Comparison

Spent vs MoneyLeaf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spent

Read full description

Spent is a privacy-focused expense tracker and budget planner that keeps all your financial data on your device — no accounts, no cloud, no data collection. EXPENSE TRACKING MADE SIMPLE • Log daily expenses, income, and transfers in seconds • Manage multiple accounts — Cash, Bank, Savings, Credit Card & more • Custom categories with icons and colors to organize your spending • Quick-add expenses via Back Tap, app icon shortcuts, or clipboard paste BUDGET PLANNER & SPENDING ALERTS • Set monthly budget goals — overall or per category • Get smart push notifications at 80% and 100% of your budget • Real-time budget progress bars on your dashboard • Never overspend again with daily spending check-ins RECEIPT SCANNER WITH OCR • Scan receipts using your camera or photo library • On-device text recognition extracts amount, merchant, and date automatically • No internet needed — all processing happens on your phone • Confidence indicators show extraction accuracy MONEY INSIGHTS & SPENDING ANALYSIS • Discover your spending personality — Saver, Balanced, Spender, or Impulse Buyer • Pattern detection reveals habits like Weekend Splurge and Late-Night Shopping • Monthly financial stories with animated recaps of your spending • Visual reports with charts, CSV export, and PDF generation CURRENCY CONVERTER & MULTI-CURRENCY • Convert between 80+ currencies with live exchange rates • Log transactions in foreign currencies with auto-conversion • Works offline with cached rates — perfect for travel TRIP EXPENSE SPLITTER • Create trips, add members, and log shared expenses • Split bills equally, by amount, or by percentage • Smart settle-up calculator shows minimum payments needed RECURRING TRANSACTIONS & SUBSCRIPTIONS • Automate daily, weekly, or monthly recurring expenses • Track all your subscriptions with renewal reminders • See your true monthly subscription burn rate at a glance FINANCIAL CALCULATORS • EMI Calculator with full amortization schedule • Interest Calculator — compare simple vs compound interest • Plan loans, fixed deposits, and investments LEARN PERSONAL FINANCE • 100 bite-sized financial literacy lessons across 5 levels • Swipeable card-based learning — Hook, Insight, Action Step & Takeaway • Progress tracking from Awareness to Investor Mindset SAVING GOALS • Set savings targets with deadlines • Track contributions and visualize progress • Stay motivated with projected completion dates PRIVACY & SECURITY • 100% offline — your financial data never leaves your device • Biometric lock — Face ID, Touch ID, or Fingerprint protection • No sign-up required — start tracking in seconds • No ads for premium users — one-time lifetime purchase DESIGNED FOR EVERYONE • Light, Dark, and System theme modes • Works beautifully on phones and tablets • Smart notifications — daily reminders, weekly insights, monthly reports • Export your data anytime — CSV, PDF, or visual charts Download Spent today and take control of your money — privately.

About

MoneyLeaf

Features
Read full description

MoneyLeaf is a simple, private expense tracker that works completely offline. No account, no subscription, no bank login — your money data never leaves your phone. WHY MONEYLEAF • 100% offline & private — data stays on your device, always • No sign-up, no email, no cloud lock-in • No subscription — remove ads with a single one-time purchase • Log an expense in 3 seconds with the fast number keypad TRACK YOUR MONEY • Monthly summary: spent, income and net at a glance • Calendar view — see every day's spending at once • Filter by category or payment method (card / cash / transfer) • Multi-currency: your device currency is detected automatically FIXED COSTS, HANDLED • Add monthly recurring items — rent, subscriptions, salary • They're logged automatically every month • See what fixed costs are still due this month YOUR DATA, YOUR FILE • Export everything to CSV (opens in Excel / Google Sheets) • Import a CSV to restore or move to a new phone • No account means nothing to lose — your backup is a file you own FREE ESSENTIALS • Dark mode is free — always • Beautiful paper theme by default, extra themes to unlock MoneyLeaf keeps budgeting quiet and honest: open, tap, done.

Screenshots

MoneyLeaf4 screens

Verdict

The call

The clearest difference is device support: MoneyLeaf at 3 against Spent's —. On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Spent sells 1 one-off in-app purchase and MoneyLeaf sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference Ā· 5 level
Spent versus MoneyLeaf: the parameters behind the verdict, then further details
ParameterSpentMoneyLeaf
PriceFreeFree
Update frequency—Fortnightly
Ads—Yes
In-app purchasesYesYes
Devices—iPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size86 MB89 MB
Age rating4+4+
DeveloperRahul BhichherSEONYONG LEE

In-app purchases

1 purchases

Spent

One-time1
  • Spent Pro$3.99
1 purchases

MoneyLeaf

One-time1
  • Remove Ads (Lifetime)$3.99

Questions

Is Spent free?
Spent is free to download, with in-app purchases available.
Is MoneyLeaf free?
MoneyLeaf is free to download, with in-app purchases available.

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