Spliiit vs Moneymoo

Split rent, trips and shared bills with the people you live, travel and eat with. Spliiit keeps a running tab of who owes who, so nobody has to do the math or chase anyone. Every feature is free. No paywall, no daily limit on expenses. KEEP A RUNNING TAB • Groups for your apartment, a trip, a team or a couple, or split one-on-one with a friend • See who owes who across every group and friend, always up to date • Simplify debts: turn a tangle of IOUs into the fewest payments • Add people who aren't on Spliiit yet. Their share is tracked until they join SPLIT IT ANY WAY • Equally, by percentage or by exact amounts • Add tax and tip before you split • Recurring expenses: set up rent or a weekly grocery run once and it repeats • Traveling? Log expenses in 12 currencies with live exchange rates LET AI DO THE TYPING • Quick-add bar: type it like you'd text a friend, "groceries 84 with Sam and Priya", and it becomes a split • Scan a receipt: AI reads every item, you tap who had what • AI Mode: chat to add expenses, or drop in a receipt photo or PDF and it drafts the splits for you • Voice (beta): say it out loud instead of typing GET PAID BACK, MINUS THE AWKWARD TEXT • Auto reminders: Spliiit emails people who owe you every 7, 14 or 30 days, in the tone you pick: friendly, funny, firm, passive-aggressive or awkward • Send a one-off reminder whenever you need to • Save how you like to be paid (bank transfer, payment apps or cash) so friends know where to send it • Settle up in a tap and the balance goes back to zero • Spliiit never moves your money. It just keeps score A HISTORY EVERYONE CAN TRUST • Every add, edit and delete shows up in the group or friend history • Deleted something by mistake? Restore it • Edit the amount, who paid, the date or the note after the fact • Spent date and posted date are kept separately, so everyone can see when something was added late STAY IN THE LOOP • Notifications when someone adds, edits, deletes or settles an expense you're in, with a switch for each kind • Export any group or friend to a spreadsheet, emailed to you • Switching apps? Import a group's history from a CSV export • Sign in with Apple, Google or email Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Moneymoo budgets FOR you, not the other way round. Most budgeting apps hand you spreadsheets and expect you to do the math. Moneymoo flips that: tell it the facts, your income, your bills and it works out the plan. Every day it tells you one number that matters: what's safe to spend, today. HOW IT WORKS • Add your income and monthly bills once • Moneymoo works out what to save, what to set aside, and what's left to spend • Log spending in plain English "coffee 4.50" and it's categorized automatically • See "safe to spend today," recalculated on your real pay cycle, not the calendar month • A running coach nudges you when you're off pace, and celebrates when you're not BUILT ON REAL PAY CYCLES Paid weekly, biweekly, or monthly, Moneymoo tracks against your actual payday, not an arbitrary 1st-of-the-month reset. SMART, NOT JUST A CALCULATOR When bills are tight, Moneymoo doesn't pretend saving is free, it protects real spending money first and tells you exactly what it did and why. If things are genuinely serious, it says so, and points you toward free, confidential help, because that's the honest thing to do. PRIVATE BY DESIGN Moneymoo never connects to your bank and never moves money. You stay in control, it just does the thinking. Your money, already sorted. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/