Comparison

AI Wealth Tracker vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AI Wealth Tracker

Features
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【Auto Bookkeeping: Pay, Trigger, Confirm】 After payment, trigger AI Auto Bookkeeping with an iOS Shortcut. Use Back Tap, AssistiveTouch, or Siri to extract text from the current screen, then review the AI-recognized entry before saving. 【Auto-Sync Stock Assets in Real Time】 Supports automatic/manual market sync to update your stock holdings and total assets in real time. Your all-in-one asset manager for comprehensive financial tracking. 【Voice Logging: Just Speak, No Typing】 Simply say a sentence to your phone, and AI recognizes the amount, category, and time. Say "Spent $45 on lunch" and it is logged instantly. 【Receipt Scanning: Snap & Log in Seconds】 Take a photo of your receipt, and AI extracts the merchant, items, and total amount. No more typing numbers one by one. 【Smart Categorization: AI Learns Your Habits】 Dining, transport, shopping, entertainment... AI auto-categorizes every expense and gets smarter with use. 【Monthly Reports: See Your Finances at a Glance】 View monthly spending breakdowns and compare with last month’s data. See where your money goes and optimize your budget. 【Local-First, Secure by Design】 Your data is stored locally first, with full functionality available in guest mode. After sign-up, sync and auto-backup your data to the cloud. 【100% Ad-Free, Focused on Your Finances】 A clean interface built for one purpose: keeping your books clear and your assets managed with zero distractions. User Agreement: https://www.apple.com/legal/internet-services/itunes/us/terms.html

About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
Read full description

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

Screenshots

AI Wealth Tracker4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Net Worth Tracker at none against AI Wealth Tracker's 2. AI Wealth Tracker's advantage is update cadence (every 5 days vs every 10 days) and iOS requirement (15.5 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. AI Wealth Tracker sells 2 in-app purchases, starting at $0.99 per month. Net Worth Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

AI Wealth Tracker ships an update every 5 days, Net Worth Tracker every 10 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 5 level
AI Wealth Tracker versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterAI Wealth TrackerNet Worth Tracker
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 5 days — betterEvery 10 days
AdsNoNo
In-app purchasesYesNo — better
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS15.5 — better18.0
Further details — not scored
Size31 MB67 MB
Age rating4+4+
DeveloperQINGDAO XUFAN ZHILIAN INFORMATION TECHNOLOGY CO. LTD.Jawahar Natarajan

In-app purchases

2 purchases

AI Wealth Tracker

Subscriptions2
  • 月度VIP$0.991 Month
  • 年度VIP$3.991 Year
None

Net Worth Tracker

No in-app purchases

Questions

Is AI Wealth Tracker free?
AI Wealth Tracker is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with no in-app purchases.
Do AI Wealth Tracker or Net Worth Tracker have ads?
Neither AI Wealth Tracker nor Net Worth Tracker shows ads.
Which is updated more often, AI Wealth Tracker or Net Worth Tracker?
AI Wealth Tracker ships an update every 5 days, and Net Worth Tracker every 10 days. Most recently, AI Wealth Tracker was updated on October 25, 2026 and Net Worth Tracker on October 24, 2026.

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