Comparison

OwenFlow vs BudgetFlow Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OwenFlow

Features
Read full description

OwenFlow is a simple budget tracker that shows what's left to spend this month, so you always know where you stand. SEE WHAT'S LEFT Home shows the money left this month at a glance, how much of your income you've spent, and whether you're on track for the days that remain. LOG SPENDING IN TWO TAPS Quick add keeps your most-used categories one tap away. Pick one, type the amount, done. Add a name, date, or repeat when you want more detail. BUDGETS THAT KEEP YOU ON TRACK Give any category a monthly budget and see a clear bar for how much is left. Categories close to their budget show up on Home before you go over. BILLS THAT ADD THEMSELVES Set rent, subscriptions, or your paycheck to repeat, and OwenFlow logs them on their due date. Coming up shows the next bills, and Recurring lists every one with its monthly total. EXPENSE AND INCOME, MONTH BY MONTH Browse any month, past or future. See spending by category, where your income comes from, a six-month trend, and every transaction grouped by day. KNOW WHERE YOUR MONEY GOES The Reports tab gives each month a score, breaks spending down by category, compares it with last month and points out your largest expenses. PAY OFF DEBT, STEP BY STEP Track credit cards, loans, and anything else you owe, with progress for each one and your total remaining debt. MADE FOR YOU • 40+ currencies, with amounts in your region's number format • English and Turkish, following your phone's language • Works on iPhone, iPad and Mac • Sign in with Apple, Google, or email, and your data follows you to every device

About

BudgetFlow Expense Tracker

This app helps you manage your finances by setting budgets, tracking expenses and income in real-time, and providing visual reports. It offers automatic transaction import from Apple Card and custom category creation for personalized budgeting.

Highlights
  • Smart dashboard with color-coded progress
  • Apple Card auto-import of transactions
  • Expense calendar visualization
  • Income tracking for all sources
  • Monthly PDF report generation
  • Customizable budget categories
  • Siri Shortcuts for hands-free expense entry
Read full description

Take control of your money with BudgetFlow — the simple, powerful budget tracker built for iPhone. Set monthly budgets for every spending category, track your expenses and income in real time, and always know exactly where your money is going. KEY FEATURES Smart Dashboard: See your total budget, spending, and savings at a glance. Color-coded category cards show your progress instantly — green when you're on track, red when you're over. Apple Card Auto-Import: Connect your Apple Card or Apple Cash and BudgetFlow automatically imports your transactions. Spending is categorized intelligently using merchant names and industry category codes — no manual entry needed. Expense Calendar: View your spending day by day in a visual calendar. Tap any day to see exactly what you spent and what incomecame in. Income Tracking: Track all your income sources — salary, freelance, side income — and mark each as received or pending. Know your real cash flow at all times. Monthly Reports: Generate detailed PDF reports for any month with a single tap. Share or save a full breakdown of income, spending by category, and your savings rate. Custom Categories: Create unlimited budget categories with custom names, colors, and icons. Personalize your budget to match your actual life. Smart Search: Instantly search any transaction across all months. Siri Shortcuts: Add expenses hands-free using Siri. Just say "Add expense to BudgetFlow." PRIVACY FIRST All your financial data stays on your device. No accounts, no cloud, no subscriptions. Your data is yours. BudgetFlow is free and designed for anyone who wants a clear, honest picture of their finances.

Screenshots

OwenFlow4 screens
BudgetFlow Expense Tracker3 screens

Verdict

The call

The clearest difference is device support: OwenFlow at 3 against BudgetFlow Expense Tracker's 1. OwenFlow also leads on iOS requirement (15.1 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 7 level
OwenFlow versus BudgetFlow Expense Tracker: the parameters behind the verdict, then further details
ParameterOwenFlowBudgetFlow Expense Tracker
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.6
Further details — not scored
Size31 MB2 MB
Age rating4+4+
DeveloperOzan Umut SimsekTharun Chamarthi

In-app purchases

None

OwenFlow

No in-app purchases

None

BudgetFlow Expense Tracker

No in-app purchases

Questions

Is OwenFlow free?
OwenFlow is free to download, with no in-app purchases.
Is BudgetFlow Expense Tracker free?
BudgetFlow Expense Tracker is free to download, with no in-app purchases.
Do OwenFlow or BudgetFlow Expense Tracker have ads?
Neither OwenFlow nor BudgetFlow Expense Tracker shows ads.

Other comparisons