Expenses & Subscriptions vs Firevalle

Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Payment methods, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.

Your net worth does not have to feel like a spreadsheet. Firevalle turns your accounts, goals and journey toward financial independence into a living valley. Every step grows crops, homes and new buildings, so every number keeps a visible purpose. EVERY NUMBER IN ITS PLACE • Add accounts and balances manually, without connecting your bank. • Create savings goals and watch their plots evolve. • Estimate your FIRE number and follow your progress. • Review changes in net worth and contributions. • Export and import a portable JSON backup whenever you want. LEARN WITHOUT THE NOISE Twenty short lessons explain FIRE, compound interest, inflation, diversification, index funds, bonds, risk, behavioural biases and fees. The content is educational, with no sponsored products or investment recommendations. A GENTLER RHYTHM The daily walk offers a one-minute prompt to review a goal, learn something or look at the wider context. Plant seeds and grow a small garden, with nothing lost when you take a day off. PRIVATE BY DESIGN No account is required. Your balances, goals and settings are stored on your iPhone. The valley, accounts, goals, Market and lessons work offline. Only purchases communicate with Apple. START FREE The free version includes up to 3 goals, 4 accounts, all 20 lessons and portable backups. Firevalle Pro expands the valley with 12 plots, unlimited accounts, every building and three FIRE scenarios. It is a one-time purchase, with no subscription. Firevalle provides general information and educational estimates. It does not provide financial, tax or legal advice, and it does not guarantee future results.