Cebbin vs Bilanco Budget Manager

Cebbin combines your personal finances and small business in a single app, powered by AI. Most apps only manage budgets or only do basic accounting; Cebbin does both. Personal Finance - Track income and expenses by category. Recurring expenses like rent, subscriptions, and bills are automatically generated each month. - Break down installment payments; see your payment schedule and cash flow. - Set budget limits and receive alerts for overspends. Only expenses you actually pay are added to your budget. - Overdue and upcoming payments are always in front of you. AI - AI Debt Planner: Compares snowball, avalanche, and penalty-prevention strategies, and calculates your debt-free date. - Cebbin AI Chat: Ask questions based on your own data and receive personalized advice. - Smart insights: expense analysis and savings opportunities. Reports - Cash flow, profit/loss, category breakdown, and trends. - Projections for the coming month and the "where did the money go" flow breakdown. Markets & Portfolio - Watch live gold, currency, crypto, and stock prices. - Add your portfolio; see total value and profit/loss in real time. Business - Current account, VAT invoice, inventory, personnel (payroll & leave), tax calendar, checks/bills, fixed assets, cash, and bank accounts. Why Cebbin? - Personal budget + business + artificial intelligence in one place. - Multi-currency; records in different exchange rates are accurately collected. - Turkish, English, and German. Your data is securely stored, and your session is encrypted. Note: Market data and AI recommendations are for informational purposes only; they are not investment advice. Terms of Use: https://cebbin.com/en/terms-of-use Privacy Policy: https://cebbin.com/en/privacy-policy

Take complete control of your financial life! Bilanco is more than just a debt tracking app – it's the smart assistant on your journey to financial freedom. Plan your debt relief, see your income and expenses, and track the value of your assets in real time. WHY Bilanco? Real Debt Projection: See not only today, but also the future! How does the tiered interest rate work on your credit card? When will your personal loan be paid off? How much has your gold debt increased compared to the market price? Learn all this with clear figures. Smart Simulation Engine: Get the answer to the question "If I pay 5,000 TL this month, when will it be paid off?" in seconds. Compare different payment scenarios and determine the smartest strategy. Comprehensive Debt Management Credit Card: Graduated interest, minimum payment Personal Loan: Annuity installment plan, remaining payment view Cash Debt: Individual tracking, term/demand options Precious Metals: Instant exchange rate effect on gold/silver debts Foreign Currency & Crypto: USD, EUR, Bitcoin, Ethereum and more Smart Payment Planning Automatically create your monthly payment calendar See ​​how much you need to pay on which day Minimum payment and interest amounts are automatically calculated Payment day reminders with notifications Income & Expense Control 20+ ready-made categories (rent, groceries, transportation, entertainment...) Regular payments: Weekly, bi-weekly, monthly repetition Monthly budget tracking and deviation analysis Income-expense balance graph Asset Portfolio Gold: Separation of quarter, half, and full gold Silver: Gram-based tracking Foreign Currency: 27 different currencies Crypto: Bitcoin, Ethereum, USDT, and popular coins Valuation with real-time market prices Net worth calculation: Assets - Liabilities = Your financial strength Live Market Data Gold: Gram, quarter, half, full Silver: Gram basis Currency: USD, EUR, GBP, JPY, and 23+ more Crypto: Bitcoin, Ethereum, BNB, ADA, DOGE... Track price movements with charts Automatic currency update Visual Reports Monthly Financial Summary: Your status at a glance Debt Progress Line: How close are you to your goal? Net Worth Trend: Are you getting richer? Financial Calendar Daily income, expenses, and debt due dates Daily remaining balance projection Color-coded category separation Filterable view SECURITY & PRIVACY Face ID / Touch ID biometric login End-to-end encryption Works offline - your privacy is 100% guaranteed No data loss with automatic backup USER EXPERIENCE Modern and Clean Interface: No cluttered menus, everything at a touch Dark & ​​Light Theme: Choose the mode that suits your eyes Turkish & English: Fully localized experience Google Login: Quick setup, get started instantly WHO SHOULD USE IT? Those who want to reduce credit card debt Those who optimize personal loan payments Gold and foreign exchange investors Crypto portfolio owners Those who want to balance income and expenses Those who want to gain financial awareness Those preparing for a debt-free future Note: Market data is for informational purposes only. Evaluate your investment decisions with professional advisors.