Faro Wealth vs Bonsave

Faro shows your whole financial life in one place: what you own, what you owe, what you can safely spend today, and where you are heading long term. Your financial data stays on your iPhone. No bank connection, no account to create, no ads. EVERY DAY • Safe-to-Spend — what you can spend today and for the rest of the month, with committed money kept separate from what is actually free • Quick entry in plain language: type "groceries 42" and Faro fills in the amount and category • Scan a receipt: photograph it and Faro reads the merchant, total and date — all on device, and the photo is never stored • Import transactions from your bank's CSV or Excel file, with a review step before anything is saved — no bank connection and no credentials • A calendar that puts every payment on its own day • Upcoming bills and subscriptions: Faro spots your recurring charges and alerts you when a price goes up • A weekly review of what changed in your spending, savings and goals • Log an expense from Shortcuts or with Back Tap, without opening the app BUDGET • Monthly income, spending and saving, with categories and subcategories • Savings and investments count as allocations, not spending — so your savings rate is right • Recurring rules for salary, bills, transfers and automatic investing, with per-occurrence exceptions: move, change the amount, or skip ACCOUNTS AND NET WORTH • Bank accounts, cash, cards and loans, with transfers and a full per-account history • Net worth in a single number: accounts, investments, property and liabilities • A cash-flow forecast for the months ahead • Cash runway: how many months your available money lasts at your current spending INVESTMENTS • A portfolio of stocks, ETFs and crypto, with average cost and per-position return • End-of-day market prices • Compare each holding with the index it tracks • Markets: indices from the Americas, Europe and Asia • Multi-year portfolio projection with recurring buys and scenarios PLANNING • A financial health score, broken down by area, with concrete next steps • Goals with a completion forecast • FI Planner: when you reach financial independence, with scenarios ON YOUR DEVICE • Three home screen widgets • Hide every amount with one toggle • Face ID lock • 12 base currencies, using ECB rates • Backup and restore to a file you control PRIVACY Your transactions, accounts and balances are stored locally on the device. Faro never connects to your bank, never asks for credentials, and does not track you. To show share prices and exchange rates it requests market data from the Faro service, and company logo images from Logo.dev — without sending your financial details. FARO PREMIUM Free: up to 50 transactions per month, 3 accounts, 3 recurring rules, 1 investment, 1 goal, and the last month of history when importing a bank file. Premium: unlimited transactions, accounts, recurring rules, investments and goals, import of your full history, automatic investing, a daily spending chart, Money Flow for any period, portfolio and cash-flow forecasts, wealth summary, financial health improvement steps, FI Planner, every weekly insight, runway scenarios, a 90-day bills timeline, your choice of benchmark index, annual reports, CSV export and the premium widgets. Monthly or annual auto-renewing subscription, billed to your Apple Account. It renews automatically unless cancelled at least 24 hours before the end of the current period, and can be managed in your account settings. Company logos provided by Logo.dev. Terms of Use (EULA): https://farowealth.app/faro_terms_eula_bilingual Privacy Policy: https://farowealth.app/faro_privacy_policy_bilingual

Looking at your money shouldn't feel like work. Bonsave brings your accounts together and tells you what's going on, in plain language. Connect your accounts and meet Bonnie, your personal financial assistant. She delivers one focused insight every morning to help you build lasting wealth. Like tending a bonsai tree, a little attention each day adds up to something real. One insight, every morning. Bonnie watches your accounts and surfaces one observation each day. You might wake up to: "$2,400 in bills are due before your next paycheck, and checking has $1,900. Worth moving some money over today." "You're contributing 2.5% to your 401(k), but your employer matches up to 5%. That's about $2,600 a year you're leaving on the table." "You're carrying $1,742 on your credit card at 21% APR. Paying it before the statement closes saves about $31." "You'll cross $100k net worth around June at your current pace. First time, by the way." Each insight is short, useful, and yours to keep. Browse by category, scroll back through your history, and thumbs up or down so Bonnie learns what's helpful to you. Want more? Ask Bonnie about any insight and she picks up the thread with your numbers. Chat with Bonnie anytime. Bonnie has your accounts, transactions, holdings, and budgets all loaded, so you can ask things like "what did I spend on coffee last month" or "am I saving enough" and get a real answer grounded in your actual data. Everything in one view. Checking, savings, credit cards, loans, and investment accounts in a single feed. Your net worth is one number that updates as your money moves, and any account is one tap from its full balance history. Spending that makes sense. Transactions are automatically categorized using AI. See every category against its budget as the month happens, and get a heads-up when a budget hits 90%, not after it's blown. Every place you pay gets its own page, so a subscription that quietly raised its price stands out, and every bill and subscription sits on a calendar so nothing catches you off guard. Know what you really own. See your portfolio's value over time, how it's allocated, and your biggest positions. Bonsave looks inside your funds too, so you can see the companies you actually own and how much of your money rides on each. Track stocks, ETFs, retirement accounts, and crypto, and add the harder-to-see stuff like real estate or private holdings. Your home, paid off. Add your home and mortgage to see your monthly payment, payoff date, and escrow, worked out from your balances and editable when you know the exact figures. See where you're headed. Bonsave projects your net worth forward from your real income, savings, and investments, and tests your plan against 500 market histories, so you see the range of outcomes rather than one hopeful line. Set a retirement age or a financial independence target, and see the year you get there and how likely it is to hold. Budgets and priorities. Set monthly budgets and tell Bonnie what you're working toward. She factors both into every insight, so what she surfaces actually matters to you. Made for iPhone Duo and iPad. Unfold iPhone Duo and Bonsave lays out side by side: your chart stays in view while you go through the details. Make it yours. Pick a color theme and a matching app icon, and lock the app behind Face ID. Privacy you can actually trust. Account connections run through Plaid, the same provider used by Venmo, Robinhood, and Coinbase. Bonsave never sees your bank login. Your connection is encrypted in transit and at rest, and you can delete your account and everything in it, any time. Try it free. Your money is doing things every day. Bonsave helps you notice. Terms of Use (EULA): https://bonsave.app/terms Privacy Policy: https://bonsave.app/privacy