Comparison

Pledgr vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pledgr

Read full description

Pledgr is a fast, private expense tracker for people who want clarity about their money without giving it to anyone else. No sign-up. No vendor server. Your data lives on your iPhone and syncs through your own private iCloud. LOG IN SECONDS • Add expenses, income, and transfers with a few taps • Categories with clean, colorful icons — plus your own custom categories • Tags, notes, and photo receipts for deeper organization • Pick the account you paid with: cash, bank, credit card SEE WHERE MONEY GOES • Cash-flow summary the moment you open the app • Weekly, monthly, yearly, and custom analysis • Spending trends, day-wise charts, and category breakdowns • Payment-mode analysis and summary statistics • Export any period to CSV STAY ON BUDGET • Monthly and annual budgets with progress you can read at a glance • A daily budget target that keeps you honest • Optional budget alerts before you cross the line EVERYTHING ELSE YOU NEED • Accounts with balances and privacy masking • Scheduled transactions with reminders for recurring bills • Debts — track money you lent or borrowed, with due dates • Home-screen widget for today's spending • Spotlight search of your transactions • Daily reminder so logging becomes a habit • App lock with Face ID • JSON backup export and restore — your data is portable, always PRIVATE BY DESIGN • No account and no Pledgr server — there is nothing to sign up for • Your financial data stays on device and in your private iCloud database • The free app shows a small banner ad; your financial data is never shared with advertisers Pledgr is built for one thing: making it effortless to know where your money goes — while making sure nobody else does.

About

Expense Tracker

Features
Read full description

Log a coffee, lunch or taxi in two taps — see where your money actually goes this week. • Two-tap entry, no categories drilldown • Today and this week totals up front • 30-day category breakdown (Pro) • Monthly average comparison (Pro) • CSV export to your accountant (Pro) Who it's for For anyone tracking variable spending without setting up budgets, categories or bank linking. Subscription Premium is available as a weekly, monthly, or yearly subscription, with pricing shown in the app before you buy. Subscriptions auto-renew unless you cancel at least 24 hours before the end of the period. You can cancel anytime in your Apple ID Subscription Settings — no charge on the first day if you cancel during the introductory window. Payment is charged to your Apple ID. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy: everything stays on your device by default. No analytics SDKs, no cross-app tracking. Privacy policy at https://bestpaid.app/legal/privacy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Pledgr4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Pledgr at none against Expense Tracker's 4. Pledgr also leads on update cadence (every 11 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $0.99 per 7 days. Pledgr asks for nothing beyond the download.

UpkeepUpdate frequency

Pledgr ships an update every 11 days, Expense Tracker every 5 weeks. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Pledgr versus Expense Tracker: the parameters behind the verdict, then further details
ParameterPledgrExpense Tracker
PriceFreeFree
Update frequencyEvery 11 days — betterEvery 5 weeks
AdsYesYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size10 MB44 MB
Age rating4+4+
DeveloperMAD OVER TECHNOLOGYVasilii Polovnikov

In-app purchases

None

Pledgr

No in-app purchases

4 purchases

Expense Tracker

Subscriptions3
  • Premium Ā· 1 week$0.997 Days
  • Premium Ā· 1 month$1.991 Month
  • Premium Ā· 1 year$9.991 Year
One-time1
  • Premium Ā· Lifetime$19.99

Questions

Is Pledgr free?
Pledgr is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Pledgr or Expense Tracker have ads?
Both Pledgr and Expense Tracker show ads.
Which is updated more often, Pledgr or Expense Tracker?
Pledgr ships an update every 11 days, and Expense Tracker every 5 weeks. Most recently, Pledgr was updated on October 28, 2026 and Expense Tracker on October 24, 2026.

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