Spent vs MoneyLeaf
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Spent
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Spent is a privacy-focused expense tracker and budget planner that keeps all your financial data on your device ā no accounts, no cloud, no data collection. EXPENSE TRACKING MADE SIMPLE ⢠Log daily expenses, income, and transfers in seconds ⢠Manage multiple accounts ā Cash, Bank, Savings, Credit Card & more ⢠Custom categories with icons and colors to organize your spending ⢠Quick-add expenses via Back Tap, app icon shortcuts, or clipboard paste BUDGET PLANNER & SPENDING ALERTS ⢠Set monthly budget goals ā overall or per category ⢠Get smart push notifications at 80% and 100% of your budget ⢠Real-time budget progress bars on your dashboard ⢠Never overspend again with daily spending check-ins RECEIPT SCANNER WITH OCR ⢠Scan receipts using your camera or photo library ⢠On-device text recognition extracts amount, merchant, and date automatically ⢠No internet needed ā all processing happens on your phone ⢠Confidence indicators show extraction accuracy MONEY INSIGHTS & SPENDING ANALYSIS ⢠Discover your spending personality ā Saver, Balanced, Spender, or Impulse Buyer ⢠Pattern detection reveals habits like Weekend Splurge and Late-Night Shopping ⢠Monthly financial stories with animated recaps of your spending ⢠Visual reports with charts, CSV export, and PDF generation CURRENCY CONVERTER & MULTI-CURRENCY ⢠Convert between 80+ currencies with live exchange rates ⢠Log transactions in foreign currencies with auto-conversion ⢠Works offline with cached rates ā perfect for travel TRIP EXPENSE SPLITTER ⢠Create trips, add members, and log shared expenses ⢠Split bills equally, by amount, or by percentage ⢠Smart settle-up calculator shows minimum payments needed RECURRING TRANSACTIONS & SUBSCRIPTIONS ⢠Automate daily, weekly, or monthly recurring expenses ⢠Track all your subscriptions with renewal reminders ⢠See your true monthly subscription burn rate at a glance FINANCIAL CALCULATORS ⢠EMI Calculator with full amortization schedule ⢠Interest Calculator ā compare simple vs compound interest ⢠Plan loans, fixed deposits, and investments LEARN PERSONAL FINANCE ⢠100 bite-sized financial literacy lessons across 5 levels ⢠Swipeable card-based learning ā Hook, Insight, Action Step & Takeaway ⢠Progress tracking from Awareness to Investor Mindset SAVING GOALS ⢠Set savings targets with deadlines ⢠Track contributions and visualize progress ⢠Stay motivated with projected completion dates PRIVACY & SECURITY ⢠100% offline ā your financial data never leaves your device ⢠Biometric lock ā Face ID, Touch ID, or Fingerprint protection ⢠No sign-up required ā start tracking in seconds ⢠No ads for premium users ā one-time lifetime purchase DESIGNED FOR EVERYONE ⢠Light, Dark, and System theme modes ⢠Works beautifully on phones and tablets ⢠Smart notifications ā daily reminders, weekly insights, monthly reports ⢠Export your data anytime ā CSV, PDF, or visual charts Download Spent today and take control of your money ā privately.
MoneyLeaf
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MoneyLeaf is a simple, private expense tracker that works completely offline. No account, no subscription, no bank login ā your money data never leaves your phone. WHY MONEYLEAF ⢠100% offline & private ā data stays on your device, always ⢠No sign-up, no email, no cloud lock-in ⢠No subscription ā remove ads with a single one-time purchase ⢠Log an expense in 3 seconds with the fast number keypad TRACK YOUR MONEY ⢠Monthly summary: spent, income and net at a glance ⢠Calendar view ā see every day's spending at once ⢠Filter by category or payment method (card / cash / transfer) ⢠Multi-currency: your device currency is detected automatically FIXED COSTS, HANDLED ⢠Add monthly recurring items ā rent, subscriptions, salary ⢠They're logged automatically every month ⢠See what fixed costs are still due this month YOUR DATA, YOUR FILE ⢠Export everything to CSV (opens in Excel / Google Sheets) ⢠Import a CSV to restore or move to a new phone ⢠No account means nothing to lose ā your backup is a file you own FREE ESSENTIALS ⢠Dark mode is free ā always ⢠Beautiful paper theme by default, extra themes to unlock MoneyLeaf keeps budgeting quiet and honest: open, tap, done.
Screenshots
Verdict
The clearest difference is device support: MoneyLeaf at 3 against Spent's ā. On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Spent sells 1 one-off in-app purchase and MoneyLeaf sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Spent | MoneyLeaf |
|---|---|---|
| Price | Free | Free |
| Update frequency | ā | Fortnightly |
| Ads | ā | Yes |
| In-app purchases | Yes | Yes |
| Devices | ā | iPhone, iPad, iPod ā better |
| Requires iOS | 15.1 | 15.0 ā better |
| Further details ā not scored | ||
| Size | 86 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | Rahul Bhichher | SEONYONG LEE |
In-app purchases
Spent
- Spent Pro$3.99
MoneyLeaf
- Remove Ads (Lifetime)$3.99









