Nami vs FORUS Connect Mobile

Nami is the money app for pay that moves. Shift workers, part timers, freelancers and anyone tired of guessing what payday will bring: Nami shows where your money went, what you have earned and what is on its way. PAY BY TAP, AND NAMI LOGS IT Tap to Log puts each purchase on today's figure the moment you pay, with nothing to type. A Shortcuts automation on Wallet's own trigger hands Nami the amount and the shop when you pay with Apple Pay. Nami does not read your card or Apple Pay. You set the automation up once, following the steps in Nami, and each purchase counts towards today, the month and your budget, kept in your account. Cash, direct debits and anything else go in with Add a purchase or a statement. YOUR DAY ON THE LOCK SCREEN Today's spend and what is left of your monthly budget sit on your Lock Screen from your morning brief until 2am. On a shift, your pay counts up as you work, worked out on your phone from your own rota. A CALM BRIEF EVERY MORNING Yesterday's spending, your next pay and one tip, at the time you choose. Tap it and it opens in Nami. SEE WHERE YOUR MONTH WENT Insights sets this month against last month at the same point, category by category. Set a monthly budget and a limit on the category that gets away from you. Every limit sits inside your budget, so nothing is counted twice. KNOW WHEN YOU GET PAID Point Nami at the calendar your rota lives in and it prices every shift, works out your pay cycle and shows what your next payslip should be before it lands. Add each payslip and Nami tunes the next estimate to your own deductions. Cut off dates, unpaid breaks and changed shifts are handled. Your calendar is read on your phone, and event titles never leave it. ASK NAMI ABOUT YOUR MONEY Ask a question in plain words and Nami answers from your own figures, with the numbers drawn as tiles. Free includes three questions a day. Pro includes fifty, answered by Nami's best model. ALL YOUR MONEY, ONE NUMBER Net Wealth brings the accounts you add together into one figure with a chart that shows it moving. Spending, Income and Net Wealth widgets put the figures on your Home Screen too. NAMI PRO • Ask Nami on Nami's best model, fifty questions a day • The morning brief written by Nami's best model • A limit on every category, more categories of your own, and pay from up to four employers • Merchant memory and the savings projector • Statement reading, up to fifty statements a month Free for everyone: Tap to Log, Add a purchase, the Lock Screen cards, the morning brief, Insights, three Ask Nami questions a day, one employer, the monthly budget, one category limit, manual accounts in Net Wealth and one statement a month. YOUR DATA STAYS YOURS Nami can never move your money. Statements are off until you turn them on in Profile. Ask Nami, statement reading and the morning brief use Claude, an AI model made by Anthropic, and nothing is sent until you agree. Your chats stay on your phone. Delete your account and the data Nami holds at any time in Profile, Privacy & data. SUBSCRIPTION Nami Pro is an auto renewing subscription, monthly or annual, and new subscribers start with a two week free trial. Payment is charged to your App Store account when you confirm, or when the trial ends. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in the Settings app: tap your name, then Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://meliodeveloper.github.io/nami-privacy/

FORUS Connect - One wallet. Every merchant. Everywhere. FORUS Connect is a next-generation mobile wallet built for the way the world actually moves money. Whether you are paying at a local merchant, sending funds across borders, managing a prepaid card, or earning crypto rewards - FORUS Connect brings it all together in one secure, beautifully designed app. PAY ANYWHERE WITH QR Scan any FORUS merchant QR code to pay instantly. No card swipe, no cash, no friction. Generate your own QR code to receive payments from anyone on the network. GOODFORUS CARD - YOUR PREPAID CARD, ISSUED INSTANTLY Apply for a GoodFORUS Virtual or Physical prepaid card powered by Stripe Issuing. Set spending limits, freeze and unfreeze, top up from your bank card or eZAR wallet, and view real-time balance - all from the app. Card details are revealed only through Stripe's PCI-safe interface. Your PIN and PAN are never stored. SEND MONEY WORLDWIDE Transfer funds to 8 or more countries including the United Kingdom, India, Brazil, Vietnam, Sri Lanka, Hungary, South Africa, and Nigeria. Live exchange rates, transparent fees, and real-time transfer status - all in a few taps. MAHALAX XRPL REWARDS WALLET Every qualifying payment earns you MahalaX (MHX) tokens on the XRP Ledger. Watch your balance grow, track your loyalty tier from Bronze to Silver to Gold to Platinum, and send or receive MHX directly from the app - no third-party wallet required. STABLECOIN HUB Buy, hold, and cash out USDC, USDT, and EURC. On-ramp from local mobile money or bank transfer. Off-ramp back to ZAR. Full transaction history filtered by asset. COUNTRY PAYMENT RAILS Pay like a local anywhere in the world: - UK: Stripe card, Open Banking, GoCardless Direct Debit - India: UPI QR, GPay, PhonePe, Paytm deeplinks, EMI instalments - Brazil: Pix QR with countdown timer, Boleto barcode, Parcelamento - Vietnam: VietQR, MoMo, ZaloPay, VNPAY, 9Pay - Sri Lanka: PayHere, LankaQR, WEBXPAY, OnePay - Hungary: Barion, OTP SimplePay, qvik QR TRANSIT PURSE Load your CIPURSE transit card for offline bus and taxi payments. Top up in seconds, view trip history, and manage your card - no separate transit app needed. BANK-GRADE SECURITY - Face ID and Touch ID lock with no bypass paths - Biometric setup prompt on first login - Email OTP two-factor authentication - PCI-DSS tokenised card storage - raw card data is never held by FORUS - All data encrypted in transit and at rest KYC IDENTITY VERIFICATION Verify your identity with Didit, a regulated KYC provider, to unlock higher limits, wallet linking, and all payment features. The process takes under 2 minutes. MERCHANT TOOLS Generate dynamic merchant QR codes with custom amounts, currencies, and invoice references. View your merchant dashboard with transaction volume, recent payments, and exportable reports. WHITE-LABEL READY FORUS Connect is the consumer face of the FORUS platform - a regulated payment orchestration layer used by businesses, universities, transit operators, and community organisations across Africa and beyond. WHAT'S INCLUDED - QR scan-to-pay at FORUS merchants - GoodFORUS prepaid card (virtual and physical) - Cross-border remittance to 8 or more countries - MahalaX XRPL rewards wallet - Stablecoin hub (USDC, USDT, EURC) - 7 country payment rails - CIPURSE transit purse - Recurring payments and subscription management - Full transaction history with export - Sweepstakes and loyalty programme - GoodFORUS charity giving - Referral programme - Admin dashboard for merchants FORUS Connect is operated by FORUS Card Services N.V. Payments are processed by Stripe (PCI-DSS Level 1), eZAR Network, and regulated rail connectors. This app is not a bank. Funds held in wallets are not covered by deposit insurance.