OwenFlow vs Notal

OwenFlow is a simple budget tracker that shows what's left to spend this month, so you always know where you stand. SEE WHAT'S LEFT Home shows the money left this month at a glance, how much of your income you've spent, and whether you're on track for the days that remain. LOG SPENDING IN TWO TAPS Quick add keeps your most-used categories one tap away. Pick one, type the amount, done. Add a name, date, or repeat when you want more detail. BUDGETS THAT KEEP YOU ON TRACK Give any category a monthly budget and see a clear bar for how much is left. Categories close to their budget show up on Home before you go over. BILLS THAT ADD THEMSELVES Set rent, subscriptions, or your paycheck to repeat, and OwenFlow logs them on their due date. Coming up shows the next bills, and Recurring lists every one with its monthly total. EXPENSE AND INCOME, MONTH BY MONTH Browse any month, past or future. See spending by category, where your income comes from, a six-month trend, and every transaction grouped by day. KNOW WHERE YOUR MONEY GOES The Reports tab gives each month a score, breaks spending down by category, compares it with last month and points out your largest expenses. PAY OFF DEBT, STEP BY STEP Track credit cards, loans, and anything else you owe, with progress for each one and your total remaining debt. MADE FOR YOU • 40+ currencies, with amounts in your region's number format • English and Turkish, following your phone's language • Works on iPhone, iPad and Mac • Sign in with Apple, Google, or email, and your data follows you to every device

Notal is an income and expense tracker with one text field and no forms. Type “coffee 5” the way you’d jot it down in a note. Notal AI reads the amount, whether it’s money in or out, the day, and the category. You can also say a line out loud or take a photo of a receipt. When Notal AI isn’t sure what you meant, it asks one short question, and that line stays out of your balance until you answer. HOW IT WORKS • Type “lunch 12” or “paycheck 3200” and it goes on today’s page. • Name the day if it wasn’t today: “taxi home yesterday 20” goes on yesterday’s page. • Tap the mic and say one line. • Take a photo of a receipt or choose one from your photo library. Notal AI reads the store name, the total, and the date, and picks a category. • If one line holds several purchases, Notal AI offers to split it into separate entries. • If a word looks like a typo, Notal AI reads it as the word you meant. If it isn’t sure, it asks “Did you mean …?” • Undo a save or a delete right away, or open any entry to change it. ONE BALANCE Money in, money out, and what’s left. Each day has its own page: swipe between days, and every line shows its category as an icon. Tap the day’s totals to see income, spending, and the difference over a period. INSIGHTS The Insights tab shows how the month is going: what’s left, money in and out day by day with payday marked, where your money went by category, and how many days in a row you’ve written a line. REPEATING PAYMENTS AND BILLS When a line looks like something that comes back, such as rent, a subscription, or a bill, Notal AI asks if it repeats. Say yes and pick how often. If you already track a similar payment, you’ll see it first and decide whether it’s the same payment or a separate one. On the due day, the payment shows up for you to confirm. REMINDERS A daily reminder on days you haven’t written anything, a weekly summary, a monthly summary, and bill reminders. You can turn each one off in Settings. CATEGORIES, TAGS, AND TRASH Built-in categories, plus your own. Tags like #vacation or #work. Deleted lines stay in the trash for 30 days. LANGUAGE AND CURRENCY The app is in English, Turkish, Spanish, German, French, Italian, Dutch, Portuguese, and Catalan, and you can write your lines in any language. Voice notes are transcribed in the app’s language. You pick your currency when you start (TL, USD, EUR, GBP, JPY, CNY, KRW, or MXN), and it stays fixed. A line in another currency is converted at a live rate you confirm. SIGN IN Sign in with Apple, Google, or email. If you forget your password, we’ll email you a code to set a new one. You can delete your account and all your entries in Settings. FREE A daily entry limit, the last 30 days of history, a few receipts a month, and a limited number of repeating payments. PREMIUM • No daily entry limit • Your whole history • More receipts each month • Unlimited repeating payments • Weekly, monthly, and yearly totals • Past months, every category, and your biggest expense in Insights • Restore deleted lines from the trash anytime PRIVACY What you type and the receipts you photograph go only to AI services that keep no copy and never train on them. Voice notes are different: a separate third-party service turns them into text, and those two promises don’t cover voice. Your data is never sold and never used for ads. Notal AI asks your permission before it reads anything. Notal doesn’t connect to your bank. SUBSCRIPTION Notal Premium is an auto-renewing subscription, billed monthly or annually. If you’re eligible, it starts with a free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it’s canceled at least 24 hours before the end of the current period. You can manage or cancel it anytime in your Apple Account settings. The price is shown in the app before you subscribe. Terms of Use: https://theworkers.co/notal/terms/ Privacy Policy: https://theworkers.co/notal/privacy/