Neon Punch vs SELF.IO

NeonPunch is the ultimate timesheet and pay tracker for the modern freelancer and shift worker. With live tax estimates, overtime tracking, and a stunning neon-dark interface, you'll never wonder what your next paycheck looks like again. - Live Pay Estimates: See your earnings grow in real-time as you work. - Tax Tracking: Automatic estimates of federal and state taxes based on your location. - Overtime Calculator: Easily track time-and-a-half and double-time earnings. - History & Trends: Analyze your pay period stats and historical data at a glance. - Modern Neon Aesthetic: A gorgeous dark mode designed for focus and style.

Stop tracking. Start owning. Most finance apps tell you where your money went. SELF.IO shows you who you're becoming. Every expense is a habit. Every habit is a choice. You decide what's building you up — and what's tearing you down. HOW IT WORKS Log an expense. Name it. Mark it as self-improvement or self-destruction. That's your habit now. Every time you spend on it again, log it under the same name. Watch your money move. SET A BUDGET THAT FITS YOUR LIFE Enter your monthly budget. SELF.IO breaks it down into a daily number so you always know what you can actually spend — not what you feel like spending. ARCHIVE YOUR PERIODS When a chapter ends, you close it. Hit Archive Period and get a full breakdown of where your money went and a score out of 100 based on how you lived. Every euro spent on self-destruction counts double. Go over budget? Lose 20 points. Stay under 75% of budget? Gain 5. Under 50%? Gain 10. THE VERDICT 70–100 → Thriving 40–69 → Surviving 0–39 → Struggling No accounts. No ads. No data leaving your phone. Just you, your money, and the truth about both. Own your habits. Own your life.