Spent vs SnapSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spent
This app helps you track expenses, manage budgets, and gain insights into your spending habits. It offers features like receipt scanning, currency conversion, and financial literacy lessons, all while prioritizing your privacy with offline data storage.
- Expense and income tracking
- Budget planning and alerts
- Receipt scanning with OCR
- Spending analysis and insights
- Multi-currency support
- Trip expense splitting
- Financial literacy lessons
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Spent is a privacy-focused expense tracker and budget planner that keeps all your financial data on your device — no accounts, no cloud, no data collection. EXPENSE TRACKING MADE SIMPLE • Log daily expenses, income, and transfers in seconds • Manage multiple accounts — Cash, Bank, Savings, Credit Card & more • Custom categories with icons and colors to organize your spending • Quick-add expenses via Back Tap, app icon shortcuts, or clipboard paste BUDGET PLANNER & SPENDING ALERTS • Set monthly budget goals — overall or per category • Get smart push notifications at 80% and 100% of your budget • Real-time budget progress bars on your dashboard • Never overspend again with daily spending check-ins RECEIPT SCANNER WITH OCR • Scan receipts using your camera or photo library • On-device text recognition extracts amount, merchant, and date automatically • No internet needed — all processing happens on your phone • Confidence indicators show extraction accuracy MONEY INSIGHTS & SPENDING ANALYSIS • Discover your spending personality — Saver, Balanced, Spender, or Impulse Buyer • Pattern detection reveals habits like Weekend Splurge and Late-Night Shopping • Monthly financial stories with animated recaps of your spending • Visual reports with charts, CSV export, and PDF generation CURRENCY CONVERTER & MULTI-CURRENCY • Convert between 80+ currencies with live exchange rates • Log transactions in foreign currencies with auto-conversion • Works offline with cached rates — perfect for travel TRIP EXPENSE SPLITTER • Create trips, add members, and log shared expenses • Split bills equally, by amount, or by percentage • Smart settle-up calculator shows minimum payments needed RECURRING TRANSACTIONS & SUBSCRIPTIONS • Automate daily, weekly, or monthly recurring expenses • Track all your subscriptions with renewal reminders • See your true monthly subscription burn rate at a glance FINANCIAL CALCULATORS • EMI Calculator with full amortization schedule • Interest Calculator — compare simple vs compound interest • Plan loans, fixed deposits, and investments LEARN PERSONAL FINANCE • 100 bite-sized financial literacy lessons across 5 levels • Swipeable card-based learning — Hook, Insight, Action Step & Takeaway • Progress tracking from Awareness to Investor Mindset SAVING GOALS • Set savings targets with deadlines • Track contributions and visualize progress • Stay motivated with projected completion dates PRIVACY & SECURITY • 100% offline — your financial data never leaves your device • Biometric lock — Face ID, Touch ID, or Fingerprint protection • No sign-up required — start tracking in seconds • No ads for premium users — one-time lifetime purchase DESIGNED FOR EVERYONE • Light, Dark, and System theme modes • Works beautifully on phones and tablets • Smart notifications — daily reminders, weekly insights, monthly reports • Export your data anytime — CSV, PDF, or visual charts Download Spent today and take control of your money — privately.
SnapSpend
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SnapSpend is a private, local-first spending tracker that makes capturing where your money goes effortless. Point your camera at a receipt and on-device AI reads the merchant, total, and date for you — then you confirm before saving. Scanning and parsing happen entirely on your iPhone. WHY SNAPSPEND • Private by design — your data lives on your device by default, not on someone else's server. No ads, no tracking, no analytics. • Effortless capture — scan a receipt or add an entry in seconds. • Import statements — bring in bank and card activity from PDF or CSV. • One unified ledger — cash, cards, and more in a single place. • Smart categories — transactions are auto-categorized from the merchant, and you can always adjust. • Multi-currency — foreign spending rolls up into your base currency. The only network use is fetching public exchange rates, and no personal data is sent. • Receipts you keep — the photo is stored with the transaction for returns, warranty, and expenses. • Subscriptions — recurring charges are detected automatically, with price-hike alerts and a yearly-cost estimate. • Split expenses — share a bill and count only your part; the rest is tracked as owed back to you. • Siri & Shortcuts — log spending by voice or a Home-Screen button, wire up an automation to capture a payment the moment you tap, and ask Siri how much you've spent. • Clear insights — see what you've spent this month at a glance, and export to CSV or PDF. SNAPSPEND PRO (optional) • iCloud sync keeps your data in step across your devices, in your own private iCloud. Sync is off by default. Built for people who want an accurate picture of their spending without handing their bank logins to a third party. Terms of Use: https://snapspend.pages.dev/terms.html
Screenshots
Verdict
The clearest difference is ads: SnapSpend at none against Spent's shown. Spent's advantage is update cadence (every 2 days vs every 11 days) and device support (3 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spent sells 1 one-off in-app purchase and SnapSpend sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Spent ships an update every 2 days, SnapSpend every 11 days. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Spent | SnapSpend |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 days — better | Every 11 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 86 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Rahul Bhichher | Yichang Wu |
In-app purchases
Spent
- Spent Pro$3.99
SnapSpend
- SnapSpend Pro (Lifetime)$22.99









