Left. Budget Planner vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Left. Budget Planner
This app helps you track your spending and shows you how much money you have left to spend each day. It prioritizes privacy with no bank logins or subscriptions, keeping all your data on your device. Advanced features like net worth tracking are available with a one-time purchase.
- Track income, bills, and expenses
- Set spending limits by category
- Daily spending budget updates
- Scan receipts with camera
- Apple Watch, widgets, and Siri integration
- AI-powered insights (on compatible devices)
- Net worth tracking (Pro version)
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Left. is the budget app that shows you what's left to spend. No bank login. No subscription. Nothing leaves your iPhone. Set your income, add your bills, and start each month with a full ring. As you spend, it depletes. The big number under the ring answers the most important question in personal finance: how much can I spend today? Everything runs on your device. No accounts, no third-party servers, no analytics, no tracking. iCloud sync between your devices uses Apple's encryption. Even we can't see your data. WHAT'S INCLUDED, FREE - Track income, bills, and one-time expenses - Set spending limits by category - Get a daily spending budget that updates as you go - Scan receipts with your camera - Add transactions from Apple Watch, widgets, and Siri LEFT ASSIST (APPLE INTELLIGENCE) - Ask anything in plain English. "Am I on track this month?" "Where am I overspending?" Answers come from your own numbers, computed on your iPhone. Nothing sent to a server. - Available on iPhone 15 Pro and later. Free for everyone. LEFT. PRO. ONE-TIME UNLOCK. - Unlock Net Worth tracking, Assets, and side-by-side debt payoff strategies. Pay once. No subscription. Future updates included. - If you've been looking for an alternative to bank-linked budget apps with monthly fees, you found it.
Expense Tracker
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Moncap - Expense Tracker Moncap helps you log everyday spending before you forget, set a monthly money cap, and understand your spending speed at a glance. Open the app to snap receipt photos, add transactions in seconds, review month and week totals, browse spending history, save receipt memories, and see your totals on Home Screen or Lock Screen widgets. No account required. Your transactions stay on your device. The free version includes up to 10 transactions. Moncap Pro unlocks unlimited logging and premium receipt tools. KEY FEATURES Camera-First Expense Logging Capture receipt photos and log coffee, food, rides, bills, and everyday spending in seconds. Moncap is built for speed so you remember transactions before they slip away. Monthly Money Cap & Safe Spending Speed Set a monthly cap during onboarding and see how Moncap turns it into simple daily, weekly, monthly, and yearly checkpoints. Stay aware of how fast you are spending before the month is almost over. Analyze Your Spending See month, week, and today totals, calendar heatmaps, category breakdowns, and day-by-day details. Understand where your money goes without a complicated spreadsheet. History & Receipt Memories Swipe through past days, revisit transactions, and browse receipt memories from the camera screen. Keep a visual record of what you spent and when. Home Screen & Lock Screen Widgets Check spending without opening the app. Add Moncap widgets to your Home Screen for month, week, and today totals, or add the Lock Screen widget to keep today's spending visible. Categories & Custom Labels Organize spending with built-in categories like Food, Coffee, Transport, Shopping, Bills, Health, Fun, and Other. Add your own categories so tracking matches your life. Money Streak Build a simple daily habit around logging spends. Track your current streak and best streak as you return each day to stay on top of your money. Daily Reminders & Recaps Set gentle reminders that fit your day. Moncap can nudge you to log spending, send an evening recap, and share a month recap on the first of each month. Multi-Currency Support Choose from popular currencies or follow your phone locale so amounts feel natural wherever you are. PERFECT FOR People who want to spend less each month Staying under a personal monthly money cap Seeing where everyday money goes Remembering coffee, food, rides, and small purchases quickly Checking month, week, and today totals from widgets Building a simple daily expense logging habit Anyone who wants a fast receipt camera tracker without a full accounting app MONCAP PRO One subscription unlocks the full Moncap experience on all your devices. Unlimited transactions Import or update receipt images from your photo library Switch between front and back camera Save receipt photos to your library All future Pro features Subscription: Moncap Pro — Weekly $2.99 or Yearly $9.99. Auto-renewing. Payment is charged to your Apple ID account at confirmation of purchase. Auto-renewal: Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage: You can manage or cancel your subscription anytime in your Apple ID account settings after purchase. Privacy Policy: https://luchv.com/moncap/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker at daily against Left. Budget Planner's weekly. Expense Tracker also leads on iOS requirement (18.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Left. Budget Planner sells 1 one-off in-app purchase and Expense Tracker sells 2 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Left. Budget Planner ships an update weekly, Expense Tracker daily. The most recent releases landed on October 8, 2026 and September 30, 2026 respectively.
| Parameter | Left. Budget Planner | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Weekly | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, Apple Watch — better | iPhone |
| Requires iOS | 26.0 | 18.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Ivan Wize | Ha Viet Luc |
In-app purchases
Left. Budget Planner
- Left Pro$9.99
Expense Tracker
- Moncap Pro Weekly$1.997 Days
- Moncap Pro Yearly$9.991 Year
Questions
Is Left. Budget Planner free?
Is Expense Tracker free?
Do Left. Budget Planner or Expense Tracker have ads?
Which is updated more often, Left. Budget Planner or Expense Tracker?
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