Comparison

Money Flow vs OwenFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Flow

Features
Read full description

My Money Manager – Income & Expense Tracker, Money Manager & Finance App My Money Manager is a powerful and easy-to-use income and expense tracker app designed to help you take full control of your personal finances. This all-in-one money manager and finance manager app helps you track daily expenses, record income, manage accounts, and monitor your financial activity in one secure place. Whether you want a daily expense tracker, money tracker, personal finance app, or account manager, My Money Manager gives you the tools to stay organized and financially confident. Track Expenses & Income Easily • Quick and simple daily expense entry • Record income, transfers, and transactions • Smart categorization with main categories and subcategories • Built-in calculator for fast and accurate calculations • Add notes for better tracking • Real-time balance updates across all accounts Perfect as a daily expense tracker, income tracker, and spending tracker. Advanced Reports & Financial Insights • Daily, weekly, monthly, and yearly financial reports • Visual charts and spending analytics • Category-wise expense breakdown • Income vs expense comparison • Calendar view for transaction history Analyze spending habits, track savings, and improve financial planning with detailed insights. Multi-Account & Money Management • Manage cash, bank accounts, wallets, and cards • Track multiple accounts in one place • Complete account balance overview Ideal for household budgeting, personal finance management, and small business expense tracking. Export Transactions to Excel (XLSX) • Export transactions in Excel format • Generate month-wise Excel reports • Detailed date-wise transaction records • Category-wise and account-wise aggregation • Easy sharing for business reports or tax preparation A powerful feature for users who need financial reports in spreadsheet format. Built-in Calculator • Perform instant calculations while adding transactions • Avoid manual errors • Simplify money management with an integrated calculator Why Choose My Money Manager? • Easy-to-use money manager app • Powerful income and expense tracker • Advanced financial reports • Excel export with monthly aggregation • Multi-account money tracking • Complete personal finance solution Take control of your money today with My Money Manager – Income & Expense Tracker App. Download now and start managing your finances smarter.

About

OwenFlow

Features
Read full description

OwenFlow is a simple budget tracker that shows what's left to spend this month, so you always know where you stand. SEE WHAT'S LEFT Home shows the money left this month at a glance, how much of your income you've spent, and whether you're on track for the days that remain. LOG SPENDING IN TWO TAPS Quick add keeps your most-used categories one tap away. Pick one, type the amount, done. Add a name, date, or repeat when you want more detail. BUDGETS THAT KEEP YOU ON TRACK Give any category a monthly budget and see a clear bar for how much is left. Categories close to their budget show up on Home before you go over. BILLS THAT ADD THEMSELVES Set rent, subscriptions, or your paycheck to repeat, and OwenFlow logs them on their due date. Coming up shows the next bills, and Recurring lists every one with its monthly total. EXPENSE AND INCOME, MONTH BY MONTH Browse any month, past or future. See spending by category, where your income comes from, a six-month trend, and every transaction grouped by day. KNOW WHERE YOUR MONEY GOES The Reports tab gives each month a score, breaks spending down by category, compares it with last month and points out your largest expenses. PAY OFF DEBT, STEP BY STEP Track credit cards, loans, and anything else you owe, with progress for each one and your total remaining debt. MADE FOR YOU • 40+ currencies, with amounts in your region's number format • English and Turkish, following your phone's language • Works on iPhone, iPad and Mac • Sign in with Apple, Google, or email, and your data follows you to every device

Screenshots

Money Flow4 screens
OwenFlow4 screens

Verdict

The call

The clearest difference is update cadence: OwenFlow at every 2 weeks against Money Flow's every 4 months. Money Flow's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Money Flow ships an update every 4 months, OwenFlow every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Money Flow versus OwenFlow: the parameters behind the verdict, then further details
ParameterMoney FlowOwenFlow
PriceFreeFree
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size32 MB31 MB
Age rating4+4+
DeveloperGanesh KalwaneOzan Umut Simsek

In-app purchases

None

Money Flow

No in-app purchases

None

OwenFlow

No in-app purchases

Questions

Is Money Flow free?
Money Flow is free to download, with no in-app purchases.
Is OwenFlow free?
OwenFlow is free to download, with no in-app purchases.
Do Money Flow or OwenFlow have ads?
Neither Money Flow nor OwenFlow shows ads.
Which is updated more often, Money Flow or OwenFlow?
Money Flow ships an update every 4 months, and OwenFlow every 2 weeks. Most recently, Money Flow was updated on November 5, 2026 and OwenFlow on October 31, 2026.

Other comparisons