ZenFi vs INTEGRA.NG
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
ZenFi
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ZenFi reads your bank alerts and statements so you never type in a transaction. UPLOAD A STATEMENT, GET AN ANSWER Drop in a PDF, CSV or Excel statement. ZenFi comes back in plain words: what you spent, what took the biggest share of it, and roughly where the month is heading if you carry on like this. AUTOMATIC SYNC Connect Gmail, Yahoo Mail or iCloud and ZenFi picks up bank alerts as they land. Access, GTBank, UBA, First Bank, Zenith, OPay, Moniepoint, Kuda, PalmPay, ALAT, Providus, Stanbic IBTC and more. CATEGORIES THAT LEARN Every transaction gets a category. Correct a wrong one and it sticks, so there's less to fix each month. One more thing that helps: type what a transfer is for in your bank app's description box. That wording reaches ZenFi, and it gets the category right without you. BUDGETS Weekly or monthly limits by category. ZenFi warns you before you hit them. If you don't know where to start, it can suggest amounts from your last three months. NUMBERS YOU CAN TRUST Every screen counts the same way. Each one tells you when it last updated and how many transactions it's working from, so you're never left wondering which figure is the real one. Most people look properly at their money after a bad month. The point of ZenFi is to show you during. PRIVACY Your data is encrypted. ZenFi never stores your bank password. Email access uses an app password you generate yourself and can revoke whenever you want. Terms of Use: https://www.usezenfi.com/terms
INTEGRA.NG
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Take control of your finances with INTEGRA, the modern, member-owned financial ecosystem designed to help you save smarter, loan/lend better, and grow your wealth. Whether you are looking to build a disciplined savings habit or need access to affordable capital for your next big project, INTEGRA provides a secure, transparent, and technology-driven platform to achieve your goals. INTEGRA is a financial wellness and savings platform designed to help individuals build better financial habits, grow their money, and achieve their financial goals with greater confidence. With INTEGRA, members have access to simple and practical financial tools that make it easier to save consistently, invest wisely, access loans anytime, and make intentional decisions about their money - for example, lending it to verified businesses of different sectors and earning returns after a stipulated period. Whether you are saving towards an emergency fund, planning for a major purchase, building an investment portfolio, or simply trying to become more disciplined with your finances, INTEGRA gives you a structured platform to take control of your financial journey. Through Members Fixed Savings (MFS), members can set aside money for specific periods while earning returns. INTEGRA also provides investment opportunities that allow members to put their money to work and build towards long-term financial growth. Members who need access to credit can also leverage INTEGRA's lending options, subject to applicable terms and eligibility requirements. This provides a structured way to access funds while remaining part of a community built around responsible financial management. Beyond savings, investments, and lending, INTEGRA is focused on helping members develop a stronger financial mindset. The platform encourages financial discipline, goal-setting, consistency, and informed decision-making so that every naira has a purpose. INTEGRA brings these experiences together in one platform, giving members a clearer view of their financial activities and helping them stay committed to their goals. Our vision is to build a financially stronger community where people can move from simply earning and spending money to saving intentionally, investing consistently, accessing responsible credit, and creating lasting financial progress. Save. Invest. Lend. Grow. With INTEGRA, your financial goals have a place to start - and a community to grow with.
Screenshots
Verdict
ZenFi and INTEGRA.NG are too close to call on the numbers: across 5 compared parameters โ price, ads, in-app purchases and device support among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | ZenFi | INTEGRA.NG |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | โ |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod โ better |
| Requires iOS | 16.0 | 15.1 โ better |
| Further details โ not scored | ||
| Size | 38 MB | 24 MB |
| Age rating | 12+ | 17+ |
| Developer | Herodion Momoh | INTEGRA SYNERGIA LTD |
In-app purchases
ZenFi
No in-app purchases
INTEGRA.NG
No in-app purchases









