Pledgr vs Pouch

Pledgr is a fast, private expense tracker for people who want clarity about their money without giving it to anyone else. No sign-up. No vendor server. Your data lives on your iPhone and syncs through your own private iCloud. LOG IN SECONDS • Add expenses, income, and transfers with a few taps • Categories with clean, colorful icons — plus your own custom categories • Tags, notes, and photo receipts for deeper organization • Pick the account you paid with: cash, bank, credit card SEE WHERE MONEY GOES • Cash-flow summary the moment you open the app • Weekly, monthly, yearly, and custom analysis • Spending trends, day-wise charts, and category breakdowns • Payment-mode analysis and summary statistics • Export any period to CSV STAY ON BUDGET • Monthly and annual budgets with progress you can read at a glance • A daily budget target that keeps you honest • Optional budget alerts before you cross the line EVERYTHING ELSE YOU NEED • Accounts with balances and privacy masking • Scheduled transactions with reminders for recurring bills • Debts — track money you lent or borrowed, with due dates • Home-screen widget for today's spending • Spotlight search of your transactions • Daily reminder so logging becomes a habit • App lock with Face ID • JSON backup export and restore — your data is portable, always PRIVATE BY DESIGN • No account and no Pledgr server — there is nothing to sign up for • Your financial data stays on device and in your private iCloud database • The free app shows a small banner ad; your financial data is never shared with advertisers Pledgr is built for one thing: making it effortless to know where your money goes — while making sure nobody else does.

Track every dollar — without giving up your privacy. Pouch is a fast, beautiful budget tracker for people who want to know where their money goes without handing their bank login to a stranger. Add an expense in five seconds. Manage multiple wallets in different currencies. Watch your budgets in real time. All offline-first, all on your device, all yours. No signups. No bank scraping. No ads. No accounts to forget the password to. Log expenses in 5 seconds A clean, single-screen entry. Pick a wallet, tap a category, type the amount. Done. Use the home-screen widget or Siri Shortcut to log without even opening the app. Multi-currency without the headaches Travel often? Live between currencies? Pouch handles them natively. Create a wallet in any of 150+ currencies. Transfer between wallets — even across currencies — and Pouch converts automatically using up-to-date rates. A dashboard that actually tells you something Income vs. expense at a glance. Spending by category. Net savings trend. Top categories. Upcoming bills and subscriptions. Drag and drop the widgets you care about, hide the ones you don't. Budgets that keep you honest Set weekly or monthly budgets per category. Get a heads-up before you overshoot. Track in any currency. Recurring made easy Salaries, rent, Netflix, gym, that streaming subscription you forgot about — set them once and Pouch logs them automatically on the right day. Bills you'll never miss Add a due date. Get a reminder. Mark it paid in one tap. Pouch even auto-expenses overdue bills so your numbers stay accurate. Savings goals & a wish list Earmark a wallet as savings — it stays separate from your day-to-day spending. Build a wish list with progress bars and contribute to goals from any wallet. Private by design Your transactions never leave your device unless you turn on iCloud sync — and even then they sync through *your* private iCloud account, not our servers. We don't have a backend that stores your data. Lock the app with Face ID for an extra layer. Your data, your way Export everything to CSV any time. No lock-in. Pouch Pro Unlock the power features with one subscription: - Multiple wallets and currencies - iCloud sync across all your devices - Recurring payments, subscriptions, bills - Budgets and reminders - CSV export - Wish list goals Try it free, then keep it for less than a coffee a month. Cancel anytime in App Store settings. 100% offline-first. No accounts. No ads. No data sold, ever. If you have feedback or feature requests, write to ilya.burdyniuk@gmail.com — we read every email. Welcome to Pouch. - Log expenses in seconds with the new quick-add sheet - Track money across multiple currencies and wallets - Configurable dashboard with charts, budgets, and upcoming bills - iCloud sync, Face ID lock, CSV export - Siri Shortcuts for hands-free logging We'd love your feedback — tap the gear icon to send us a note. Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy URL https://docs.google.com/document/d/11iLSV1Bc1XPV-DmVBfkNesi7KP_PdJJHHMfT3WYvTRk/edit?usp=sharing Copyright 2026 Ilie Burdiniuk