Left. Budget Planner vs Nesti · Budget Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Left. Budget Planner
This app helps you track your income, bills, and spending to understand how much you have left to spend each month. It offers private budgeting without bank logins or ads, with voice input and receipt scanning for quick logging. Advanced features like debt payoff plans and net worth tracking are available with a one-time purchase.
- Private budgeting without bank logins
- Voice-assisted expense logging
- Receipt scanning for quick entry
- Monthly spending overview ring
- Bill and paycheck tracking
- Category-based spending analysis
- Debt payoff and net worth tracking (Pro)
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Private budgeting. No subscription. Left. puts your income, bills, purchases and savings in one ring, so you always know what’s really left to spend this month. No bank login, no sign-up, no ads. KEEP YOUR MONEY PRIVATE Left. never sees what you spend, earn or owe. There’s no sign-up, so it doesn’t even know your name. Left. has no servers of its own: your data stays on your iPhone and Apple Watch and syncs through your own iCloud. Turn on Airplane Mode and it keeps working. Check App Privacy below: Data Not Collected. JUST SAY IT Left Assist logs purchases and answers questions about your money, right on your iPhone. • Tap the mic and say “coffee 4.50”, then add it with a tap. • Ask “Am I on track this month?” or “What bills are coming up?” and get an answer worked out from your own numbers. • Change or delete a purchase just by asking: “make that 5.50” or “delete that”. • Your voice never leaves your iPhone, and nothing changes until you tap to confirm. YOUR WHOLE MONTH IN ONE RING • See what you’ve spent, the bills still to pay, what you’ve saved and what’s left to spend. • Spending pace shows where your everyday spending is heading before the month ends. • Up next shows the bills due soon and your next paycheck. Tap the circle to mark a bill paid. LOG A PURCHASE IN SECONDS Logging a purchase yourself makes you notice it. Left. makes it take seconds. • Type one line, like “coffee 4.50 yesterday”, and the amount, category and date fill in. • Your usual purchases wait above the keyboard, with what you paid last time. • Scan a receipt and Left. fills in the store, total and date. • Add purchases from a widget, Control Center, the Action Button, Siri, your Apple Watch or the built-in calculator. BILLS AND PAYCHECKS • Copy a bill into a new month once, and it carries over on its own after that. • Set up your paycheck once. Left. counts it before payday, and you confirm it with a tap when it lands. • Side gigs and one-time income count too. • Search finds any purchase or bill by name or amount. SEE WHERE IT GOES • Categories shows where your money goes, from Food & Groceries to Gifts & Donations, and how each compares with the same point last month. • Set a limit on any category and see how much room is left as you spend. • Savings goals show the month you’re on pace to reach them. ON YOUR HOME SCREEN AND WRIST • Widgets show what’s left on your Home Screen and Lock Screen. • The Apple Watch app shows the same ring, with Quick Add and complications for your watch face. • Ask Siri “How much is left in Left” without opening the app. On a locked iPhone, Siri asks you to unlock before saying any figures. LEFT. PRO, ONE TIME Budgeting is free. Left. Pro is a one-time purchase, never a subscription. • Debt payoff plan: see which debt to pay first, by highest rate or smallest balance, and your debt-free date. When one debt is paid off, its payment moves to the next, and you can see what a little extra each month saves. • Net worth: your accounts and debts in one place, and your net worth over time. Works in your local currency. Designed for VoiceOver, larger text sizes and Increase Contrast. Requires iOS 26.1 or later. Left. and its voice input are in English. Most Left Assist answers are calculated from your own figures on any supported iPhone; open-ended questions need Apple Intelligence.
Nesti · Budget Planner
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Know what’s left this month. Nesti is a calm, private manual budgeting app for iPhone and iPad. No bank connection. No account. Just a simple way to add expenses and see what’s left at any moment. —————————————————— HOW IT WORKS —————————————————— • Set your monthly budget now or later • Add expenses in a few taps — amount, category, optional note • Instantly see your remaining balance • Review spending by category at a glance • Start adding expenses right away, even if you skip budget setup at first —————————————————— OFFLINE BY DESIGN —————————————————— Your financial data stays on your device first. No bank connection. No account. No ads. Optional usage analytics help improve the app and can be turned off at any time in Settings — your raw financial data is never included. Optional iCloud sync is currently included for everyone and keeps your data private across your Apple devices. —————————————————— DESIGNED FOR IPHONE AND IPAD —————————————————— A clean, native experience on every Apple screen — from the smallest iPhone to the largest iPad. Dark Mode supported. Calm design that gets out of your way. —————————————————— ALL CURRENT FEATURES —————————————————— • Unlimited expense tracking • One monthly budget with total, spent, and left to spend • Full expense history + calm monthly summaries • Built-in spending categories + unlimited custom categories • Unlimited quick templates • Edit or delete any expense • Simple monthly review • Recurring expenses for bills, rent, and subscriptions • Budget rollover into the next month • Advanced history search • CSV export • App Lock (Face ID / Touch ID) • Optional iCloud sync across your Apple devices • Daily spending streaks — build the habit, one day at a time • Free Home Screen widgets: Money Left + Quick Add • Local-first storage on your device • Available in English, French, and Dutch Built by an independent developer who believes budgeting should be simple, private, and stress-free.
Screenshots
Verdict
The clearest difference is update cadence: Nesti · Budget Planner at every 2 days against Left. Budget Planner's weekly. Nesti · Budget Planner also leads on iOS requirement (15.1 vs 26.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Left. Budget Planner sells 1 one-off in-app purchase and Nesti · Budget Planner sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Left. Budget Planner ships an update weekly, Nesti · Budget Planner every 2 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.
| Parameter | Left. Budget Planner | Nesti · Budget Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Weekly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, Apple Watch | iPhone, iPad, iPod — better |
| Requires iOS | 26.1 | 15.1 — better |
| Further details — not scored | ||
| Size | 15 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Ivan Wize | Volkan Bostanci |
In-app purchases
Left. Budget Planner
- Left Pro$9.99
Nesti · Budget Planner
- Nesti Pro$3.99
Questions
Is Left. Budget Planner free?
Is Nesti · Budget Planner free?
Do Left. Budget Planner or Nesti · Budget Planner have ads?
Which is updated more often, Left. Budget Planner or Nesti · Budget Planner?
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