Topex Card vs Topsend.live
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Topex Card
Manage your digital card, track spending in real-time, and earn exclusive rewards and cashback. This app offers secure payment management with instant notifications and advanced data protection.
- Secure digital card management
- Real-time transaction tracking
- Earn rewards and cashback
- Redeem points
- Instant notifications
- Advanced security
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Topex Card brings together modern digital payments and a powerful rewards ecosystem in one intuitive app. Manage your card, track transactions in real-time, and unlock exclusive benefits—all from your phone. Key Features: • Secure digital card management • Real-time transaction tracking • Earn rewards and cashback on purchases • Redeem points across selected merchants • Instant notifications for every activity • Advanced security and data protection Whether you're shopping, managing your finances, or earning rewards, Topex Card gives you full control with a smooth and secure experience. Download now and experience a smarter way to pay and get rewarded.
Topsend.live
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Send money abroad, pay like a local and stay connected – all in one app. TopSend is an international money transfer app with virtual cards, QR payments, mobile top-ups, eSIMs and gift cards built in. Canadian-licensed MSB, KYC-verified, and works with Visa, Mastercard and most international payment systems. INTERNATIONAL MONEY TRANSFERS Send money to family and friends in a few taps. Where available, transfer to a mobile number instead of typing long bank details. The exchange rate, fee, exact amount your recipient gets and estimated delivery time are shown before you confirm – no surprises. SEND MONEY HOME, ACROSS BORDERS Send money to Uzbekistan, Tajikistan, Kazakhstan, Kyrgyzstan, Georgia, Armenia and other supported destinations, or transfer between Europe and the CIS in either direction. Supported countries and payout methods are shown in the app. VIRTUAL CARDS Create a virtual card in seconds for online payments and subscriptions. Balances and recent activity are always one tap away. QR PAYMENTS – PAY LIKE A LOCAL Scan a merchant QR code and pay through supported local QR networks in participating countries, in the currencies available. No cash, no card fees at the counter. MOBILE TOP-UPS, ESIMS AND GIFT CARDS Top up phones for yourself or family back home, get eSIM data for travel or everyday use, and buy digital gift cards without leaving the app. CURRENCY CONVERTER Check indicative market exchange rates before you plan a transfer. Converter results are for information only and exclude fees; the final rate and fee are always shown before you confirm. INVITE FRIENDS. EARN REWARDS. Share your personal referral link and track invited friends and rewards in the app. Rewards apply to eligible activity under the current referral program terms; earnings are not guaranteed. SECURITY AND COMPLIANCE TopSend operates under a Canadian Money Services Business registered with FINTRAC. Identity verification (KYC), AML checks, anti-fraud controls and transaction monitoring protect every transfer. EVERYTHING IN ONE APP Review every transaction before confirming Track transfer status and full transaction history Manage transfers, cards, top-ups, eSIMs and gift cards from one account In-app Help Center and customer support Availability, eligibility, supported countries, currencies, payment methods, fees, limits and delivery times vary by location and service provider. Identity verification may be required. Terms and conditions apply.
Screenshots
Verdict
The clearest difference is iOS requirement: Topsend.live at 15.0 against Topex Card's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Topex Card ships an update fortnightly, Topsend.live every 3 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Topex Card | Topsend.live |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 25 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Sigma Information Technology FZCO | Topsend.live |
In-app purchases
Topex Card
No in-app purchases
Topsend.live
No in-app purchases









