SpendWhat vs Spending tracker

EVER WONDERED: "WHERE DID ALL MY MONEY GO SO FAST?" Stop letting personal finance become a month-end headache. Let SpendWhat – the smartest AI-powered financial assistant – help you master every transaction in the blink of an eye. WHY CHOOSE SPENDWHAT? Voice-Powered Logging: No more tedious typing! Just say "I spent $5 on coffee," and our AI will automatically categorize and save it for you instantly. Smart Receipt Scanning (OCR): Simply snap a photo of your receipt. The AI will extract the total amount and category with high precision. Convenience at its best! Personal AI Assistant: Our intelligent bot tracks your habits to "nudge" you when you’re overspending and offers personalized saving tips based on your routine. Intuitive Visual Charts: Experience a modern, dynamic interface with a trendy Purple-Blue theme. Grasp your financial health at a glance in just 3 seconds. Seamless Cross-Platform Sync: Your data is always synced, encrypted, and safe across all your devices. Transform money management from a burden into an enjoyable experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeul

Spending Tracker is the simplest way to know where your money goes. No bank login. No account. No ads. You write down what you spend — and the app turns it into a picture you actually understand. A CALENDAR, NOT A SPREADSHEET Every day shows what you earned and spent, right on the month grid. One look tells you whether this month is going well. Tap any day to see the details. LOG AN EXPENSE IN THREE SECONDS • Big number pad with a 000 key, built for real prices • Quick add: type "coffee 45k" and the amount and category fill themselves • Scan a paper receipt or a bank notification screenshot — the amount is read on your device • Add from the home screen widget, the Lock Screen, or your Apple Watch MANY WALLETS, MANY CURRENCIES Keep cash, a bank account and a foreign-currency card side by side. Each wallet has its own currency and shows its own symbol and decimals. Totals, charts and budgets are converted to your main currency using live exchange rates, and the rates keep working offline. BUDGETS THAT ACTUALLY HELP Set a monthly limit overall or per category. Instead of a number you have to interpret, the app tells you plainly how much you can still spend each day for the rest of the month. RECURRING AND SUBSCRIPTIONS Rent, salary, Netflix — set them once and they are recorded on time. The subscription screen adds up what you pay every month, so hidden costs stop being hidden. SEE THE PATTERN A clean donut chart by category, six months of income against spending, and percentages that make the story obvious. YOUR DATA STAYS YOURS Everything is stored on your device. There is no account to create and nothing is uploaded. Turn on iCloud sync only if you want your own devices to share the same book. Lock the app with Face ID. Export everything to CSV whenever you like. 17 LANGUAGES English, Vietnamese, Chinese (Simplified and Traditional), Japanese, Korean, Thai, Indonesian, Hindi, Spanish, Portuguese, French, German, Italian, Russian, Turkish and Arabic. Change the language inside the app — it does not have to match your phone. FREE AND PREMIUM The free version is a real app, not a trial: unlimited transactions, the calendar, budgets, charts and CSV export. Premium adds unlimited wallets and categories, receipt scanning, unlimited recurring rules and advanced reports. Premium is available as a one-time Lifetime purchase, or as a monthly or yearly subscription — whichever suits you. Subscriptions renew automatically and can be cancelled any time in your App Store account settings. Terms of Use: https://phungdoanh.github.io/term.html Privacy Policy: https://phungdoanh.github.io/privacy_policy.html