Comparison

Spliiit vs SplitEx

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spliiit

Features
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Split rent, trips and shared bills with the people you live, travel and eat with. Spliiit keeps a running tab of who owes who, so nobody has to do the math or chase anyone. Every feature is free. No paywall, no daily limit on expenses. KEEP A RUNNING TAB • Groups for your apartment, a trip, a team or a couple, or split one-on-one with a friend • See who owes who across every group and friend, always up to date • Simplify debts: turn a tangle of IOUs into the fewest payments • Add people who aren't on Spliiit yet. Their share is tracked until they join SPLIT IT ANY WAY • Equally, by percentage or by exact amounts • Add tax and tip before you split • Recurring expenses: set up rent or a weekly grocery run once and it repeats • Traveling? Log expenses in 12 currencies with live exchange rates LET AI DO THE TYPING • Quick-add bar: type it like you'd text a friend, "groceries 84 with Sam and Priya", and it becomes a split • Scan a receipt: AI reads every item, you tap who had what • AI Mode: chat to add expenses, or drop in a receipt photo or PDF and it drafts the splits for you • Voice (beta): say it out loud instead of typing GET PAID BACK, MINUS THE AWKWARD TEXT • Auto reminders: Spliiit emails people who owe you every 7, 14 or 30 days, in the tone you pick: friendly, funny, firm, passive-aggressive or awkward • Send a one-off reminder whenever you need to • Save how you like to be paid (bank transfer, payment apps or cash) so friends know where to send it • Settle up in a tap and the balance goes back to zero • Spliiit never moves your money. It just keeps score A HISTORY EVERYONE CAN TRUST • Every add, edit and delete shows up in the group or friend history • Deleted something by mistake? Restore it • Edit the amount, who paid, the date or the note after the fact • Spent date and posted date are kept separately, so everyone can see when something was added late STAY IN THE LOOP • Notifications when someone adds, edits, deletes or settles an expense you're in, with a switch for each kind • Export any group or friend to a spreadsheet, emailed to you • Switching apps? Import a group's history from a CSV export • Sign in with Apple, Google or email Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitEx

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SPLIT EXPENSES OFFLINE, NO ACCOUNT, NO CLOUD SplitEx is an expense splitter that works without an account and without an internet connection. Add expenses on a plane, abroad, or anywhere with bad signal, it just works. Your groups, friends, expenses, and balances stay on your phone, not on someone else's server. Split bills, track group expenses, and settle up for trips, roommates, couples, rent, and any shared cost. WHY SPLITEX? • Works fully offline, perfect for travel and trips abroad • No account, no signup, no login, just open the app and start • Your data stays on your device, nothing is uploaded to a cloud • No ads, no tracking, no chat, no social feed • Every feature is free, pay once only if you want more than 10 groups • One-time purchase for unlimited groups, no recurring subscription SPLIT BILLS AND GROUP EXPENSES Create groups for trips, roommates, couples, family spending, events, rent, groceries, dining, and utilities. Add an expense, choose who paid, decide who shares the cost, and SplitEx works out the balances. Flexible splitting for real life: • Equal splits for quick shared bills • Unequal splits by exact amount, percentage, ratio, or adjustment • Multi-payer expenses when more than one person paid • Itemized receipts: split drinks among drinkers only, exclude someone from an item, or discount one person • Categories to organize spending • Group balances so you can see who owes whom • Full and partial settlements, with complete settlement history SHARE BALANCES IN A TAP No need to nag anyone in person. Share a clean breakdown of an expense, a friend's balance, or a whole group as plain text, then send it to WhatsApp, Messages, Telegram, Signal, email, or any app on your phone. The other person sees exactly what they owe, no SplitEx account needed. SEE WHERE YOUR MONEY GOES Insights turn your expenses into a quick picture of your spending: totals for this month, last month, or all time, a last-6-months trend, and a breakdown by category. It is all calculated on your phone, so even your spending habits never leave the device. BUILT FOR TRAVEL • Multi-currency support with a base currency per group • Enter exchange rates yourself, no rate lookup, so it works offline • Original and converted amounts on every expense • Export a trip group to CSV and share the final tally PRIVATE BY DESIGN Most group expense apps are built around accounts and cloud sync. SplitEx is built the opposite way. Everything you create is stored locally on your device. You never sign up and never hand over your financial data just to split a bill. The app has no analytics, no ads, and no tracking. It only goes online when you buy or restore Premium, or tap a link yourself. A clear in-app screen explains how your data is handled. MORE FEATURES • Dashboard with balances across all your groups • Recurring expenses for rent, utilities, and subscriptions • Reminders for upcoming recurring expenses and a weekly balance digest • Attach a receipt photo to any expense • Jot notes per group for plans, checklists, and reminders • Global search across expenses, friends, and groups • Activity log for expenses, groups, friends, and settlements • Archive groups when you are done • Encrypted backup and restore, protected by your passphrase PERFECT FOR • Travelers tracking trip expenses offline, even abroad • Roommates splitting rent, bills, groceries, and utilities • Friends splitting restaurant bills, trips, gifts, and events • Couples tracking shared expenses • Families managing household spending • Anyone who wants a simple, private bill splitter that works offline PRICING SplitEx is free for up to 10 groups, with every feature included: multi-currency, itemized splitting, recurring expenses, backups, and sharing are all free. Need more than 10 groups? Unlock unlimited groups with a single one-time purchase. There is no recurring subscription. Split group expenses privately. Track shared costs offline. Settle up with clarity.

Screenshots

Spliiit4 screens
SplitEx4 screens

Verdict

The call

The clearest difference is ads: SplitEx at none against Spliiit's shown. SplitEx also leads on iOS requirement (13.0 vs 16.0). Spliiit's advantage is update cadence (every 5 days vs every 2 weeks). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Spliiit sells 2 in-app purchases, starting at $3.99 per month and SplitEx sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spliiit ships an update every 5 days, SplitEx every 2 weeks. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Spliiit versus SplitEx: the parameters behind the verdict, then further details
ParameterSpliiitSplitEx
PriceFreeFree
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size27 MB30 MB
Age rating4+4+
DeveloperAbhishek DesaiPradipta Das

In-app purchases

2 purchases

Spliiit

Subscriptions2
  • Spliiit Premium$3.991 Month
  • Spliiit Premium$34.991 Year
1 purchases

SplitEx

One-time1
  • Premium Pack$0.99

Questions

Is Spliiit free?
Spliiit is free to download, with in-app purchases available.
Is SplitEx free?
SplitEx is free to download, with in-app purchases available.
Do Spliiit or SplitEx have ads?
Spliiit shows ads; SplitEx does not.
Which is updated more often, Spliiit or SplitEx?
Spliiit ships an update every 5 days, and SplitEx every 2 weeks. Most recently, Spliiit was updated on October 14, 2026 and SplitEx on October 12, 2026.

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