Comparison

Spent vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spent

This app helps you track expenses, manage budgets, and gain insights into your spending habits. It offers features like receipt scanning, currency conversion, and financial literacy lessons, all while prioritizing your privacy with offline data storage.

Highlights
  • Expense and income tracking
  • Budget planning and alerts
  • Receipt scanning with OCR
  • Spending analysis and insights
  • Multi-currency support
  • Trip expense splitting
  • Financial literacy lessons
Features
Read full description

Spent is a privacy-focused expense tracker and budget planner that keeps all your financial data on your device — no accounts, no cloud, no data collection. EXPENSE TRACKING MADE SIMPLE • Log daily expenses, income, and transfers in seconds • Manage multiple accounts — Cash, Bank, Savings, Credit Card & more • Custom categories with icons and colors to organize your spending • Quick-add expenses via Back Tap, app icon shortcuts, or clipboard paste BUDGET PLANNER & SPENDING ALERTS • Set monthly budget goals — overall or per category • Get smart push notifications at 80% and 100% of your budget • Real-time budget progress bars on your dashboard • Never overspend again with daily spending check-ins RECEIPT SCANNER WITH OCR • Scan receipts using your camera or photo library • On-device text recognition extracts amount, merchant, and date automatically • No internet needed — all processing happens on your phone • Confidence indicators show extraction accuracy MONEY INSIGHTS & SPENDING ANALYSIS • Discover your spending personality — Saver, Balanced, Spender, or Impulse Buyer • Pattern detection reveals habits like Weekend Splurge and Late-Night Shopping • Monthly financial stories with animated recaps of your spending • Visual reports with charts, CSV export, and PDF generation CURRENCY CONVERTER & MULTI-CURRENCY • Convert between 80+ currencies with live exchange rates • Log transactions in foreign currencies with auto-conversion • Works offline with cached rates — perfect for travel TRIP EXPENSE SPLITTER • Create trips, add members, and log shared expenses • Split bills equally, by amount, or by percentage • Smart settle-up calculator shows minimum payments needed RECURRING TRANSACTIONS & SUBSCRIPTIONS • Automate daily, weekly, or monthly recurring expenses • Track all your subscriptions with renewal reminders • See your true monthly subscription burn rate at a glance FINANCIAL CALCULATORS • EMI Calculator with full amortization schedule • Interest Calculator — compare simple vs compound interest • Plan loans, fixed deposits, and investments LEARN PERSONAL FINANCE • 100 bite-sized financial literacy lessons across 5 levels • Swipeable card-based learning — Hook, Insight, Action Step & Takeaway • Progress tracking from Awareness to Investor Mindset SAVING GOALS • Set savings targets with deadlines • Track contributions and visualize progress • Stay motivated with projected completion dates PRIVACY & SECURITY • 100% offline — your financial data never leaves your device • Biometric lock — Face ID, Touch ID, or Fingerprint protection • No sign-up required — start tracking in seconds • No ads for premium users — one-time lifetime purchase DESIGNED FOR EVERYONE • Light, Dark, and System theme modes • Works beautifully on phones and tablets • Smart notifications — daily reminders, weekly insights, monthly reports • Export your data anytime — CSV, PDF, or visual charts Download Spent today and take control of your money — privately.

About

Expense Tracker

Features
Read full description

Take control of your money with this expense tracker and budget planner, built for people who want clarity without complexity. Whether you need to track daily expenses, log income, follow a monthly budget, or understand your spending habits, this app gives you everything in one clean, private package — no bank account connection required. Your financial data stays on your device. No linking bank accounts, no unnecessary permissions, no clutter. Just fast, accurate, and private money management. TRACK EXPENSES IN SECONDS Log purchases quickly with smart categories built for real life — groceries, rent, dining, transportation, shopping, healthcare, entertainment, and more. A streamlined workflow means you can record a transaction in just a few taps, so tracking spending never feels like a chore. MANAGE INCOME AND EXPENSES TOGETHER Track salary, freelance earnings, business profit, bonuses, cashback, refunds, and investment income alongside your everyday spending. See exactly how much you earn, spend, and save with a complete, accurate picture of your cash flow. BUILD SMARTER BUDGETS Set monthly budgets and spending limits for each category, then follow your progress with clear visual indicators. Spot overspending early, adjust before it becomes a problem, and build healthier financial habits month after month. REPORTS AND SPENDING INSIGHTS Turn raw numbers into understanding with detailed charts and reports. Compare income against expenses, track spending trends over time, and discover where your money actually goes — so you can find real opportunities to save. MULTI-CURRENCY SUPPORT Manage money across different currencies with ease, whether you're traveling, working abroad, or simply prefer tracking in more than one currency. EXPORT AND SHARE YOUR DATA Generate PDF or CSV reports whenever you need them — for your own records, for tax season, or to share with an accountant or partner. A DESIGN BUILT FOR DAILY USE A modern dark theme that's easy on the eyes and easy to navigate, so checking your budget or logging an expense feels effortless, day or night. KEY FEATURES - Expense tracker and income tracker in one app - Monthly budget planner with progress tracking - Detailed financial reports and spending insights - Wide range of expense and income categories - PDF and CSV export for your records - Multi-currency support for global use - Fast transaction search and full history - Offline access, no internet required - Private, on-device financial records - Clean, modern dark theme interface WHO THIS APP IS FOR This app fits anyone who wants a simple, private way to manage money — students tracking a tight allowance, freelancers juggling multiple income sources, families managing household bills, couples splitting shared expenses, and small business owners watching daily cash flow. If you've tried complicated finance apps and given up, this is the simple alternative built to stick with. PRIVACY YOU CAN TRUST This app never asks you to connect a bank account or share sensitive login credentials with a third-party service. Your transactions, income records, and budgets stay stored securely and privately, so you remain in full control of your own financial information. WHY PEOPLE CHOOSE THIS APP It's built around three ideas: simplicity, privacy, and control. There's no complicated setup, no bank linking, and no features you'll never use — just a fast, reliable way to track spending, manage budgets, and understand your money. Whether you're managing household bills, tracking freelance income, planning a monthly budget, watching your savings grow, or just looking for a better way to log daily expenses, this app helps you stay organized, informed, and in control of your finances. Download it today and start building better money habits, tracking expenses effortlessly, and taking full control of your budget — one transaction at a time.

Screenshots

Spent4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker at none against Spent's 1. Expense Tracker also leads on ads (none vs shown). Spent's advantage is update cadence (every 2 days vs every 2 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spent sells 1 one-off in-app purchase. Expense Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Spent ships an update every 2 days, Expense Tracker every 2 weeks. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 6 level
Spent versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSpentExpense Tracker
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 days — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size86 MB20 MB
Age rating4+4+
DeveloperRahul BhichherAnkitbhai Jivani

In-app purchases

1 purchases

Spent

One-time1
  • Spent Pro$3.99
None

Expense Tracker

No in-app purchases

Questions

Is Spent free?
Spent is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Do Spent or Expense Tracker have ads?
Spent shows ads; Expense Tracker does not.
Which is updated more often, Spent or Expense Tracker?
Spent ships an update every 2 days, and Expense Tracker every 2 weeks. Most recently, Spent was updated on October 26, 2026 and Expense Tracker on October 22, 2026.

Other comparisons