimal place.