Split Bit vs Spending Tracker

The smartest way to split bills with friends, roommates, and family. Split Bit eliminates the stress of shared expenses. Whether it's a weekend trip, a group dinner, a shared flat, or a team outing - Split Bit handles all the maths automatically, keeps everyone on the same page, and minimises the number of payments needed to settle up. SPLIT BILLS YOUR WAY: Add any shared expense and choose exactly how to divide it: • Equal split - divide the total evenly among members • Exact amounts - assign specific amounts to each person • Percentage - split by custom percentages • Shares - assign weighted shares to each participant SMART DEBT SIMPLIFICATION: Instead of a tangled web of payments, our algorithm calculates the minimum number of transfers needed to clear every balance in a group. Fewer payments, less confusion, faster settlement. INTUITIVE BUDGET REMINDER: Now Users can set budget to the group to limit expenses be it Monthly/Weekly or One time trip budget. HIDDEN SECRET: Now, users and Hide/Unhide Groups by doing 7 taps on Groups Text, and the best part is it is password protected. REAL-TIME BALANCES & ACTIVITY FEED: Always know who owes what. Instant push notifications keep every member up to date the moment a new expense or settlement is recorded. Charts and group summaries show you exactly where the money went. ONE-TAP SETTLE UP: Record a settlement with a single tap. Both parties see updated balances immediately and the activity feed logs the payment - so there's always a clear, shared record. BUILT FOR ANY GROUP: From two friends splitting rent to ten colleagues on a business trip - Split Bit scales effortlessly. Create multiple groups, each with its own members, currency, and full expense history. PRIVATE & SECURE BY DESIGN: • Field-level encryption - group names, descriptions, and expense details are encrypted before reaching the cloud • Only group members can see your expenses • Encryption in transit and at rest • We never sell or share your personal data HOW IT WORKS: 1. Create a group and invite friends by email 2. Log any shared cost and choose how to split it 3. Track balances - see simplified debts at a glance 4. Settle up - one tap records the payment and updates everyone instantly Split Bit is free to download and use. No subscriptions. No hidden fees. Just a cleaner, fairer way to share expenses.

Know where your money goes, and never get caught out by a forgotten subscription again. SpendKit keeps your spending, bills and subscriptions, budget, savings goals and debts in one simple app. No bank login and no account needed. LOG IT IN SECONDS • Add an expense, income or transfer in a few taps: amount, category, account, done • Say it: "12 lunch" and SpendKit fills it in • Scan a receipt to read the total • Transfers between your accounts, with fees • Copy a transaction, or save and keep adding with Continue SEE YOUR MONTH • Income, expenses and balance always in view • Daily, calendar, monthly and stats views • Charts by category and by day • Search, and filter by account or category SUBSCRIPTIONS AND BILLS • Streaming, music, rent, phone: see what you pay each month and each year • A reminder before every charge, and free trials tracked before they bill you • Mark a bill as paid, or let SpendKit log it on its due date • Cancelling one? Get help to do it and see how much you save • Subscriptions in another currency or shared with others: only your part counts A BUDGET THAT WORKS • Plan your income and spending by category • See what's left to spend this month • Carry over what's left, or what's over, to the next month SAVINGS GOALS AND DEBTS • Goals with ideas to start, a target date and how much to put aside each month • Track what you owe and what you're owed, payment by payment YOUR ACCOUNTS • Cash, cards, bank and savings accounts with their running balance • Assets, liabilities and your total at a glance ALWAYS AT HAND • Home Screen and Lock Screen widgets • Siri and Shortcuts: "Log an expense in SpendKit" • Control Center and the Action button • Face ID lock, dark mode, your currency, 10 languages SPENDKIT PREMIUM Logging expenses and income is always free. Premium removes the limits on subscriptions, budgets, goals, accounts, receipt scans and voice entries, and adds iCloud backup and sync, budget alerts, insights, your own categories and CSV export. Payment is charged to your Apple Account at confirmation, or at the end of the free trial if there is one. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. The lifetime plan is a one-time purchase. Terms of Use: https://privacy.owltaps.com/terms Privacy Policy: https://privacy.owltaps.com