Appurum vs Capventory

Appurum — Know exactly where you stand. Most finance apps want your bank login. Appurum doesn't. It gives you a clear picture of your net worth and spending without connecting to anything — no accounts to create, no data leaving your device, no monthly fee. NET WORTH AT A GLANCE Add your accounts — savings, investments, real estate, loans, credit cards — and Appurum calculates your net worth instantly. Watch it grow over time with a built-in history chart you can filter by 3 months, 6 months, a year, or all time. EXPENSE TRACKING THAT RESPECTS YOUR TIME Scan a receipt and Appurum reads the merchant, amount, and date for you. Or add expenses manually in seconds. Every expense is categorized so you always know where your money is going. SPLIT GROUP EXPENSES Planning a trip or sharing a flat? Create an expense group, add everyone's name, log what was spent, and Appurum tells you exactly who owes what — and what your own balance is. BUILT FOR PRIVACY Your data is stored on your device and optionally backed up to your personal iCloud account. No servers, no trackers, no analytics, no bank connections. What's yours stays yours. ONE-TIME PURCHASE No subscription. No free trial that expires. Pay once and use Appurum forever, including all future updates. Appurum Premium unlocks unlimited accounts, expenses, and expense groups. A free tier is available to try the app before purchasing.

Capventory is a private journal of your net worth. Everything you own and everything you owe — bank accounts, cash, deposits, gold, a flat, a car, a mortgage — in one figure you update in minutes. • Manual: you record what a thing is worth today, not every transaction. • Complete: 19 kinds of asset and liability, 63 currencies, one total. • Private: no account, no bank connections, nothing leaves your phone. • Yours: a backup file and a spreadsheet export that open anywhere. • Free: no ads, no subscription, nothing to buy inside. HOW IT WORKS Add a position for every asset worth remembering, and save what it is worth on a chosen day. Several positions can be updated at once under one date — that is the whole ritual, and it takes a few minutes a month. Capventory converts every currency into the one you chose as your main one, and shows your assets, your debts, your net worth, and how they changed. WHY THERE ARE NO TRANSACTIONS You are never asked for trades, purchase prices or receipts. Each position asks one question: what is it worth now. That is what keeps updating your assets this fast. WHAT YOU GET • Assets and liabilities in one net worth, shown in any of 63 currencies • 19 kinds of position: accounts, cash, deposits, investments, brokerage, bonds, crypto, precious metals, collectibles, jewellery, property, vehicles, business, cards, loans, mortgages, private debt • Exchange rates for the day you chose, with their source shown — or entered by hand • The history of your capital and of every position, with corrections to the past • Structure by category, by currency, and by a label you invent yourself • An optional expected annual rate, and an optional inflation adjustment that changes labels only and never your figures • Several portfolios, each with its own currency and history • A backup file, and a spreadsheet that opens in Numbers, Excel or Google Sheets • Face ID lock and update reminders HONEST DATA When no rate was published for a day, Capventory says the total is partial and names what is missing. It will not carry yesterday's rate forward to make a figure look complete. WHAT IT DOES NOT DO No bank connections, no statements, no reading of your messages. No transactions, budgets or spending categories. No market quotes for property, cars or crypto — those values are yours to set. No account, no cloud, no ads, and nothing to buy inside. Questions and requests: support@capventory.com Privacy: https://capventory.com/privacy