Comparison

Сash Advance by ASH vs Split Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Сash Advance by ASH

Quickly find fitting cash advances from top lenders when unexpected expenses arise. Streamlines the search for personalized loan offers, providing fast access to funds without hassle. Offers a clear path to potential lenders at no cost.

Highlights
  • Instant cash advance search
  • Personalized loan offers
  • Streamlined application process
  • No hidden fees for service
  • 24/7 access to loan options
  • Swift fund transfer
Features
Currently charting
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Get the Instant Cash You Need, When You Need It When an unexpected expense arises, turn to our app to quickly find a fitting cash advance from top lenders. We streamline the search, presenting you with a personalized loan offer designed for your situation, so you can access money fast without the hassle. Your Go-To for Fast, Straightforward Borrowing Experience a borrowing process built around your time and comfort. From a remarkably simple application to a verification that takes just moments, everything is designed for speed. There are no hidden fees for using our service—we provide a clear path to potential lenders at no cost to you. Enjoy 24/7 access to explore payday advance or instant loan options through an intuitive interface, making your quest for an instant cash advance both simple and secure. How It Works — Simple & Secure Start with Verification – Use your US phone number to begin. Make Your Request – Complete a brief form with your desired cash advance amount. Review Your Tailored Offer – We match your details with lenders and present you with a suitable cash advance or payday loan option. Receive Your Funds – Upon acceptance, the funds can be transferred swiftly, often on the same day. If You’ve Used Apps Like Klover, Dave, Brigit, MoneyLion, EarnIn, Albert, or Cleo… You’ll feel right at home—and might just prefer our focused approach to connecting you with a relevant cash advance offer. Key Details to Note Our platform is a loan aggregation service, not a direct lender. We facilitate connections between you and potential lenders based on your submission. Loan approval is not guaranteed and is subject to each lender’s assessment. All terms, including APR and repayment schedule, are set by the lender and will be provided transparently before you accept any offer. Please borrow responsibly. Loan Terms The maximum annual percentage rate (APR) is 24%. Repayment terms start from 92 days and may extend up to 240 days. All loan offers are customized based on your financial profile. Applicants must be at least 18 years old. Example: Borrow $2,000 for 6 months at an APR of 20%. Your monthly payment would be $355.60, and the total repayment would be $2,133.60, including $133.60 in interest. All terms and conditions are stated, including costs and fees.

About

Split Pay

Effortlessly split bills and track reimbursements by scanning receipts or manually entering items. Assign costs, calculate taxes and tips, and generate payment details for popular apps. Enjoy private, local-first bill splitting without account creation or subscriptions.

Highlights
  • Receipt scanning with item assignment
  • Manual bill splitting
  • Fair split of shared dishes
  • Proportional tax, tip, and discount application
  • Generate payment details for Venmo, Cash App, PayPal, Zelle
  • Instant total sharing
Features
Read full description

Split Pay: Get Paid Back helps you scan a receipt, assign every item, and send reimbursement details fast without doing the math yourself. Full receipt scanning requires iOS 26.0 or later and a compatible Apple Intelligence iPhone, including iPhone 15 Pro, iPhone 15 Pro Max, and iPhone 16 models or later. On other supported devices, you can still split bills manually. Use Split Pay to: - Scan a receipt and pull in line items - Add people and assign items in a tap - Split shared dishes fairly - Apply tax, tip, extra charges, and discounts proportionally - Generate share-ready payment details for Venmo, Cash App, PayPal, and Zelle - Copy or share each person’s total instantly Why people use Split Pay: - No account creation required - No subscription or in-app purchase required - Private, local-first bill splitting - Fast manual fallback when scanning is unavailable - Built for real group dinners, takeout, trips, and any

Screenshots

Сash Advance by ASH4 screens
Split Pay4 screens

Verdict

The call

The clearest difference is rating: Split Pay at 5.0 against Сash Advance by ASH's 4.6. Сash Advance by ASH's advantage is ratings volume (1.8K vs 1) and chart position (#201 vs unranked). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split Pay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Сash Advance by ASH has 1.8K ratings behind it against 1, so its average is the more settled of the two.

Scorecard4 real differences · 6 level
Сash Advance by ASH versus Split Pay: the parameters behind the verdict, then further details
ParameterСash Advance by ASHSplit Pay
PriceFreeFree
Rating4.6 (1.8K ratings)5.0 (1 ratings) — better
Positive reviews33.3% of reviews—
Number of ratings1.8K — better1
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#201 — better—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better26.0
Further details — not scored
Size22 MB2 MB
Age rating17+4+
DeveloperASH CASH BRAIDS, LLCBrian Kim

Customer experience

Сash Advance by ASH

Written reviews9 reviews
Positive33.3%
Neutral11.1%
Negative55.6%

Split Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Сash Advance by ASH

No in-app purchases

None

Split Pay

No in-app purchases

Questions

Is Сash Advance by ASH free?
Сash Advance by ASH is free to download, with no in-app purchases.
Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Which has better reviews, Сash Advance by ASH or Split Pay?
Split Pay is rated higher. Сash Advance by ASH averages 4.6 out of 5 from 1.8K ratings, while Split Pay averages 5.0 from 1 ratings.
Do Сash Advance by ASH or Split Pay have ads?
Neither Сash Advance by ASH nor Split Pay shows ads.

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