Expenses & Subscriptions vs PaceLedger

Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Accounts with their cards, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.

PaceLedger is a simple personal ledger for people who want to record daily spending without connecting a bank account. Capture expenses and income quickly, reuse templates for routine transactions, and keep a clear monthly history on your device. What you can do with PaceLedger: - Add expenses, income, and transfers in a few taps - Start common entries from reusable templates - View monthly spending and income at a glance - Search your ledger by note, category, or account - Filter history by expense or income - Manage categories and display currency - Keep records local on your device - Reset local data from Settings when you want a clean start PaceLedger is designed for lightweight daily tracking. It does not require account creation, bank login, or external account syncing. Your ledger stays focused on the entries you choose to record.