OwenFlow vs BudgetFlow Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OwenFlow
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OwenFlow is a simple budget tracker that shows what's left to spend this month, so you always know where you stand. SEE WHAT'S LEFT Home shows the money left this month at a glance, how much of your income you've spent, and whether you're on track for the days that remain. LOG SPENDING IN TWO TAPS Quick add keeps your most-used categories one tap away. Pick one, type the amount, done. Add a name, date, or repeat when you want more detail. BUDGETS THAT KEEP YOU ON TRACK Give any category a monthly budget and see a clear bar for how much is left. Categories close to their budget show up on Home before you go over. BILLS THAT ADD THEMSELVES Set rent, subscriptions, or your paycheck to repeat, and OwenFlow logs them on their due date. Coming up shows the next bills, and Recurring lists every one with its monthly total. EXPENSE AND INCOME, MONTH BY MONTH Browse any month, past or future. See spending by category, where your income comes from, a six-month trend, and every transaction grouped by day. KNOW WHERE YOUR MONEY GOES The Reports tab gives each month a score, breaks spending down by category, compares it with last month and points out your largest expenses. PAY OFF DEBT, STEP BY STEP Track credit cards, loans, and anything else you owe, with progress for each one and your total remaining debt. MADE FOR YOU • 40+ currencies, with amounts in your region's number format • English and Turkish, following your phone's language • Works on iPhone, iPad and Mac • Sign in with Apple, Google, or email, and your data follows you to every device
BudgetFlow Expense Tracker
This app helps you manage your finances by setting budgets, tracking expenses and income in real-time, and providing visual reports. It offers automatic transaction import from Apple Card and custom category creation for personalized budgeting.
- Smart dashboard with color-coded progress
- Apple Card auto-import of transactions
- Expense calendar visualization
- Income tracking for all sources
- Monthly PDF report generation
- Customizable budget categories
- Siri Shortcuts for hands-free expense entry
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Take control of your money with BudgetFlow — the simple, powerful budget tracker built for iPhone. Set monthly budgets for every spending category, track your expenses and income in real time, and always know exactly where your money is going. KEY FEATURES Smart Dashboard: See your total budget, spending, and savings at a glance. Color-coded category cards show your progress instantly — green when you're on track, red when you're over. Apple Card Auto-Import: Connect your Apple Card or Apple Cash and BudgetFlow automatically imports your transactions. Spending is categorized intelligently using merchant names and industry category codes — no manual entry needed. Expense Calendar: View your spending day by day in a visual calendar. Tap any day to see exactly what you spent and what incomecame in. Income Tracking: Track all your income sources — salary, freelance, side income — and mark each as received or pending. Know your real cash flow at all times. Monthly Reports: Generate detailed PDF reports for any month with a single tap. Share or save a full breakdown of income, spending by category, and your savings rate. Custom Categories: Create unlimited budget categories with custom names, colors, and icons. Personalize your budget to match your actual life. Smart Search: Instantly search any transaction across all months. Siri Shortcuts: Add expenses hands-free using Siri. Just say "Add expense to BudgetFlow." PRIVACY FIRST All your financial data stays on your device. No accounts, no cloud, no subscriptions. Your data is yours. BudgetFlow is free and designed for anyone who wants a clear, honest picture of their finances.
Screenshots
Verdict
The clearest difference is device support: OwenFlow at 3 against BudgetFlow Expense Tracker's 1. OwenFlow also leads on iOS requirement (15.1 vs 17.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | OwenFlow | BudgetFlow Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.6 |
| Further details — not scored | ||
| Size | 31 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Ozan Umut Simsek | Tharun Chamarthi |
In-app purchases
OwenFlow
No in-app purchases
BudgetFlow Expense Tracker
No in-app purchases
Questions
Is OwenFlow free?
Is BudgetFlow Expense Tracker free?
Do OwenFlow or BudgetFlow Expense Tracker have ads?
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