Comparison

Netly vs Capventory

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Netly

Features
Read full description

Netly gives you a clear, complete picture of your net worth: all your assets and liabilities in one place, updated automatically. Add your bank accounts, investments, real estate, pension, crypto, and more. Netly calculates your total net worth and tracks how it changes over time, so you always know exactly where you stand financially. TRACK EVERYTHING • Assets and liabilities across any category • Stocks, ETFs, and crypto with live market prices (Pro) • Real estate, pension, cash, and custom assets • Multiple currencies with automatic exchange rates (Pro) UNDERSTAND YOUR GROWTH • Interactive net worth chart with full history • Yearly growth and performance by category • Future projections based on your current trajectory • Best and worst days, streaks, and milestones (Pro) PRIVACY FIRST • Your data stays on your device, with optional cloud sync across your devices • Privacy mode hides values with one tap, showing only percentages and charts • No ads, no data selling, no account required BUILT FOR APPLE PLATFORMS • Apple Watch app shows your net worth at a glance • Widgets for your Home Screen and Lock Screen • Designed for iPhone and iPad NETLY PRO Unlock live stock and crypto prices, automatic exchange rates, advanced insights, and import/export with a 7-day free trial. $3.99/month or $24.99/year after the trial. Download Netly and take control of your financial picture today. Terms of Use (EULA): https://apexcode.dk/terms Privacy Policy: https://apexcode.dk/privacy

About

Capventory

Read full description

Capventory is a private journal of your net worth. Everything you own and everything you owe — bank accounts, cash, deposits, gold, a flat, a car, a mortgage — in one figure you update in minutes. • Manual: you record what a thing is worth today, not every transaction. • Complete: 19 kinds of asset and liability, 63 currencies, one total. • Private: no account, no bank connections, nothing leaves your phone. • Yours: a backup file and a spreadsheet export that open anywhere. • Free: no ads, no subscription, nothing to buy inside. HOW IT WORKS Add a position for every asset worth remembering, and save what it is worth on a chosen day. Several positions can be updated at once under one date — that is the whole ritual, and it takes a few minutes a month. Capventory converts every currency into the one you chose as your main one, and shows your assets, your debts, your net worth, and how they changed. WHY THERE ARE NO TRANSACTIONS You are never asked for trades, purchase prices or receipts. Each position asks one question: what is it worth now. That is what keeps updating your assets this fast. WHAT YOU GET • Assets and liabilities in one net worth, shown in any of 63 currencies • 19 kinds of position: accounts, cash, deposits, investments, brokerage, bonds, crypto, precious metals, collectibles, jewellery, property, vehicles, business, cards, loans, mortgages, private debt • Exchange rates for the day you chose, with their source shown — or entered by hand • The history of your capital and of every position, with corrections to the past • Structure by category, by currency, and by a label you invent yourself • An optional expected annual rate, and an optional inflation adjustment that changes labels only and never your figures • Several portfolios, each with its own currency and history • A backup file, and a spreadsheet that opens in Numbers, Excel or Google Sheets • Face ID lock and update reminders HONEST DATA When no rate was published for a day, Capventory says the total is partial and names what is missing. It will not carry yesterday's rate forward to make a figure look complete. WHAT IT DOES NOT DO No bank connections, no statements, no reading of your messages. No transactions, budgets or spending categories. No market quotes for property, cars or crypto — those values are yours to set. No account, no cloud, no ads, and nothing to buy inside. Questions and requests: support@capventory.com Privacy: https://capventory.com/privacy

Screenshots

Netly4 screens
Capventory4 screens

Verdict

The call

The clearest difference is in-app purchases: Capventory at none against Netly's 2. Capventory also leads on iOS requirement (18.0 vs 26.0). Netly's advantage is device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Netly sells 2 in-app purchases, starting at $3.99 per month. Capventory asks for nothing beyond the download.

Scorecard3 real differences Ā· 3 level
Netly versus Capventory: the parameters behind the verdict, then further details
ParameterNetlyCapventory
PriceFreeFree
Update frequencyFortnightly—
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS26.018.0 — better
Further details — not scored
Size15 MB8 MB
Age rating4+4+
DeveloperMathias JensenVitalii Oskolkov

In-app purchases

2 purchases

Netly

Subscriptions2
  • Netly Pro Monthly7 Days trial$3.991 Month
  • Netly Pro Yearly7 Days trial$24.991 Year
None

Capventory

No in-app purchases

Questions

Is Netly free?
Netly is free to download, with in-app purchases available.
Is Capventory free?
Capventory is free to download, with no in-app purchases.
Do Netly or Capventory have ads?
Neither Netly nor Capventory shows ads.

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