Spent vs CashWhisper

Spent is a privacy-focused expense tracker and budget planner that keeps all your financial data on your device — no accounts, no cloud, no data collection. EXPENSE TRACKING MADE SIMPLE • Log daily expenses, income, and transfers in seconds • Manage multiple accounts — Cash, Bank, Savings, Credit Card & more • Custom categories with icons and colors to organize your spending • Quick-add expenses via Back Tap, app icon shortcuts, or clipboard paste BUDGET PLANNER & SPENDING ALERTS • Set monthly budget goals — overall or per category • Get smart push notifications at 80% and 100% of your budget • Real-time budget progress bars on your dashboard • Never overspend again with daily spending check-ins RECEIPT SCANNER WITH OCR • Scan receipts using your camera or photo library • On-device text recognition extracts amount, merchant, and date automatically • No internet needed — all processing happens on your phone • Confidence indicators show extraction accuracy MONEY INSIGHTS & SPENDING ANALYSIS • Discover your spending personality — Saver, Balanced, Spender, or Impulse Buyer • Pattern detection reveals habits like Weekend Splurge and Late-Night Shopping • Monthly financial stories with animated recaps of your spending • Visual reports with charts, CSV export, and PDF generation CURRENCY CONVERTER & MULTI-CURRENCY • Convert between 80+ currencies with live exchange rates • Log transactions in foreign currencies with auto-conversion • Works offline with cached rates — perfect for travel TRIP EXPENSE SPLITTER • Create trips, add members, and log shared expenses • Split bills equally, by amount, or by percentage • Smart settle-up calculator shows minimum payments needed RECURRING TRANSACTIONS & SUBSCRIPTIONS • Automate daily, weekly, or monthly recurring expenses • Track all your subscriptions with renewal reminders • See your true monthly subscription burn rate at a glance FINANCIAL CALCULATORS • EMI Calculator with full amortization schedule • Interest Calculator — compare simple vs compound interest • Plan loans, fixed deposits, and investments LEARN PERSONAL FINANCE • 100 bite-sized financial literacy lessons across 5 levels • Swipeable card-based learning — Hook, Insight, Action Step & Takeaway • Progress tracking from Awareness to Investor Mindset SAVING GOALS • Set savings targets with deadlines • Track contributions and visualize progress • Stay motivated with projected completion dates PRIVACY & SECURITY • 100% offline — your financial data never leaves your device • Biometric lock — Face ID, Touch ID, or Fingerprint protection • No sign-up required — start tracking in seconds • No ads for premium users — one-time lifetime purchase DESIGNED FOR EVERYONE • Light, Dark, and System theme modes • Works beautifully on phones and tablets • Smart notifications — daily reminders, weekly insights, monthly reports • Export your data anytime — CSV, PDF, or visual charts Download Spent today and take control of your money — privately.

Log your spending like a text message: "coffee 5, taxi 18 and 60 groceries". CashWhisper saves them right away, each with its amount, category and day. No forms, no bank link and no account. YOUR SPENDING THREAD Home is a conversation with your spending. You type, the expense is saved in the thread, and if you made a mistake you undo it with one tap. - Several expenses in one message. - Dates like "yesterday" or "on Monday". - Got it wrong? Reply "no, it was 6" and it is fixed. - Prefer typing it in yourself? Add it by hand, without AI. SEE WHERE YOUR MONEY GOES - Your month at a glance, split by category. - A weekly recap, written in the thread. - Statistics: spending heatmap, spending by day of the week, 6-month trend and fixed vs variable spending. - Recurring expenses, like rent or subscriptions. BUDGETS THAT WARN YOU IN TIME Set a limit per category. When you log an expense, CashWhisper tells you if you are getting close or already over. ASK YOUR MONEY "How much did I spend on food?" or "What do I spend most on?": the answer comes from your own totals. It is AI-generated, can be wrong and is not financial advice. MADE FOR IPHONE - Siri: "Log an expense in CashWhisper" (iOS 17 or later). - Widgets for the Home Screen and the Lock Screen (iOS 17 or later). - A control for Control Center and the Action button (iOS 18). - A daily reminder at the time you choose, streaks and achievements. - Export your expenses to CSV whenever you want. CASHWHISPER PRO CashWhisper requires a CashWhisper PRO subscription, monthly or yearly. The monthly plan starts with a 3-day free trial and the yearly plan with a 7-day free trial, if your Apple Account is eligible. The price in your currency is shown in the app before you confirm. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings. YOUR DATA Your expenses are stored on your iPhone: there is no CashWhisper account or cloud, and the app never connects to your bank. To read what you type, the text goes to Google's Gemini AI through our server, and only if you allow it (the app asks first). When you ask a question, your totals are sent too, never the descriptions of your expenses. No ads. In English and Spanish. Terms of Use: https://sobeklab.com/cashwhisper-terms-of-service Privacy Policy: https://sobeklab.com/cashwhisper-privacy