Valu Jo vs Jebi | جيبي

Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.

Take full control of your finances with Jebi, the expense tracker that works automatically and keeps your financial data on your device. HOW IT WORKS When you pay or transfer money, your bank or wallet sends you a financial message. After a simple one-time automation in the iPhone Shortcuts app (Jebi includes a step-by-step guide with screenshots), Jebi reads that message and extracts the transaction details — no manual entry needed. You then review the transaction, confirm or reject it, and assign it to a category that makes sense to you. Prefer paying cash? No problem. You can also log expenses manually in just a few taps. KEY FEATURES • Automatic detection of financial messages — reads bank and wallet messages and pulls the amount, currency and merchant directly into the app • Smart review system — approve or reject each detected transaction before it's added to your records • Smart categories — organize your spending your way, and Jebi learns from your choices • Recognizes CliQ, transfers, ATM withdrawals, fees and bills automatically • Budgets per category — weekly, monthly or yearly • Recurring payments with reminders • Manual entry — easily log cash payments • Backup, restore and export your data • Face ID lock • No account needed — open the app and start tracking immediately • Full Arabic and English support YOUR PRIVACY MATTERS Your transactions and messages stay on your device and are never uploaded to a server. Jebi never asks for your bank or wallet login and cannot access your accounts. We only use anonymous crash reports and usage statistics to improve the app; they never include your messages or amounts. Take charge of your spending — download Jebi today