Finrup vs OwenFlow
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Finrup
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TAKE CONTROL OF YOUR FINANCES WITH FINRUP Finrup is the powerful yet simple expense tracker and budget manager that helps you manage money effortlessly. Track spending, monitor income, set financial goals, and gain complete control over your personal financesβall in one beautifully designed app. β APPLE INTELLIGENCE POWERED β’ Smart category suggestions using Apple Intelligence β’ Get personalized expense categorization β’ Intelligent insights for better financial decisions β’ Easy onboarding with AI-guided setup β SMART BUDGET MANAGEMENT β’ Set monthly and yearly budgets for any category β’ Get intelligent budget suggestions based on your spending history β’ Smart suggestions analyze transaction trends using advanced statistical methods β’ Visual progress indicators show budget usage at a glance β’ Over-budget warnings help you stay on track β’ Budget tracking for both income and expense categories β’ Multi-currency budget support β SIRI & SHORTCUTS INTEGRATION β’ Add expenses with Siri voice commands β’ Create custom shortcuts for recurring transactions β’ Check account balances hands-free β’ Quick transaction logging on the go β POWERFUL EXPENSE TRACKING β’ Track all income and expenses instantly β’ Categorize spending with custom categories & subcategories β’ Attach notes and details to every transaction β’ Fast search through your entire transaction history β’ Multi-currency support with conversion tracking β ACCOUNT MANAGEMENT β’ Manage unlimited accounts (bank, cash, credit cards, investments) β’ Track balances across all accounts in real-time β’ Support for multiple currencies β’ Import/export data easily β’ Complete backup and restore functionality β SMART BUDGETING & GOALS β’ Set and track financial goals β’ Monitor goal progress with visual insights β’ Plan for savings, debt reduction, or major purchases β’ Stay motivated with achievement tracking β RECURRING TRANSACTIONS β’ Set up automatic recurring income/expenses β’ Never forget regular bills or subscriptions β’ Manage scheduled transactions effortlessly β’ Edit or skip occurrences as needed β MULTIPLE PROFILES β’ Create separate profiles for personal, business, or family β’ Switch between profiles instantly β’ Keep finances organized and separated β’ Perfect for freelancers and small business owners β FAVORITES & QUICK ACCESS β’ Favorite frequently used transactions, accounts, and categories β’ Quick access to your most important items in one place β’ Organized favorites list grouped by type β’ Home screen widgets for quick balance checks β’ Add transactions without opening the app β’ Glanceable financial overview β PRIVACY & SECURITY β’ All data stored securely on your device and your iCloud β’ No cloud sync means complete privacy β’ Your financial data never leaves your device β’ Full control over your sensitive information β BEAUTIFUL & FAST β’ Clean, intuitive interface β’ Lightning-fast performance β’ Dark mode support β’ Designed for iOS, iPadOS, visionOS and macOS PERFECT FOR: β’ Personal finance management β’ Small business expense tracking β’ Freelancer income/expense monitoring β’ Budget-conscious individuals β’ Anyone wanting better financial control WHY CHOOSE FINRUP? Unlike complex budgeting apps, Finrup focuses on speed and simplicity without sacrificing power. Track transactions in seconds, not minutes. Get intelligent budget suggestions based on your actual spending patterns. Monitor your budgets with beautiful visual progress indicators. Manage money the way it should beβfast, private, and effortless. Download Finrup today and start your journey to financial clarity! --- SUPPORT Need help? Contact us at finrup@amritghimire.com ---
OwenFlow
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OwenFlow is a simple budget tracker that shows what's left to spend this month, so you always know where you stand. SEE WHAT'S LEFT Home shows the money left this month at a glance, how much of your income you've spent, and whether you're on track for the days that remain. LOG SPENDING IN TWO TAPS Quick add keeps your most-used categories one tap away. Pick one, type the amount, done. Add a name, date, or repeat when you want more detail. BUDGETS THAT KEEP YOU ON TRACK Give any category a monthly budget and see a clear bar for how much is left. Categories close to their budget show up on Home before you go over. BILLS THAT ADD THEMSELVES Set rent, subscriptions, or your paycheck to repeat, and OwenFlow logs them on their due date. Coming up shows the next bills, and Recurring lists every one with its monthly total. EXPENSE AND INCOME, MONTH BY MONTH Browse any month, past or future. See spending by category, where your income comes from, a six-month trend, and every transaction grouped by day. KNOW WHERE YOUR MONEY GOES The Reports tab gives each month a score, breaks spending down by category, compares it with last month and points out your largest expenses. PAY OFF DEBT, STEP BY STEP Track credit cards, loans, and anything else you owe, with progress for each one and your total remaining debt. MADE FOR YOU β’ 40+ currencies, with amounts in your region's number format β’ English and Turkish, following your phone's language β’ Works on iPhone, iPad and Mac β’ Sign in with Apple, Google, or email, and your data follows you to every device
Screenshots
Verdict
The clearest difference is iOS requirement: OwenFlow at 15.1 against Finrup's 18.5. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.
| Parameter | Finrup | OwenFlow |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, Mac, Vision Pro β better | iPhone, iPad, iPod |
| Requires iOS | 18.5 | 15.1 β better |
| Further details β not scored | ||
| Size | 19 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Ranjit Ghimire | Ozan Umut Simsek |
In-app purchases
Finrup
No in-app purchases
OwenFlow
No in-app purchases









