Comparison

Lunor Expense & Budget Tracker vs SpendGrid

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Lunor Expense & Budget Tracker

This app helps you manage your finances by tracking daily expenses and setting budgets. It offers automated bill reminders and helps monitor your net worth growth, all while prioritizing your privacy with secure device syncing.

Highlights
  • Expense tracking
  • Budget management
  • Automated bill payments
  • Net worth monitoring
  • Cross-device syncing
  • Privacy-focused
Features
Read full description

Lunor is the expense tracker that gets out of your way. Log a spend in three seconds, split it with friends, set a budget, and see where the month went. Everything works offline, nothing needs a bank login. LOG IT FAST Add an expense in three taps, or just say it: "spent 350 on lunch at Subway" Snap a receipt and the amount, merchant and date fill in Siri and the Action Button on iPhone, Apple Watch with complications, home screen widgets Auto-log every Apple Pay tap with a Shortcuts automation SPLIT BILLS WITHOUT THE AWKWARDNESS Split any expense equally or with custom shares See who paid you back and who still owes, per person One-tap reminders, and record repayments as income STAY ON BUDGET Budgets per category, account, payee or tag, with daily, weekly, monthly or yearly periods Warnings before you overspend Recurring bills and income add themselves UNDERSTAND YOUR MONEY Spending by category, payee and tag; monthly and daily trends Custom charts for the questions only you ask Star the transactions that matter and find them in one place Calendar heatmap of your spending days BUILT FOR INDIA, WORKS ANYWHERE Rupee first, with every currency supported Credit cards as accounts: outstanding, limit and utilisation Import from CSV or Excel, export by date range Lunor on the web for the big screen PRIVATE BY DEFAULT Offline-first: your data lives on your phone and syncs when you're online Biometric lock, hide balances with one tap No bank credentials, ever Free includes accounts, categories, budgets and unlimited transactions. Premium unlocks unlimited accounts, categories, tags and budgets, voice logging, receipt scanning, every chart, data export, widgets and the Watch app. Terms: https://lunorwealth.in/terms Privacy: https://lunorwealth.in/privacy

About

SpendGrid

Features
Read full description

SpendGrid: Expense Tracker Take control of your money with SpendGrid โ€” your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES โ€ข Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. โ€ข Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more โ€” then customize or create your own with personal color labels. โ€ข Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. โ€ข Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. โ€ข Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. โ€ข Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. โ€ข Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities โ€” all in one place. โ€ข Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet โ€” great for backups, tax prep, or sharing with an accountant. โ€ข Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. โ€ข Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: โ€ข iCloud backup & restore to keep your data safe across devices โ€ข Unlimited budgets per category โ€ข Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html

Screenshots

Lunor Expense & Budget Tracker4 screens
SpendGrid4 screens

Verdict

The call

The clearest difference is in-app purchases: Lunor Expense & Budget Tracker at none against SpendGrid's 3. Lunor Expense & Budget Tracker also leads on ads (none vs shown) and device support (4 vs 2). On price and update cadence there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendGrid sells 3 in-app purchases, starting at $1.99 per month. Lunor Expense & Budget Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Lunor Expense & Budget Tracker ships an update every 5 days, SpendGrid every 3 days. The most recent releases landed on October 14, 2026 and October 13, 2026 respectively.

Scorecard4 real differences ยท 4 level
Lunor Expense & Budget Tracker versus SpendGrid: the parameters behind the verdict, then further details
ParameterLunor Expense & Budget TrackerSpendGrid
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 5 daysEvery 3 days โ€” better
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
MonetizationFree with in-app purchasesโ€”
DevicesiPhone, iPad, iPod, Apple Watch โ€” betteriPhone, iPad
Requires iOS15.6 โ€” better18.6
Further details โ€” not scored
Size136 MB19 MB
Age rating4+4+
DeveloperAryan SoodJanki Kachhiya

In-app purchases

None

Lunor Expense & Budget Tracker

No in-app purchases

3 purchases

SpendGrid

Subscriptions2
  • SpendGrid Pro โ€“ Monthly$1.991 Month
  • SpendGrid Pro โ€“ Annual7 Days trial$9.991 Year
One-time1
  • SpendGrid Pro โ€“ Lifetime$24.99

Questions

Is Lunor Expense & Budget Tracker free?
Lunor Expense & Budget Tracker is free to download, with no in-app purchases.
Is SpendGrid free?
SpendGrid is free to download, with in-app purchases available.
Do Lunor Expense & Budget Tracker or SpendGrid have ads?
SpendGrid shows ads; Lunor Expense & Budget Tracker does not.
Which is updated more often, Lunor Expense & Budget Tracker or SpendGrid?
Lunor Expense & Budget Tracker ships an update every 5 days, and SpendGrid every 3 days. Most recently, Lunor Expense & Budget Tracker was updated on October 14, 2026 and SpendGrid on October 13, 2026.

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