Spondoolies vs Nesti · Budget Planner

Spondoolies is a simple budgeting and cash flow tracker designed to give you a clear, month-by-month picture of your finances. No bank connections, no complicated setup. You set an opening bank balance, add your expected income and outgoings across the months ahead, and the app builds a running balance that shows you exactly what your bank account should look like at any point in the year. Add regular commitments like rent, salary, subscriptions and bills, and you’ll quickly see at a glance whether you’re on track — or where you might need to make changes. The Tracker page is the heart of the app. It displays a scrollable set of month cards — one for each month of your year — each showing every transaction you’ve added alongside a running balance column that updates with every entry. Start by setting your opening bank balance. Everything else flows from this number. Adding Transactions; use the Add Transaction form at the top of the page. Each transaction has four fields — Category, Month, Date and Amount. Choose from: Funds In — money coming in, such as salary or transfers Funds Out — money going out, such as rent or subscriptions Balance Update — corrects the running balance to match your actual bank balance at a point in time Select All Months to add a recurring transaction to every future month from today — ideal for regular salary or rent entries. For Funds Out transactions, tag the type as Essential (bills, groceries) or Fun (eating out, entertainment). These tags feed directly into the Essential vs Fun charts in Insights. After adding a transaction, an undo button appears so you can immediately remove it if you made a mistake. Balance Update; rather than entering every small unplanned purchase, periodically add a Balance Update set to your actual bank balance. The running balance adjusts from that point forward. Every transaction updates the running balance column in real time. The balance carries forward from month to month, so you can see exactly what your balance should be on any date across the whole year. This makes it easy to spot months where money gets tight, and to plan ahead by adjusting spending or income accordingly. Swipe left from the Tracker page or tap Insights to access a suite of charts and summaries built from your transaction data: Annual Summary: Total Funds In and Funds Out for the year at a glance. Income vs Spending:A line chart plotting monthly income (green) and spending (orange) side by side. Easily see which months you’re spending more than you’re earning, and where there’s healthy headroom. Running Balance A two-line chart showing the highest (blue) and lowest (pink) balance within each month, so you can see mid-month dips even if you end the month in credit. On months with a single transaction, the two lines sit exactly on top of each other. All Spending Breakdown Two donut charts breaking down your Funds Out by description — one for the full year, one for spending to date. Tap any slice for the exact amount. Items beyond the top five are grouped into ‘The Rest’ — tap to see the full breakdown. Essential vs Fun Two donut charts showing the split between your Essential and Fun tagged spending, with a breakdown by description inside each category. Colour Schemes; personalise the look of the app with six built-in colour schemes. Tap the Color scheme button at the bottom of the Tracker page to choose Free Version and Unlock; the free version shows your current and next month. Unlock the full 12-month view for a nominal amount per year. After subscribing, choose which month your financial year starts from. Your subscription status is preserved if you reset your data. Resetting Data; tap the Reset all data button at the bottom of the Tracker page to start fresh. You’ll be asked to confirm before anything is deleted. Subscribers are given the choice of which month to start the new year from. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what’s left this month. Nesti is a calm, private manual budgeting app for iPhone and iPad. No bank connection. No account. Just a simple way to add expenses and see what’s left at any moment. —————————————————— HOW IT WORKS —————————————————— • Set your monthly budget now or later • Add expenses in a few taps — amount, category, optional note • Instantly see your remaining balance • Review spending by category at a glance • Start adding expenses right away, even if you skip budget setup at first —————————————————— OFFLINE BY DESIGN —————————————————— Your financial data stays on your device first. No bank connection. No account. No ads. Optional usage analytics help improve the app and can be turned off at any time in Settings — your raw financial data is never included. Optional iCloud sync is currently included for everyone and keeps your data private across your Apple devices. —————————————————— DESIGNED FOR IPHONE AND IPAD —————————————————— A clean, native experience on every Apple screen — from the smallest iPhone to the largest iPad. Dark Mode supported. Calm design that gets out of your way. —————————————————— ALL CURRENT FEATURES —————————————————— • Unlimited expense tracking • One monthly budget with total, spent, and left to spend • Full expense history + calm monthly summaries • Built-in spending categories + unlimited custom categories • Unlimited quick templates • Edit or delete any expense • Simple monthly review • Recurring expenses for bills, rent, and subscriptions • Budget rollover into the next month • Advanced history search • CSV export • App Lock (Face ID / Touch ID) • Optional iCloud sync across your Apple devices • Daily spending streaks — build the habit, one day at a time • Free Home Screen widgets: Money Left + Quick Add • Local-first storage on your device • Available in English, French, and Dutch Built by an independent developer who believes budgeting should be simple, private, and stress-free.